At a Glance
- Tasks: Lead a team managing complex UK property loans and build strong client relationships.
- Company: High-profile Challenger Bank with a growing Structured Property Finance team.
- Benefits: Competitive salary, career growth, and a dynamic work environment.
- Other info: Opportunity to mentor and develop a high-performance team.
- Why this job: Shape the future of property finance while developing your leadership skills.
- Qualifications: 5-10 years in credit or loan portfolio management with strong relationship skills.
The predicted salary is between 80000 - 100000 £ per year.
My client is an established and high-profile Challenger Bank with a growing Structured Property Finance team.
Overview
The candidate will be responsible for managing a team of portfolio relationship managers and will ultimately oversee and manage the Structured Property Finance division’s complex UK property loan book.
The team will be made up of 4 portfolio relationship managers, with the team to grow alongside the rest of the Structured Property Finance division.
Responsibilities
- Key client liaison/portfolio manager on our top 5 largest client exposures and be responsible for allocating the remaining portfolio across the rest of their team.
- Overall responsibility for ongoing relationship and risk management within the portfolio, including effective management of any extensions/renewals/maturities/covenants/conditions.
- Active portfolio management identifying which loans should be kept and which should be encouraged to redeem well ahead of maturities with early engagement with customers to ensure strategy delivered.
- Develop and analyse reports and Management Information to ensure the portfolio is not carrying unexpected levels of risk.
- Thorough oversight of the portfolio, to ensure that loan performance is in line with requirements, ensuring effective and timely reporting of those facilities that are not.
- Develop the Portfolio Management Team to build capabilities and achieve high levels of employee satisfaction in line with a high-performance culture.
- Support the development and training of the Heavy Refurbishment/Specialist Bridging team.
- Undertake regular 1-2-1s with direct reports and provide appropriate guidance, support and coaching as necessary.
- Liaison with Executive Directors, Credit Risk Team, Head of Operations, Head of Deal Executions, Head of Sales.
- Identification of risk situations and control of overdue loans ensuring portfolio is adequately monitored.
- Monitoring of CRRs / LTV’s/ Loan Conditions.
- Site visits and client meetings as required.
- Assist with the management of the recovery of any impaired assets alongside operations team and credit risk management team.
- Ensuring the timely reporting of elevated risk situations and conduct of loan reviews.
- Ensure Portfolio Management adheres to the Bank’s Internal Processes and External Regulatory.
- What you will Bring
- Very strong credit risk skills and credit risk experience.
- Experience of managing a team of 3+ team members and be able to demonstrate good relationship management skills.
- Ideally the candidate should have spent at least 5-10+ years in a leadership role in credit or loan portfolio management in UK property finance.
- The candidate should have a good understanding of both commercial and residential property.
- Experience in managing complex loans across these sectors.
- #J-18808-Ljbffr
Head of Portfolio Management - Structured Property Finance employer: Buckden Partners
Buckden Partners is an exceptional employer that fosters a dynamic and collaborative work culture, where innovation and growth are at the forefront. Located in the vibrant city of London, employees benefit from a competitive salary, performance bonuses, and a comprehensive benefits package, alongside ample opportunities for professional development and networking within the thriving financial sector. Join us to be part of a forward-thinking team dedicated to driving success in Asset Based Lending.
StudySmarter Expert Advice🤫
We think this is how you could land Head of Portfolio Management - Structured Property Finance
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
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Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Buckden Partners. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Head of Portfolio Management - Structured Property Finance
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Buckden Partners.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Buckden Partners's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Buckden Partners
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Buckden Partners.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Buckden Partners will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Buckden Partners employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
