Senior KYC Onboarding Specialist

Our client, a thriving and fast-growing FinTech organisation, is looking to recruit a dynamic Senior KYC Onboarding Specialist to join their expanding team. Due to continued growth and increasing onboarding volumes, an opportunity has arisen for an experienced KYC professional to take on a senior position within the team. This role will play a key part in supporting the Team Manager, acting as a subject matter expert across AML, KYC and client due diligence processes, while helping to guide and mentor more junior members of the team. This role is Monday to Friday (with Friday's working from home) and is based in Amersham, around 20 mins via train from Marylebone. Salary is £40k - £45k plus excellent benefits and career development. Key Responsibilities Conduct thorough and accurate Client Due Diligence (CDD) and Enhanced Due Diligence (EDD) reviews in accordance with AML/KYC regulations, internal policies, and risk frameworks Independently manage complex, high-risk, and non-standard onboarding cases, applying a risk-based approach and exercising sound judgement in decision making Identify, investigate, and resolve complex onboarding challenges, escalating matters where appropriate and working closely with the business to achieve suitable outcomes Act as a senior point of contact for onboarding-related queries and escalations, providing expert advice and guidance to both internal stakeholders and clients Serve as a subject matter expert for AML/KYC and onboarding matters, providing support and guidance to colleagues on complex cases and regulatory requirements Assist with management reporting, MI production, audit activities and operational performance reviews, providing data-driven insights and recommendations Mentor and coach junior team members, sharing knowledge, promoting best practice, and contributing to the development of team capability Identify opportunities to improve onboarding processes, controls, and customer experience Skills/Experience Significant experience within Financial Services, Payments, FinTech, Banking, or another regulated industry, with a strong background in AML/KYC/CDD onboarding teams Proven ability to independently manage and resolve highly complex onboarding cases with minimal supervision through application of a risk-based approach Strong analytical and investigative skills, with the ability to identify risks, assess complex scenarios, and make informed risk-based decisions Advanced understanding of AML regulations, CDD, EDD, sanctions, adverse media screening, ownership structures, and financial crime risk management Proficient with Microsoft Office Suite; experience using relevant Screening and CRM platforms A true team player with a winning mentality and strong work ethic committed to continuous improvement and high performance Adaptable, tenacious and flexible who is able to perform under pressure ACAMs or ICA certifications are highly desirable Please note that we will only contact those candidates that we assess as suitable for the positions we have currently available based on their experience, training, and skills. If we do not have anything suitable, we will not keep your CV for more than 30 days. As an equal opportunity employer, Bucks and Berks Recruitment is committed to the equal treatment of all current and prospective employees and does not condone discrimination on the basis of age, disability, sex, sexual orientation, pregnancy and maternity, race or ethnicity, religion or belief, gender identity, or marriage and civil partnership. We aspire to have a diverse and inclusive workplace and strongly encourage suitably qualified applicants from a wide range of backgrounds to apply. JBRP1_UKTJ