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For Companies At a Glance
- Tasks: Analyse loans, source new lending opportunities, and manage active projects in property finance.
- Company: A dynamic non-bank Real Estate Lender based in Kent with a small, successful team.
- Benefits: Competitive salary up to £35k, discretionary bonus, and hands-on experience.
- Other info: Fast-paced environment with opportunities to build relationships and network within the industry.
- Why this job: Gain valuable experience in property finance and development with growth potential.
- Qualifications: Experience in Property Construction or Finance is a plus; strong communication and organisational skills required.
The predicted salary is between 35000 - 35000 £ per year.
My client is a non-bank Real Estate Lender. They are a small team based in Kent who is recruiting for a Junior Portfolio Manager to join their successful team.
Overview
You will be conducting in-depth analysis, managing active loans, and ensuring that all lending activities align with the company's risk management and performance objectives. This role offers hands-on experience in all aspects of property finance and development, with the potential for growth and additional responsibility and business winning.
Responsibilities
- Sourcing New Lending Opportunities: Identify new lending leads through planning approvals, online research, LinkedIn, and other channels. Conduct preliminary research to verify project viability and borrower suitability.
- Development Appraisals and Credit Analysis: Prepare initial development appraisals, ensuring that borrower assumptions align with industry standards. Assist in drafting credit approval documentation and recommending loan terms for management review and sign-off. Perform in-depth analysis of comparable sales data (Rightmove, Searchland, Land Registry) to verify project assumptions. Conduct background checks on borrowers, assessing potential risks such as bankruptcy, current portfolio exposure, and historical lender relationships. Financial modelling and security analysis.
- Loan Onboarding: Progress loans from Heads of Terms through to completion, coordinating with solicitors, valuers, monitoring surveyors and Brokers to push deals over the line. Negotiate drawdown templates with borrowers to establish clear terms from the outset.
- Active Loan Management: Develop and maintain a loan tracker to monitor key metrics, including drawn amounts, accrued interest, fees, and leverage ratios. Manage a risk matrix for live loans, tracking build progress, planning conditions, sales status, and potential loan extensions. Conduct on-site monitoring for smaller or local projects, ensuring project milestones are being met. Review and analyse project monitoring reports to provide internal insights and updates.
What you will Bring:
- Experience in Property Construction or Finance would be advantageous, but not essential.
- Driving licence and access to own vehicle.
- Excellent communication and interpersonal skills, with the ability to build effective relationships with stakeholders.
- Ability to work in a fast-paced, dynamic environment.
- Basic proficiency in Excel.
- Strong numeracy skills.
- Excellent organisational abilities with high attention to detail to manage multiple projects simultaneously.
- Works well within a team and contributes to a positive work environment.
- Confident in presenting information clearly and effectively to internal and external stakeholders.
- Friendly, confident, and able to build relationships with potential borrowers and industry professionals, able to network and 'open doors'.
Salary: up to £35k plus a discretionary bonus
Location: Sevenoaks
Junior Portfolio Manager - RICS Graduates in Sevenoaks employer: Buckden Partners
Contact Detail:
Buckden Partners Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Junior Portfolio Manager - RICS Graduates in Sevenoaks
✨Tip Number 1
Get your networking game on! Connect with industry professionals on LinkedIn and attend local events. Building relationships can open doors to opportunities that aren’t even advertised.
✨Tip Number 2
Do your homework! Research the company and its projects thoroughly. When you know their work inside out, you can tailor your conversations and show them you’re genuinely interested in being part of their team.
✨Tip Number 3
Practice makes perfect! Prepare for interviews by role-playing common questions with a friend or in front of the mirror. The more comfortable you are, the better you’ll present yourself as the ideal candidate.
✨Tip Number 4
Don’t forget to follow up! After an interview, send a quick thank-you email. It shows your appreciation and keeps you fresh in their minds. Plus, it’s a great chance to reiterate your enthusiasm for the role!
We think you need these skills to ace Junior Portfolio Manager - RICS Graduates in Sevenoaks
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Junior Portfolio Manager role. Highlight any relevant experience in property finance or construction, even if it's just a project or two. We want to see how your skills align with what we're looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about property finance and how you can contribute to our team. Keep it concise but engaging – we love a bit of personality!
Showcase Your Analytical Skills: Since this role involves a lot of analysis, make sure to mention any experience you have with financial modelling or data analysis. We want to know how you approach problem-solving and decision-making!
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It helps us keep track of applications and ensures you don’t miss out on any important updates from us!
How to prepare for a job interview at Buckden Partners
✨Know Your Numbers
Brush up on your financial modelling and security analysis skills. Be prepared to discuss how you would approach development appraisals and credit analysis. Familiarise yourself with key metrics like leverage ratios and interest accruals, as these will likely come up in conversation.
✨Research the Company
Dive deep into the company’s lending practices and recent projects. Understanding their risk management strategies and performance objectives will show that you're genuinely interested and ready to contribute. Plus, it’ll help you tailor your answers to align with their goals.
✨Prepare for Scenario Questions
Expect questions that ask how you would handle specific situations, such as sourcing new lending opportunities or managing active loans. Think of examples from your past experiences or hypothetical scenarios where you can demonstrate your problem-solving skills and attention to detail.
✨Showcase Your Communication Skills
Since this role involves building relationships with stakeholders, practice articulating your thoughts clearly and confidently. Prepare to discuss how you would communicate with borrowers and team members, and be ready to present information effectively during the interview.