Portfolio Manager, REF - Debt Fund in London
Portfolio Manager, REF - Debt Fund

Portfolio Manager, REF - Debt Fund in London

London Full-Time 75000 - 90000 £ / year (est.) No home office possible
Buckden Partners

At a Glance

  • Tasks: Manage investment loans and oversee development loans in a dynamic debt fund environment.
  • Company: Established Debt Fund with a focus on innovative finance solutions across the UK and Europe.
  • Benefits: Competitive salary up to £90k, professional growth, and a vibrant office culture.
  • Why this job: Join a forward-thinking team and make an impact in real estate finance.
  • Qualifications: 5+ years in real estate debt or loan servicing with strong analytical skills.
  • Other info: Fast-paced environment with opportunities for career advancement.

The predicted salary is between 75000 - 90000 £ per year.

My client is an established and entrepreneurial Debt Fund that provides complex investment and development finance loans across the UK and Europe. They are recruiting for an experienced Portfolio Manager role to focus on investment loans (resi and commercial) with an overview of development loans.

This role is suited to a professional with strong experience in loan documentation, credit governance, and day-to-day portfolio management across real estate debt investments. A solid understanding of LMA-based loan agreements and familiarity with loan servicing workflows is essential.

You will manage loans from closing through to full repayment, including amendments, restructurings, waivers, extensions, refinancing processes, and ongoing credit monitoring. The role requires close coordination with third-party cash managers, facility agents, legal advisers, borrowers, and internal stakeholders to ensure accurate transaction execution and ongoing portfolio integrity.

Responsibilities
  • Legal Documentation & Compliance
    • Review, interpret, and apply LMA-based and bespoke loan documentation.
    • Manage all borrower requests requiring documentation actions, including:
    • Drawdowns and utilisations
    • Prepayments
    • Consents and waivers
    • Amendments and covenant resets
  • Track and ensure satisfaction of all conditions precedent and subsequent.
  • Coordinate with underwriting teams and external counsel to ensure efficient and accurate progression of legal processes and transaction changes.
  • Monitoring and Reporting
    • Evaluate periodic valuations, property monitoring reports, and compliance certificates.
    • Monitor loan performance using key metrics including LTV and ICR.
    • Prepare clear and concise materials for Credit Committee and other governance forums, covering:
    • Borrower performance
    • Covenant compliance
    • Amendment/waiver requests
    • Risk considerations
  • Maintain a strong understanding of internal credit workflows and ensure adherence to policy, controls, and delegated authorities.
  • Support periodic loan reviews and contribute to portfolio-level reporting to senior management and investment committees.
  • Identify emerging risks or performance deterioration and escalate appropriately through the credit process.
  • Prepare regular reporting for investors, senior management, and other stakeholders, ensuring data quality, accuracy, and timeliness.
  • Maintain internal systems to ensure accurate representation of loan and portfolio data.
  • Liaise with internal teams including origination, underwriting, operations, finance, and senior leadership to ensure cohesive portfolio management.
  • Cash Management & Third-Party Coordination
    • Act as a key liaison with operations teams and third-party cash managers/facility agents to ensure smooth operational management of each loan.
    • Oversee the processing of:
    • Interest and fee payments
    • Drawdowns and utilisations
    • Scheduled and unscheduled repayments
    • Cashflow waterfalls and cash sweeps
    • Reserve account movements
  • What you will Bring
    • Minimum 5 years’ experience in real estate debt, loan servicing, credit portfolio management, or asset management within a bank, debt fund, or private lender.
    • Strong experience working with LMA documentation and full loan lifecycle processes.
    • Demonstrated experience preparing materials for Credit Committees or equivalent governance bodies.
    • Advanced understanding of loan documentation and legal concepts in real estate lending.
    • Strong analytical skills, with confidence evaluating financial and operational data.
    • Excellent stakeholder management across internal teams, borrowers, agents, and external advisers.
    • Strong Excel skills.
    • Knowledge of portfolio/asset management systems is advantageous.
    • High degree of accuracy, organisation, and ability to operate and communicate effectively in a fast-paced environment.

    Salary: up to £90k depending on experience

    Location: London (4 days in the office)

    Portfolio Manager, REF - Debt Fund in London employer: Buckden Partners

    Join a dynamic and entrepreneurial Debt Fund in London, where you will play a pivotal role as a Portfolio Manager, overseeing complex investment loans across the UK and Europe. Our company fosters a collaborative work culture that values professional growth, offering opportunities for skill enhancement and career advancement while ensuring a supportive environment. With competitive salaries and a focus on employee well-being, we provide a unique chance to make a meaningful impact in the finance sector.
    Buckden Partners

    Contact Detail:

    Buckden Partners Recruiting Team

    StudySmarter Expert Advice 🤫

    We think this is how you could land Portfolio Manager, REF - Debt Fund in London

    ✨Network Like a Pro

    Get out there and connect with people in the industry! Attend networking events, join relevant online forums, and don’t be shy about reaching out to professionals on LinkedIn. We all know that sometimes it’s not just what you know, but who you know that can help you land that Portfolio Manager role.

    ✨Showcase Your Expertise

    When you get the chance to chat with potential employers, make sure to highlight your experience with LMA documentation and loan servicing workflows. We want to see you confidently discussing your past successes and how they relate to managing investment loans. This is your time to shine!

    ✨Prepare for Interviews

    Do your homework before any interview! Familiarise yourself with the company’s portfolio and recent projects. We recommend preparing some insightful questions about their loan management processes or credit governance. This shows you’re genuinely interested and ready to contribute.

    ✨Apply Through Our Website

    Don’t forget to apply through our website for the best chance at landing that job! We streamline the application process and ensure your CV gets the attention it deserves. Plus, it’s a great way to stay updated on new opportunities in the Debt Fund space.

    We think you need these skills to ace Portfolio Manager, REF - Debt Fund in London

    Loan Documentation
    Credit Governance
    Portfolio Management
    LMA-based Loan Agreements
    Loan Servicing Workflows
    Credit Monitoring
    Stakeholder Management
    Financial Analysis
    Risk Assessment
    Excel Proficiency
    Asset Management Systems
    Legal Compliance
    Data Quality Assurance
    Operational Management

    Some tips for your application 🫡

    Tailor Your CV: Make sure your CV is tailored to the Portfolio Manager role. Highlight your experience with LMA-based loan documentation and credit governance, as these are key for us. Use specific examples that showcase your skills in managing loans and coordinating with various stakeholders.

    Craft a Compelling Cover Letter: Your cover letter should tell us why you're the perfect fit for this role. Share your passion for real estate debt and how your background aligns with our needs. Don't forget to mention your experience with loan servicing workflows and how you can contribute to our team!

    Showcase Your Analytical Skills: We love candidates who can crunch numbers! In your application, highlight your analytical skills and any experience you have evaluating financial data. Mention specific metrics you've worked with, like LTV and ICR, to show us you know your stuff.

    Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it gives you a chance to explore more about our company culture and values!

    How to prepare for a job interview at Buckden Partners

    ✨Know Your Loan Documentation Inside Out

    Make sure you brush up on LMA-based loan agreements and any bespoke documentation relevant to the role. Being able to discuss specific clauses and their implications will show your expertise and confidence in handling legal documentation.

    ✨Prepare for Real-World Scenarios

    Think of examples from your past experience where you've managed loans through various stages, like amendments or restructurings. Be ready to explain how you navigated challenges and what the outcomes were, as this will demonstrate your practical knowledge.

    ✨Showcase Your Analytical Skills

    Be prepared to discuss how you evaluate loan performance using key metrics like LTV and ICR. Bring along examples of reports or analyses you've prepared for Credit Committees, as this will highlight your analytical capabilities and attention to detail.

    ✨Demonstrate Stakeholder Management Expertise

    Think about times when you've coordinated with various stakeholders, such as borrowers, agents, and internal teams. Be ready to share how you ensured smooth communication and collaboration, as this is crucial for the Portfolio Manager role.

    Portfolio Manager, REF - Debt Fund in London
    Buckden Partners
    Location: London

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