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- Tasks: Underwrite and negotiate insurance for high-value properties while building broker relationships.
- Company: Join Bspoke Insurance Group, awarded MGA of the year 2025.
- Benefits: Competitive salary, hybrid work model, and a dynamic team culture.
- Other info: Exciting growth opportunities in a non-traditional corporate environment.
- Why this job: Be part of a passionate team making a real impact in the insurance industry.
- Qualifications: 5+ years in Private Clients underwriting and working towards CII qualification.
The predicted salary is between 50000 - 65000 £ per year.
Underwriter London - hybrid - 2 days per week in the office. Competitive Salary plus benefits.
Hello from Bspoke Insurance Group! We know you’ll likely search for us before applying, so we’ll keep this short. The Bspoke Group provides insurance solutions tailored for an evolving world. We’re proud to have been awarded MGA of the year in the National Insurance Awards 2025.
Our vision is to offer niche products through multiple distribution channels, whilst maintaining our specialist trademark. This includes our Private Clients team with over 100 years of experience in providing tailored home insurance solutions for Brokers and individuals with high value properties and possessions. We’re rapidly growing, and that’s where you come in.
Why join Bspoke? Joining Bspoke means more than just having a job. We don’t follow the usual corporate path – instead, we embrace a dynamic and non-traditional approach. We’re a driven, passionate team that’s genuinely excited about what we do, and we’re proud of it. Delivering exceptional experiences for both our colleagues and customers starts with ensuring a fantastic experience for our team.
Our values serve as a compass reflecting our Group’s core principles and ethics, to enable us to deliver the best outcomes for our colleagues. Here’s a snapshot of our values:
- Relentlessly collaborate
- Defeated by nothing
- Proud to be ambitious
- Agile at our core
- We are our people
Role purpose: The purpose of this role is to support the Private Clients team in the acquisition of new business and/or retention of existing business as may be required. You will utilise your extensive market knowledge and product expertise to underwrite target business and contribute towards the profitability of the portfolio.
Key Duties & Responsibilities:
- Underwriting & Trading: Underwrite, trade, and negotiate new and renewal business in line with the company’s underwriting strategy and risk appetite and own underwriting authority. Identify and obtain all necessary risk information for accurate underwriting and pricing. Act as a referral point for less experienced colleagues as required. Work closely with the existing business team to ensure consistency across the business.
- Business Growth & Broker Relations: Proactively develop new business opportunities with a specific panel of brokers by providing a dedicated underwriting resource. Identify and triage new business enquiries that align with the company's appetite. Collaborate with the Business Development team to support growth objectives and achieve budget targets.
- Compliance & Governance: Adhere to personal underwriting authority limits, ensuring all activities comply with company service standards and regulatory requirements. Actively support the company's commitment to Consumer Duty by ensuring the delivery of good outcomes for retail customers and avoiding foreseeable harm.
- Performance Tracking & Reporting: Devise and agree annual and monthly targets with brokers and track progress using key performance indicators (KPIs) like quote volumes and conversion rates. Provide regular reports on broker relationships and business performance to management.
- Case Management & Ownership: Take ownership of and provide oversight for large cases as required, including the negotiation of terms and management of pre-cover or renewal surveys.
Underwriting & Product Knowledge: Extensive underwriting experience across core market products, ideally within the HNW market. A sound and working knowledge of market wordings, products, and Bspoke policy documentation. The ability to apply strong underwriting judgment and expertise in risk assessment and decision-making.
Commercial & Negotiation Skills: Proven Private Clients underwriting experience. Strong trading and negotiation capabilities with the ability to gain maximum benefit from these skills to achieve commercially sound outcomes. A high level of numeracy to effectively interpret financial and risk data.
Regulatory & Compliance: Solid understanding of regulatory compliance requirements for consumer business, including FCA rules. A working knowledge of the law as it relates to insurance.
Interpersonal & Communication: Good knowledge of the broker environment and the ability to build and maintain strong broker relationships. Excellent written communication skills, with the ability to write in plain English and avoid unnecessary jargon. A strong customer focus and the ability to understand and anticipate customer needs.
Personal Attributes: High attention to detail and the ability to work accurately and consistently. Proven ability to work to tight deadlines and perform effectively under pressure. Ability to collaborate with and develop relationships with colleagues and within the wider HNW market.
Experience & Qualifications Required:
- Essential: Experience: A minimum of 5 years of proven experience in a Private Clients underwriting role, with a strong focus on core market products and direct trading. Qualifications: You must hold or be working towards the CII Certificate in Insurance (Cert CII) or an equivalent professional qualification. Knowledge: Demonstrable knowledge of the UK's regulatory framework for insurance, including relevant FCA rules and compliance requirements.
- Desirable: Experience: Previous experience dealing with commercial products or working within a broking environment is highly beneficial. Dip CII qualification.
If this sounds like you, please apply today!
Underwriter - Private Clients in London employer: Bspoke Insurance Group
Contact Detail:
Bspoke Insurance Group Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Underwriter - Private Clients in London
✨Tip Number 1
Network like a pro! Reach out to your connections in the insurance industry, especially those who might know someone at Bspoke. A friendly chat can open doors that a CV just can't.
✨Tip Number 2
Prepare for the interview by researching Bspoke's values and recent achievements. Show us you’re not just another candidate; demonstrate how your ambitions align with our dynamic approach!
✨Tip Number 3
Practice your pitch! Be ready to discuss your underwriting experience and how it can benefit our Private Clients team. We want to hear about your successes and how you tackle challenges.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take that extra step to connect with us directly.
We think you need these skills to ace Underwriter - Private Clients in London
Some tips for your application 🫡
Show Your Passion: When you're writing your application, let your enthusiasm for the role shine through! We want to see that you're genuinely excited about joining our dynamic team at Bspoke and how you can contribute to our mission.
Tailor Your CV: Make sure your CV is tailored to the Underwriter position. Highlight your relevant experience in Private Clients underwriting and any specific achievements that align with our values. We love seeing how your skills match what we’re looking for!
Be Clear and Concise: Keep your application clear and to the point. Use plain English and avoid jargon where possible. We appreciate straightforward communication, so make it easy for us to see why you’re a great fit for the role.
Apply Through Our Website: Don’t forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on being part of our team!
How to prepare for a job interview at Bspoke Insurance Group
✨Know Your Stuff
Make sure you brush up on your underwriting knowledge, especially around high net worth (HNW) products. Familiarise yourself with Bspoke's offerings and their unique approach to insurance solutions. This will show that you're genuinely interested and prepared.
✨Showcase Your Relationships
Since building broker relationships is key for this role, be ready to discuss your past experiences in developing and maintaining these connections. Share specific examples of how you've successfully collaborated with brokers to drive business growth.
✨Demonstrate Your Compliance Knowledge
Understanding regulatory compliance is crucial in this industry. Be prepared to talk about your knowledge of FCA rules and how you've ensured compliance in your previous roles. This will highlight your attention to detail and commitment to good outcomes for customers.
✨Ask Insightful Questions
Interviews are a two-way street! Prepare thoughtful questions about Bspoke's culture, values, and future plans. This not only shows your interest but also helps you gauge if the company aligns with your career goals and values.