At a Glance
- Tasks: Underwrite and negotiate employee benefits while building strong relationships with clients and intermediaries.
- Company: Dynamic company focused on meritocracy and customer satisfaction.
- Benefits: Negotiable salary, 25 days holiday, pension, private medical, and professional development support.
- Other info: Diverse workplace committed to equal opportunities and personal development.
- Why this job: Join a team that values innovation and offers real growth opportunities in the insurance sector.
- Qualifications: 3+ years in underwriting or broking with strong communication and analytical skills.
The predicted salary is between 50000 - 65000 € per year.
Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers.
As an Underwriter within the Employee Benefits & Affinity A&H team, you will operate in a highly visible role that directly contributes to the overall success of Millstream. Working closely with colleagues across underwriting, distribution, and product functions, you will play an active role in supporting business development initiatives, shaping product design, and delivering sustainable pricing to maintain underwriting profitability while ensuring appropriate cover scope for employee benefits and affinity solutions.
The role focuses on supporting and strengthening both existing and new intermediary and partner relationships by delivering high-quality underwriting decisions and service. You will contribute to the effective management of the GWP pipeline, identify growth opportunities across the Employee Benefits and Affinity A&H portfolio, and take ownership of allocated broker, scheme, and client accounts to drive long-term, profitable growth.
Day to Day:
- Underwrite, price and negotiate accounts consistent with the quality of risk and according to the company’s strategy and guidelines.
- Work to develop existing business and expansion into new product areas.
- Good understanding of policy wording & slip operative clauses.
- Create, develop and maintain relationships with intermediaries and clients.
- Develop and maintain relationships with insurers.
- Review and implement changes to existing pool of wordings.
- Maintain compliance with appropriate rules, legislation, underwriting agreements, working procedures and other forms of best practice.
- Execute agreed business/action plans with intermediaries in terms of profitability, retention and new business opportunities.
- Achieve agreed GWP and income targets.
- Undertake data analysis and management reporting and identify any issues or opportunities.
About you:
You’ll have a solid grounding within A&H markets ideally with 3+ years experience within an underwriting or broking role. Your skill set should include strong communication (written, verbal, video), influencing, relationship management, negotiation, analytical, numerical and IT skills.
What's on offer:
A negotiable basic salary coupled with all the normal benefits including 25 days holiday (+Bank Holidays), Pension, Death in Service (4x Salary), Individual Private Medical (post probation). Full support for professional qualifications (including funding / study leave etc.). Access to the annual Brown & Brown Share Save Scheme.
We are an Equal Opportunity Employer. We take pride in the diversity of our team and seek diversity in our applicants.
Affinity Underwriter - Employee Benefits & Affinity Team employer: Brown & Brown
At Millstream, we foster a dynamic and inclusive work environment where self-starters thrive and are rewarded for their contributions. As an Affinity Underwriter in our London office, you will benefit from a competitive salary, generous holiday allowance, and comprehensive support for professional development, all while playing a pivotal role in shaping innovative employee benefits solutions. Our commitment to diversity and meritocracy ensures that every team member has the opportunity to grow and succeed in their career.
StudySmarter Expert Advice🤫
We think this is how you could land Affinity Underwriter - Employee Benefits & Affinity Team
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. Building relationships can open doors that a CV just can't.
✨Tip Number 2
Prepare for interviews by researching the company and its culture. Understand their values and how you can contribute to their success. We want to see your passion for what we do!
✨Tip Number 3
Practice your pitch! Be ready to explain how your experience aligns with the role of Affinity Underwriter. Highlight your skills in relationship management and negotiation – they’re key for us.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows you’re genuinely interested in joining our team.
We think you need these skills to ace Affinity Underwriter - Employee Benefits & Affinity Team
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Affinity Underwriter role. Highlight your experience in underwriting, especially within A&H markets, and showcase any relevant skills that align with the job description.
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about this role and how your background makes you a perfect fit for our team. Don’t forget to mention your commitment to customer service!
Showcase Your Skills:We want to see your strong communication and analytical skills in action. Use specific examples from your past experiences to demonstrate how you've successfully managed relationships and driven profitable growth.
Apply Through Our Website:For the best chance of success, make sure to apply through our website. It’s the easiest way for us to review your application and get you one step closer to joining our awesome team!
How to prepare for a job interview at Brown & Brown
✨Know Your Stuff
Make sure you have a solid understanding of the A&H markets and the specific role of an Affinity Underwriter. Brush up on policy wording, slip operative clauses, and the company's underwriting strategy. This will show that you're not just interested in the job, but that you’re genuinely knowledgeable about the industry.
✨Showcase Your Relationship Skills
Since this role involves building and maintaining relationships with intermediaries and clients, be prepared to discuss your past experiences in relationship management. Share specific examples of how you've successfully negotiated or influenced decisions in previous roles to demonstrate your skills.
✨Prepare for Data Analysis Questions
Given the emphasis on data analysis and management reporting, brush up on your analytical skills. Be ready to discuss how you've used data to identify growth opportunities or solve problems in your previous positions. It’s all about showing you can drive long-term, profitable growth.
✨Align with Company Culture
Millstream values self-starters who are committed to doing what's best for customers. During the interview, highlight instances where you've taken initiative or gone above and beyond for clients. This will help you connect with their meritocratic culture and show that you’re a great fit for the team.
