At a Glance
- Tasks: Analyse loans, source new lending opportunities, and manage active projects in property finance.
- Company: A dynamic non-bank Real Estate Lender based in Kent with a small, successful team.
- Benefits: Competitive salary up to £35k, discretionary bonus, and hands-on experience.
- Other info: Fast-paced environment with opportunities to build relationships and network within the industry.
- Why this job: Gain valuable experience in property finance and development with growth potential.
- Qualifications: Experience in Property Construction or Finance is a plus; strong communication and organisational skills required.
The predicted salary is between 35000 - 35000 £ per year.
My client is a non-bank Real Estate Lender. They are a small team based in Kent who is recruiting for a Junior Portfolio Manager to join their successful team.
Overview
You will be conducting in-depth analysis, managing active loans, and ensuring that all lending activities align with the company's risk management and performance objectives. This role offers hands-on experience in all aspects of property finance and development, with the potential for growth and additional responsibility and business winning.
Responsibilities
- Sourcing New Lending Opportunities: Identify new lending leads through planning approvals, online research, LinkedIn, and other channels. Conduct preliminary research to verify project viability and borrower suitability.
- Development Appraisals and Credit Analysis: Prepare initial development appraisals, ensuring that borrower assumptions align with industry standards. Assist in drafting credit approval documentation and recommending loan terms for management review and sign-off. Perform in-depth analysis of comparable sales data (Rightmove, Searchland, Land Registry) to verify project assumptions. Conduct background checks on borrowers, assessing potential risks such as bankruptcy, current portfolio exposure, and historical lender relationships. Financial modelling and security analysis.
- Loan Onboarding: Progress loans from Heads of Terms through to completion, coordinating with solicitors, valuers, monitoring surveyors and Brokers to push deals over the line. Negotiate drawdown templates with borrowers to establish clear terms from the outset.
- Active Loan Management: Develop and maintain a loan tracker to monitor key metrics, including drawn amounts, accrued interest, fees, and leverage ratios. Manage a risk matrix for live loans, tracking build progress, planning conditions, sales status, and potential loan extensions. Conduct on-site monitoring for smaller or local projects, ensuring project milestones are being met. Review and analyse project monitoring reports to provide internal insights and updates.
What you will Bring:
- Experience in Property Construction or Finance would be advantageous, but not essential.
- Driving licence and access to own vehicle.
- Excellent communication and interpersonal skills, with the ability to build effective relationships with stakeholders.
- Ability to work in a fast-paced, dynamic environment.
- Basic proficiency in Excel.
- Strong numeracy skills.
- Excellent organisational abilities with high attention to detail to manage multiple projects simultaneously.
- Works well within a team and contributes to a positive work environment.
- Confident in presenting information clearly and effectively to internal and external stakeholders.
- Friendly, confident, and able to build relationships with potential borrowers and industry professionals, able to network and 'open doors'.
Salary: up to £35k plus a discretionary bonus
Location: Sevenoaks
Junior Portfolio Manager - RICS Graduates in Sevenoaks employer: Buckden Partners
Buckden Partners is an exceptional employer that fosters a dynamic and collaborative work culture, where innovation and growth are at the forefront. Located in the vibrant city of London, employees benefit from a competitive salary, performance bonuses, and a comprehensive benefits package, alongside ample opportunities for professional development and networking within the thriving financial sector. Join us to be part of a forward-thinking team dedicated to driving success in Asset Based Lending.
StudySmarter Expert Advice🤫
We think this is how you could land Junior Portfolio Manager - RICS Graduates in Sevenoaks
✨Get Involved in Local Property Events
Dive into local property expos and networking events! Real estate thrives on connections, so attending these events helps us meet potential employers and industry leaders, plus it's a chance to show off your enthusiasm for the field.
✨Connect with Local Agents on Social Media
Follow and engage with local real estate agents and firms on platforms like Instagram and LinkedIn. Sharing their posts and commenting with your insights can put you on their radar and might even lead to job opportunities at companies like Buckden Partners.
✨Don’t Underestimate the Power of Cold Outreach
Got your eye on a specific company like Buckden Partners? Don't hesitate to send a direct message or an email expressing your interest. Personalise your approach, maybe mentioning a recent listing or project of theirs, and it could set you apart from other candidates.
✨Utilise Property Management Platforms
Check out property management platforms and job boards tailored for the real estate sector. They often have exclusive listings, especially for full-time roles. Don't forget to visit Buckden Partners's careers page directly; we love seeing passionate candidates applying through our website!
We think you need these skills to ace Junior Portfolio Manager - RICS Graduates in Sevenoaks
Some tips for your application 🫡
Show Your Real-Estate Savvy:When crafting your CV and cover letter, make sure to highlight any relevant experience in the real estate sector. If you've done internships, assistant roles, or even relevant coursework, lay it out clearly. We want to see your familiarity with market trends, property management, or any sales experience you've got under your belt!
Quantify Your Achievements:In real estate, numbers speak volumes! When detailing your past roles, use concrete figures to demonstrate your achievements. For example, mention how many properties you sold, the percentage increase in client satisfaction, or any successful negotiations. These metrics can give your application that extra punch it needs!
Tailor Your Documents for the Job:Every application should feel personal. When applying for the Junior Portfolio Manager - RICS Graduates role at Buckden Partners, tweak your CV to focus on aspects that are important to them. If they value client relationships, emphasise your interpersonal skills. We want to see you aligning your experiences with what they're looking for!
Keep It Professional Yet Approachable:While we want you to show off your expertise, don't forget to let your personality shine through in your cover letter. A touch of friendliness can set you apart, especially in real estate where client interaction is key. Show that you're ready not just to work with the property but also with people!
How to prepare for a job interview at Buckden Partners
✨Know Your Market Trends
In real estate, it’s all about staying ahead of the curve. Make sure we brush up on the latest market trends in the area where Buckden Partners operates. Being able to discuss local property values, demand, and upcoming developments will show that we’re not just interested in the job, but genuinely invested in the industry.
✨Prepare for Scenario Questions
Expect some scenario-based questions during the interview. We might get asked how we’d handle different client situations or property evaluations. Preparing our responses for common real estate scenarios not only demonstrates our problem-solving skills but also shows that we can think on our feet in a client-facing role.
✨Showcase Your Connections
In full-time real estate, networking is key! Let’s think about our connections in the industry and what we can bring to Buckden Partners. Whether it’s insights on prospective clients or relationships with local contractors, talking about these experiences can set us apart from other candidates.
✨Demonstrate Technical Savvy
Familiarity with different real estate software tools is a big plus. We should be ready to discuss any platforms we've used, whether it's for property management, CRM, or data analysis. Being comfortable with technology not only makes us more efficient, but also shows that we’re adaptable to the tools used at Buckden Partners.
