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For Companies At a Glance
- Tasks: Analyse loans, source new opportunities, and manage active projects in real estate finance.
- Company: Join a dynamic non-bank Real Estate Lender based in Kent.
- Benefits: Competitive salary up to £35k, discretionary bonus, and hands-on experience.
- Other info: Fast-paced environment with opportunities for growth and networking.
- Why this job: Gain valuable insights into property finance and develop your career in a supportive team.
- Qualifications: Experience in property construction or finance is a plus; strong communication skills required.
The predicted salary is between 32000 - 35000 £ per year.
My client is a non-bank Real Estate Lender. They are a small team based in Kent who is recruiting for a Junior Portfolio Manager to join their successful team.
Overview
You will be conducting in-depth analysis, managing active loans, and ensuring that all lending activities align with the company’s risk management and performance objectives. This role offers hands-on experience in all aspects of property finance and development, with the potential for growth and additional responsibility and business winning.
Responsibilities
- Sourcing New Lending Opportunities: Identify new lending leads through planning approvals, online research, LinkedIn, and other channels. Conduct preliminary research to verify project viability and borrower suitability.
- Development Appraisals and Credit Analysis: Prepare initial development appraisals, ensuring that borrower assumptions align with industry standards. Assist in drafting credit approval documentation and recommending loan terms for management review and sign-off. Perform in-depth analysis of comparable sales data (Rightmove, Searchland, Land Registry) to verify project assumptions. Conduct background checks on borrowers, assessing potential risks such as bankruptcy, current portfolio exposure, and historical lender relationships. Financial modelling and security analysis.
- Loan Onboarding: Progress loans from Heads of Terms through to completion, coordinating with solicitors, valuers, monitoring surveyors and Brokers to push deals over the line. Negotiate drawdown templates with borrowers to establish clear terms from the outset.
- Active Loan Management: Develop and maintain a loan tracker to monitor key metrics, including drawn amounts, accrued interest, fees, and leverage ratios. Manage a risk matrix for live loans, tracking build progress, planning conditions, sales status, and potential loan extensions. Conduct on-site monitoring for smaller or local projects, ensuring project milestones are being met. Review and analyse project monitoring reports to provide internal insights and updates.
- Financial and Market Analysis: Support in generating monthly KPIs and annual P&L forecasts. Research and analyse competitor products to stay informed of market trends and competitive positioning.
What you will Bring:
- Experience in Property Construction or Finance would be advantageous, but not essential.
- Driving licence and access to own vehicle.
- Excellent communication and interpersonal skills, with the ability to build effective relationships with stakeholders.
- Ability to work in a fast-paced, dynamic environment.
- Basic proficiency in Excel.
- Strong numeracy skills.
- Excellent organisational abilities with high attention to detail to manage multiple projects simultaneously.
- Works well within a team and contributes to a positive work environment.
- Confident in presenting information clearly and effectively to internal and external stakeholders.
- Friendly, confident, and able to build relationships with potential borrowers and industry professionals, able to network and ‘open doors’.
Salary: up to £35k plus a discretionary bonus
Location: Sevenoaks
Junior Portfolio Manager - Real Estate in Plymouth employer: Buckden Partners
Contact Detail:
Buckden Partners Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Junior Portfolio Manager - Real Estate in Plymouth
✨Tip Number 1
Network like a pro! Get on LinkedIn and connect with industry professionals. Join relevant groups, engage in discussions, and don’t be shy to reach out for informational chats. You never know who might have the inside scoop on job openings!
✨Tip Number 2
Show up at industry events or local meetups. These are golden opportunities to meet potential employers face-to-face. Bring your A-game, chat about your passion for real estate, and make sure to follow up with anyone you meet!
✨Tip Number 3
Don’t just apply through job boards; head straight to our website! We love seeing candidates who take the initiative. Tailor your application to highlight your analytical skills and ability to manage loans effectively.
✨Tip Number 4
Prepare for interviews by brushing up on your financial modelling and market analysis skills. Be ready to discuss how you can contribute to our team’s success and demonstrate your understanding of risk management in lending.
We think you need these skills to ace Junior Portfolio Manager - Real Estate in Plymouth
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Junior Portfolio Manager role. Highlight any relevant experience in property finance or construction, and don’t forget to showcase your analytical skills and attention to detail!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re passionate about real estate lending and how your skills align with our team’s goals. Keep it friendly and professional!
Show Off Your Research Skills: Since sourcing new lending opportunities is key, mention any experience you have with market research or analysis. We love candidates who can demonstrate their ability to dig deep and find valuable insights!
Apply Through Our Website: We encourage you to apply through our website for a smoother application process. It helps us keep everything organised and ensures your application gets the attention it deserves!
How to prepare for a job interview at Buckden Partners
✨Know Your Numbers
Brush up on your financial modelling and security analysis skills. Be prepared to discuss how you would approach development appraisals and credit analysis. Having a solid grasp of key metrics will show that you're ready to dive into the role.
✨Research the Company
Get familiar with the non-bank real estate lending landscape, especially in Kent. Understand their lending criteria and recent projects they've financed. This knowledge will help you ask insightful questions and demonstrate your genuine interest in the company.
✨Showcase Your Communication Skills
Since this role involves liaising with various stakeholders, practice articulating your thoughts clearly. Prepare examples of how you've built relationships in the past, whether in a professional or academic setting, to highlight your interpersonal skills.
✨Prepare for Scenario Questions
Think about potential scenarios you might face as a Junior Portfolio Manager. For instance, how would you handle a borrower who is struggling to meet loan conditions? Being ready with thoughtful responses will showcase your problem-solving abilities and readiness for the role.