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For Companies At a Glance
- Tasks: Analyse property finance, manage loans, and identify new lending opportunities.
- Company: A dynamic non-bank Real Estate Lender based in Kent.
- Benefits: Competitive salary, discretionary bonus, and hands-on experience in property finance.
- Other info: Fast-paced environment with opportunities for professional growth and networking.
- Why this job: Join a small team and grow your career in real estate finance with impactful responsibilities.
- Qualifications: Experience in property construction or finance is a plus; strong communication and organisational skills required.
The predicted salary is between 32000 - 35000 £ per year.
My client is a non-bank Real Estate Lender. They are a small team based in Kent who is recruiting for a Junior Portfolio Manager to join their successful team.
Overview
You will be conducting in-depth analysis, managing active loans, and ensuring that all lending activities align with the company’s risk management and performance objectives. This role offers hands-on experience in all aspects of property finance and development, with the potential for growth and additional responsibility and business winning.
Responsibilities
- Sourcing New Lending Opportunities: Identify new lending leads through planning approvals, online research, LinkedIn, and other channels. Conduct preliminary research to verify project viability and borrower suitability.
- Development Appraisals and Credit Analysis: Prepare initial development appraisals, ensuring that borrower assumptions align with industry standards. Assist in drafting credit approval documentation and recommending loan terms for management review and sign-off. Perform in-depth analysis of comparable sales data (Rightmove, Searchland, Land Registry) to verify project assumptions. Conduct background checks on borrowers, assessing potential risks such as bankruptcy, current portfolio exposure, and historical lender relationships. Financial modelling and security analysis.
- Loan Onboarding: Progress loans from Heads of Terms through to completion, coordinating with solicitors, valuers, monitoring surveyors and Brokers to push deals over the line. Negotiate drawdown templates with borrowers to establish clear terms from the outset.
- Active Loan Management: Develop and maintain a loan tracker to monitor key metrics, including drawn amounts, accrued interest, fees, and leverage ratios. Manage a risk matrix for live loans, tracking build progress, planning conditions, sales status, and potential loan extensions. Conduct on-site monitoring for smaller or local projects, ensuring project milestones are being met. Review and analyse project monitoring reports to provide internal insights and updates.
- Financial and Market Analysis: Support in generating monthly KPIs and annual P&L forecasts. Research and analyse competitor products to stay informed of market trends and competitive positioning.
What you will Bring:
- Experience in Property Construction or Finance would be advantageous, but not essential.
- Driving licence and access to own vehicle.
- Excellent communication and interpersonal skills, with the ability to build effective relationships with stakeholders.
- Ability to work in a fast-paced, dynamic environment.
- Basic proficiency in Excel.
- Strong numeracy skills.
- Excellent organisational abilities with high attention to detail to manage multiple projects simultaneously.
- Works well within a team and contributes to a positive work environment.
- Confident in presenting information clearly and effectively to internal and external stakeholders.
- Friendly, confident, and able to build relationships with potential borrowers and industry professionals, able to network and ‘open doors’.
Salary: up to £35k plus a discretionary bonus
Location: Sevenoaks
Junior Portfolio Manager - Real Estate in Bolton employer: Buckden Partners
Contact Detail:
Buckden Partners Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Junior Portfolio Manager - Real Estate in Bolton
✨Tip Number 1
Network like a pro! Get on LinkedIn and connect with industry professionals. Join relevant groups, engage in discussions, and don’t be shy to reach out for informational chats. You never know who might have the inside scoop on job openings!
✨Tip Number 2
Show off your skills! Create a portfolio showcasing any relevant projects or analyses you've done. This could be anything from financial models to market research. Having tangible examples of your work can really set you apart during interviews.
✨Tip Number 3
Prepare for interviews by researching the company and its competitors. Understand their lending strategies and recent projects. This will not only help you answer questions but also show that you're genuinely interested in the role and the company.
✨Tip Number 4
Apply through our website! We’ve got loads of opportunities, and applying directly can sometimes give you an edge. Plus, it’s super easy to keep track of your applications and follow up if needed.
We think you need these skills to ace Junior Portfolio Manager - Real Estate in Bolton
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Junior Portfolio Manager role. Highlight any relevant experience in property finance or construction, and don’t forget to showcase your analytical skills and attention to detail!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re passionate about real estate lending and how your skills align with our team’s goals. Keep it friendly and professional!
Show Off Your Research Skills: Since sourcing new lending opportunities is key, demonstrate your research skills in your application. Mention any tools or methods you’ve used to identify viable projects or assess borrower suitability.
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It helps us keep track of applications and ensures you don’t miss out on any important updates from us!
How to prepare for a job interview at Buckden Partners
✨Know Your Numbers
Brush up on your financial modelling and security analysis skills. Be prepared to discuss how you would approach development appraisals and credit analysis. Having a few examples ready will show that you understand the key metrics and can apply them in real scenarios.
✨Research the Company
Dive deep into the company’s lending activities and recent projects. Understanding their risk management strategies and performance objectives will help you align your answers with what they value. Plus, it shows genuine interest!
✨Showcase Your Communication Skills
Since this role involves building relationships with stakeholders, practice articulating your thoughts clearly. Prepare to discuss how you’ve effectively communicated in past roles or projects, especially when negotiating terms or presenting information.
✨Prepare for Scenario Questions
Expect questions that assess your problem-solving abilities in real estate finance. Think of scenarios where you had to manage multiple projects or analyse risks. Being able to walk through your thought process will demonstrate your analytical skills and attention to detail.