At a Glance
- Tasks: Underwrite and negotiate employee benefits while building strong relationships with clients and intermediaries.
- Company: Join a leading insurance brokerage known for its collaborative and diverse culture.
- Benefits: Negotiable salary, 25 days holiday, pension, private medical, and support for professional qualifications.
- Other info: Be part of a team that values integrity, teamwork, and community commitment.
- Why this job: Make a real impact in a visible role that drives business growth and innovation.
- Qualifications: 3+ years in underwriting or broking with strong communication and analytical skills.
The predicted salary is between 50000 - 65000 £ per year.
As an Underwriter within the Employee Benefits & Affinity A&H team, you will operate in a highly visible role that directly contributes to the overall success of Millstream. Working closely with colleagues across underwriting, distribution, and product functions, you will play an active role in supporting business development initiatives, shaping product design, and delivering sustainable pricing to maintain underwriting profitability while ensuring appropriate cover scope for employee benefits and affinity solutions.
The role focuses on supporting and strengthening both existing and new intermediary and partner relationships by delivering high-quality underwriting decisions and service. You will contribute to the effective management of the GWP pipeline, identify growth opportunities across the Employee Benefits and Affinity A&H portfolio, and take ownership of allocated broker, scheme, and client accounts to drive long-term, profitable growth.
Day to Day:- Underwrite, price and negotiate accounts consistent with the quality of risk and according to the company's strategy and guidelines.
- Work to develop existing business and expansion into new product areas.
- Good understanding of policy wording & slip operative clauses.
- Create, develop and maintain relationships with intermediaries and clients.
- Develop and maintain relationships with insurers.
- Review and implement changes to existing pool of wordings.
- Maintain compliance with appropriate rules, legislation, underwriting agreements, working procedures and other forms of best practice.
- Execute agreed business/action plans with intermediaries in terms of profitability, retention and new business opportunities.
- Achieve agreed GWP and income targets.
- Undertake data analysis and management reporting and identify any issues or opportunities.
You'll have a solid grounding within A&H markets ideally with 3+ years experience within an underwriting or broking role. Your skill set should include strong communication (written, verbal, video), influencing, relationship management, negotiation, analytical, numerical and IT skills.
What's on offer:A negotiable basic salary coupled with all the normal benefits including 25 days holiday (+Bank Holidays), Pension, Death in Service (4x Salary), Individual Private Medical (post probation). Full support for professional qualifications (including funding / study leave etc.) Access to the annual Brown & Brown Share Save Scheme.
We are an Equal Opportunity Employer. We take pride in the diversity of our team and seek diversity in our applicants.
Affinity Underwriter - Employee Benefits & Affinity Team employer: Brown & Brown, Inc.
At Brown & Brown, we pride ourselves on fostering a collaborative and inclusive work environment in London, where every team member is valued as a vital contributor to our success. With a strong emphasis on professional development, we offer comprehensive support for qualifications, generous benefits including 25 days of holiday, and a culture that champions integrity and teamwork. Join us to be part of a dynamic team that not only drives business growth but also prioritises doing what is best for our customers and communities.
StudySmarter Expert Advice🤫
We think this is how you could land Affinity Underwriter - Employee Benefits & Affinity Team
✨Tip Number 1
Network like a pro! Reach out to your connections in the industry, attend events, and engage on platforms like LinkedIn. The more people know you’re looking for an Affinity Underwriter role, the better your chances of landing that dream job.
✨Tip Number 2
Prepare for interviews by researching the company and its culture. Understand their approach to employee benefits and affinity solutions. This will help you tailor your responses and show them you’re genuinely interested in being part of their team.
✨Tip Number 3
Practice your negotiation skills! As an underwriter, you’ll need to negotiate terms effectively. Role-play with a friend or mentor to build confidence and refine your approach before those crucial discussions.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take the initiative to connect directly with us.
We think you need these skills to ace Affinity Underwriter - Employee Benefits & Affinity Team
Some tips for your application 🫡
Tailor Your Application:Make sure to customise your CV and cover letter for the Affinity Underwriter role. Highlight your experience in underwriting and how it aligns with our focus on employee benefits and affinity solutions.
Showcase Your Skills:We want to see your strong communication and analytical skills shine through. Use specific examples from your past roles to demonstrate how you've successfully managed relationships and made impactful decisions.
Be Authentic:Let your personality come through in your application. We value authenticity and want to know what makes you tick, so don’t be afraid to share your passion for the insurance industry and how you can contribute to our team.
Apply Through Our Website:For the best chance of success, make sure to apply directly through our website. This way, we can easily track your application and ensure it gets the attention it deserves!
How to prepare for a job interview at Brown & Brown, Inc.
✨Know Your Underwriting Basics
Make sure you brush up on your underwriting knowledge, especially in the Employee Benefits and Affinity markets. Understand key concepts like policy wording and operative clauses, as these will likely come up during your interview.
✨Showcase Your Relationship Skills
Since this role involves building relationships with intermediaries and clients, be prepared to discuss your past experiences in relationship management. Share specific examples of how you've successfully developed and maintained professional connections.
✨Demonstrate Analytical Prowess
The job requires strong analytical skills, so be ready to talk about how you've used data analysis in previous roles. Bring examples of how your analytical insights led to better decision-making or improved outcomes.
✨Align with Company Culture
Familiarise yourself with the company's values and culture. Be ready to explain how your personal values align with theirs, particularly around teamwork and integrity. This will show that you're not just a fit for the role, but also for the company.
