At a Glance
- Tasks: Analyse property finance, manage loans, and source new lending opportunities.
- Company: Join a small, dynamic team at a non-bank Real Estate Lender in Kent.
- Benefits: Competitive salary up to £35k, discretionary bonus, and hands-on experience.
- Other info: Opportunity for growth and networking within the real estate industry.
- Why this job: Gain valuable insights into property finance and develop your career in a supportive environment.
- Qualifications: Experience in Property Construction or Finance is a plus; strong communication and organisational skills required.
The predicted salary is between 35000 - 35000 € per year.
My client is a non-bank Real Estate Lender. They are a small team based in Kent who is recruiting for a Junior Portfolio Manager to join their successful team.
Overview
You will be conducting in-depth analysis, managing active loans, and ensuring that all lending activities align with the company’s risk management and performance objectives. This role offers hands-on experience in all aspects of property finance and development, with the potential for growth and additional responsibility and business winning.
Responsibilities
- Sourcing New Lending Opportunities: Identify new lending leads through planning approvals, online research, LinkedIn, and other channels. Conduct preliminary research to verify project viability and borrower suitability.
- Development Appraisals and Credit Analysis: Prepare initial development appraisals, ensuring that borrower assumptions align with industry standards. Assist in drafting credit approval documentation and recommending loan terms for management review and sign-off. Perform in-depth analysis of comparable sales data (Rightmove, Searchland, Land Registry) to verify project assumptions. Conduct background checks on borrowers, assessing potential risks such as bankruptcy, current portfolio exposure, and historical lender relationships. Financial modelling and security analysis.
- Loan Onboarding: Progress loans from Heads of Terms through to completion, coordinating with solicitors, valuers, monitoring surveyors and Brokers to push deals over the line. Negotiate drawdown templates with borrowers to establish clear terms from the outset.
- Active Loan Management: Develop and maintain a loan tracker to monitor key metrics, including drawn amounts, accrued interest, fees, and leverage ratios. Manage a risk matrix for live loans, tracking build progress, planning conditions, sales status, and potential loan extensions. Conduct on-site monitoring for smaller or local projects, ensuring project milestones are being met. Review and analyse project monitoring reports to provide internal insights and updates.
What you will Bring:
- Experience in Property Construction or Finance would be advantageous, but not essential.
- Driving licence and access to own vehicle.
- Excellent communication and interpersonal skills, with the ability to build effective relationships with stakeholders.
- Ability to work in a fast-paced, dynamic environment.
- Basic proficiency in Excel.
- Strong numeracy skills.
- Excellent organisational abilities with high attention to detail to manage multiple projects simultaneously.
- Works well within a team and contributes to a positive work environment.
- Confident in presenting information clearly and effectively to internal and external stakeholders.
- Friendly, confident, and able to build relationships with potential borrowers and industry professionals, able to network and ‘open doors’.
Salary: up to £35k plus a discretionary bonus
Location: Sevenoaks
Junior Portfolio Manager - RICS Graduates in Maidstone employer: Buckden Partners
Join a dynamic and supportive team at a non-bank Real Estate Lender in Kent, where you will gain invaluable hands-on experience as a Junior Portfolio Manager. Our collaborative work culture fosters professional growth and encourages innovation, providing you with opportunities to take on additional responsibilities and contribute to business development. With competitive salary packages and a focus on employee well-being, we are committed to creating a rewarding environment for our staff.
StudySmarter Expert Advice🤫
We think this is how you could land Junior Portfolio Manager - RICS Graduates in Maidstone
✨Tip Number 1
Network like a pro! Get out there and connect with industry professionals on LinkedIn or at local events. Building relationships can open doors to opportunities that aren’t even advertised.
✨Tip Number 2
Do your homework! Research the company and its projects before any interviews. This shows you’re genuinely interested and helps you tailor your answers to what they value most.
✨Tip Number 3
Practice makes perfect! Prepare for common interview questions related to property finance and development. Role-play with a friend or use online resources to boost your confidence.
✨Tip Number 4
Apply through our website! We’ve got loads of opportunities, and applying directly can sometimes give you an edge. Plus, it’s super easy to keep track of your applications!
We think you need these skills to ace Junior Portfolio Manager - RICS Graduates in Maidstone
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Junior Portfolio Manager role. Highlight any relevant experience in property finance or construction, even if it's just a project or two. We want to see how your skills align with what we're looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about property finance and how you can contribute to our team. Keep it friendly and professional, and don’t forget to mention why you’re excited about working with us at StudySmarter.
Show Off Your Analytical Skills:Since this role involves a lot of analysis, make sure to showcase your analytical skills in your application. Whether it’s through coursework, previous jobs, or personal projects, we want to see how you approach problem-solving and data analysis.
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way to ensure your application gets into the right hands. Plus, it shows us that you’re proactive and keen to join our team!
How to prepare for a job interview at Buckden Partners
✨Know Your Numbers
Brush up on your financial modelling and security analysis skills. Be prepared to discuss how you would approach development appraisals and credit analysis, as this will show your understanding of the role and its responsibilities.
✨Research the Company
Dive deep into the company’s lending practices and recent projects. Understanding their risk management strategies and performance objectives will help you align your answers with what they value most.
✨Showcase Your Communication Skills
Since excellent communication is key in this role, practice articulating your thoughts clearly. Prepare examples of how you've built relationships in previous roles or during your studies, as this will demonstrate your interpersonal skills.
✨Prepare for Scenario Questions
Expect questions that assess your problem-solving abilities in real-world scenarios. Think about how you would handle sourcing new lending opportunities or managing active loans, and be ready to share your thought process.
