Junior Relationship Manager - Real Estate Finance (London Area)

My client is an established Challenger Bank with a successful Development Finance business.

Responsibilities:

• To review and critically assess all project and corporate information provided by prospective customers, ensuring completeness and accuracy.
• ▪Conduct through financial reviews and viability analysis of new business opportunities using the Bank’s proprietary Appraisal Model, ensuring speed and accuracy at all times
• To accompany Lending Directors on site visits and client meeting, taking detailed notes and ensuring that all that action points are diligently followed-up
• Prepare of Credit Papers for presentation to the Bank’s Credit Committee
• Prepare facility letters in line with Credit Committee approval, ensuring compliance with all stipulated terms.
• Instruct and collaborate with Solicitors, Valuers and project Monitoring Surveyors,) interpreting reports and addressing any arising issues.
• Deal with all KYC and other regulatory requirements (Source of Wealth, Source of Funds, Sanctions checks)
• Deal with the loan conditions and ensure each deal is in line with credit’s and the Bank’s expectations
• Take full ownership of deals from credit approval to completion, delivering exceptional customer service throughout the process
• Contribute to raising the Bank’s profile and reputation within the residential development industry through proactive marketing, intelligent deal analysis and best-in-class customer service

What you will Bring:

Qualifications and experience

• University degree or equivalent, or relevant experience in the financial services sector
• 1-3 years of experience working in a similar role (in a bank or non-bank lender)
• Keen understanding and appreciation of property market trends
• Experience working in a fast-paced environment

Competencies and Attributes

• Excellent written and verbal communication skills
• Highly organised with the ability to prioritise multiple deadlines effectively
• Good quality credit writing skills with attention to detail
• Team-oriented with the ability to collaborate effectively with colleagues
• Analytical mindset with the ability to assess the viability of a lending propositions
• Excellent customer service skills

Salary: up to £60k depending on experience

Location: London (hybrid working)