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- Tasks: Draft and present credit proposals while analysing financial documentation.
- Company: Leading financial services provider with a focus on Asset Based Lending.
- Benefits: Salary up to £75k, bonus, and additional perks.
- Other info: Opportunity for career growth in a supportive environment.
- Why this job: Join a dynamic team and enhance your skills in credit risk analysis.
- Qualifications: Experience in Asset Based Lending or related fields, strong analytical skills.
The predicted salary is between 75000 - 75000 £ per year.
Our client, a leading provider of Financial Services to businesses, requires a Credit Risk Analyst to join their Asset Based Lending team in South East England.
The successful candidate will be responsible for drafting and presenting both Invoice Finance and Asset Based Lending credit proposals to Credit Committee while complying with credit policy guidelines and processes.
The opportunity would suit someone who is either operating within a similar field within ABL or someone working within another area of ABL such as Sales, Portfolio Management and/or Audit & Survey who would like to challenge themselves in a credit-based environment.
Key responsibilities:- Drive continuous improvement activity, challenging processes and procedures to ensure optimal efficiency and effectiveness, whilst aligned with business delivery.
- Responsible for making an independent assessment of the risk proposition presented, and to carefully weigh up interests and responsibly maintain and build up the credit portfolio, with a view to optimising the lending process.
- Overseeing credit risks and analysing, assessing and authorising loan proposals, as well as advising Relationship Managers on lending-related issues and coordinating lending process activities, all within the formulated credit policy.
- Analyse and interpret financial documentation.
- Asset Based Lending industry knowledge.
- In-depth working knowledge of RiskFactor.
- Highly numerate with a good understanding of credit risk methodologies, with experience of credit risk and portfolio analysis.
- Good knowledge of credit risk policies, processes and controls.
- Excellent written and presentational skills.
The successful candidate will be rewarded with a salary up to £75k p/a + bonus + a range of additional benefits.
For more information about this role or any of our vacancies call 01625 522 774 or email.
Credit Risk Analyst – Asset Based Lending in England employer: Business Money Promotions Ltd
Contact Detail:
Business Money Promotions Ltd Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Analyst – Asset Based Lending in England
✨Tip Number 1
Network like a pro! Reach out to people in the Asset Based Lending field on LinkedIn or at industry events. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of credit risk methodologies and financial documentation. We recommend practising common interview questions and even doing mock interviews with friends to boost your confidence.
✨Tip Number 3
Showcase your analytical skills! When discussing your experience, highlight specific examples where you've assessed risks or improved processes. This will demonstrate your value to potential employers in the ABL space.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, we love seeing candidates who are proactive about their job search!
We think you need these skills to ace Credit Risk Analyst – Asset Based Lending in England
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Credit Risk Analyst role. Highlight your experience in Asset Based Lending and any relevant skills that match the job description. We want to see how you fit into our team!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about credit risk and how your background makes you a great fit for the role. We love seeing enthusiasm and a personal touch.
Showcase Your Analytical Skills: Since this role involves analysing financial documentation, make sure to mention any relevant experience or projects where you've demonstrated strong analytical skills. We’re looking for someone who can assess risks effectively!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates. Let’s get your journey started!
How to prepare for a job interview at Business Money Promotions Ltd
✨Know Your Credit Risk Fundamentals
Make sure you brush up on your knowledge of credit risk methodologies and asset-based lending. Be prepared to discuss how you would assess risk propositions and the factors you consider when analysing financial documentation.
✨Showcase Your Analytical Skills
During the interview, highlight your experience with portfolio analysis and how you've used data to make informed decisions. Bring examples of past situations where your analytical skills led to successful outcomes in credit risk management.
✨Prepare for Scenario Questions
Expect to face scenario-based questions that test your decision-making abilities. Think about how you would handle specific lending situations or challenges in credit proposals, and be ready to explain your thought process clearly.
✨Demonstrate Continuous Improvement Mindset
The role requires driving continuous improvement, so come prepared with ideas on how processes can be optimised. Share any experiences where you challenged existing procedures and the positive impact it had on efficiency and effectiveness.