At a Glance
- Tasks: Conduct in-depth analysis and manage active loans in property finance.
- Company: Join a small, dynamic team at a non-bank Real Estate Lender in Kent.
- Benefits: Competitive salary up to £35k plus discretionary bonus and growth opportunities.
- Other info: Fast-paced environment with excellent career development potential.
- Why this job: Gain hands-on experience in property finance and make impactful contributions.
- Qualifications: Experience in Property Construction or Finance is a plus; strong communication skills required.
The predicted salary is between 35000 - 35000 € per year.
My client is a non-bank Real Estate Lender. They are a small team based in Kent who is recruiting for a Junior Portfolio Manager to join their successful team.
Overview
You will be conducting in-depth analysis, managing active loans, and ensuring that all lending activities align with the company’s risk management and performance objectives. This role offers hands-on experience in all aspects of property finance and development, with the potential for growth and additional responsibility and business winning.
Responsibilities
- Sourcing New Lending Opportunities: Identify new lending leads through planning approvals, online research, LinkedIn, and other channels. Conduct preliminary research to verify project viability and borrower suitability.
- Development Appraisals and Credit Analysis: Prepare initial development appraisals, ensuring that borrower assumptions align with industry standards. Assist in drafting credit approval documentation and recommending loan terms for management review and sign-off. Perform in-depth analysis of comparable sales data (Rightmove, Searchland, Land Registry) to verify project assumptions. Conduct background checks on borrowers, assessing potential risks such as bankruptcy, current portfolio exposure, and historical lender relationships. Financial modelling and security analysis.
- Loan Onboarding: Progress loans from Heads of Terms through to completion, coordinating with solicitors, valuers, monitoring surveyors and Brokers to push deals over the line. Negotiate drawdown templates with borrowers to establish clear terms from the outset.
- Active Loan Management: Develop and maintain a loan tracker to monitor key metrics, including drawn amounts, accrued interest, fees, and leverage ratios. Manage a risk matrix for live loans, tracking build progress, planning conditions, sales status, and potential loan extensions. Conduct on-site monitoring for smaller or local projects, ensuring project milestones are being met. Review and analyse project monitoring reports to provide internal insights and updates.
What you will Bring:
- Experience in Property Construction or Finance would be advantageous, but not essential.
- Driving licence and access to own vehicle.
- Excellent communication and interpersonal skills, with the ability to build effective relationships with stakeholders.
- Ability to work in a fast-paced, dynamic environment.
- Basic proficiency in Excel.
- Strong numeracy skills.
- Excellent organisational abilities with high attention to detail to manage multiple projects simultaneously.
- Works well within a team and contributes to a positive work environment.
- Confident in presenting information clearly and effectively to internal and external stakeholders.
- Friendly, confident, and able to build relationships with potential borrowers and industry professionals, able to network and ‘open doors’.
Salary: up to £35k plus a discretionary bonus
Location: Sevenoaks
Junior Portfolio Manager - RICS Graduates in Kent employer: Buckden Partners
As a non-bank Real Estate Lender based in the picturesque town of Sevenoaks, our company offers a dynamic and supportive work environment where you can thrive as a Junior Portfolio Manager. We pride ourselves on fostering a culture of collaboration and professional growth, providing hands-on experience in property finance while encouraging innovation and initiative. With competitive salary packages and opportunities for career advancement, we are committed to helping our employees achieve their full potential in a rewarding and meaningful role.
StudySmarter Expert Advice🤫
We think this is how you could land Junior Portfolio Manager - RICS Graduates in Kent
✨Tip Number 1
Networking is key! Get out there and connect with industry professionals on LinkedIn or at local events. The more people you know, the better your chances of hearing about job openings before they’re even advertised.
✨Tip Number 2
Don’t just apply for jobs; research the companies you’re interested in. Tailor your approach by understanding their values and recent projects. This will help you stand out when you reach out or during interviews.
✨Tip Number 3
Prepare for interviews by practising common questions and scenarios related to property finance. Show off your analytical skills and be ready to discuss how you’d handle real-life lending situations.
✨Tip Number 4
Apply through our website for a smoother process! We love seeing candidates who take the initiative to engage directly with us. Plus, it shows you’re genuinely interested in joining our team.
We think you need these skills to ace Junior Portfolio Manager - RICS Graduates in Kent
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Junior Portfolio Manager role. Highlight any relevant experience in property finance or construction, and don’t forget to showcase your analytical skills and attention to detail!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you’re passionate about property finance and how your skills align with our team’s goals. Keep it friendly and professional – we want to get to know you!
Show Off Your Research Skills:Since sourcing new lending opportunities is key, mention any experience you have with research or analysis. Whether it’s using online tools or networking on LinkedIn, let us know how you can bring value to our team!
Apply Through Our Website:We encourage you to apply through our website for a smoother process. It helps us keep track of applications and ensures you don’t miss out on any important updates from us!
How to prepare for a job interview at Buckden Partners
✨Know Your Numbers
Brush up on your financial modelling and security analysis skills. Be prepared to discuss how you would approach development appraisals and credit analysis. Having a solid grasp of key metrics will show that you're ready to dive into the role.
✨Research the Company
Get familiar with the non-bank real estate lending landscape, especially in Kent. Understand the company's risk management strategies and performance objectives. This knowledge will help you tailor your answers and demonstrate your genuine interest in the position.
✨Showcase Your Communication Skills
Since excellent communication is key for this role, practice articulating your thoughts clearly. Prepare examples of how you've built relationships in previous roles or during your studies. This will highlight your interpersonal skills and ability to work within a team.
✨Prepare Questions
Think of insightful questions to ask at the end of your interview. Inquire about the company's approach to sourcing new lending opportunities or how they manage active loans. This shows your enthusiasm and helps you gauge if the company is the right fit for you.
