Secured Loan Underwriter

Secured Loan Underwriter

Watford Full-Time 36000 - 60000 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Manage secured loan applications and build strong relationships with brokers.
  • Company: Established specialist lender with a focus on teamwork and growth.
  • Benefits: Competitive salary, bonuses, private healthcare, and casual Fridays.
  • Why this job: Join a dynamic team and make a real impact in the lending sector.
  • Qualifications: Experience in underwriting and strong communication skills required.
  • Other info: Enjoy team events and a supportive work environment.

The predicted salary is between 36000 - 60000 £ per year.

An established specialist lender is looking for an underwriter to join its Secured Loans team. The successful candidate will manage allocated cases from application through to completion, ensuring all underwriting meets company policies, regulatory standards, and risk appetite. The role also involves maintaining strong relationships with brokers and third parties.

Key Responsibilities

  • Enter and maintain borrower data accurately on the Fusion lending platform
  • Assess secured loan applications against underwriting criteria, company policy, and FCA regulation
  • Provide timely updates to brokers and proactively chase outstanding items
  • Manage a personal pipeline of cases from inception to completion
  • Build and maintain relationships with brokers, solicitors and other partners
  • Ensure underwriting decisions fall within the Group’s risk appetite
  • Contribute to continuous improvement and uphold internal policies

Knowledge & Qualifications

CeMAP qualification desirable but not essential

Industry-relevant qualifications are beneficial but not a requirement

Solid understanding of FCA regulations

Experience within the secured lending sector

Experience underwriting secured loans (1st or 2nd charge)

Personal Attributes

  • Professional, articulate and flexible
  • Resilient under pressure
  • Well‑organised with a methodical approach

Benefits

  • Competitive salary with potential annual bonus or commission
  • Pension scheme (employee 5% / employer 4%)
  • Private medical healthcare and wellness benefits
  • Life assurance of 2x salary
  • Dental plan and DSE‑related eye test reimbursement
  • Annual leave purchase scheme
  • Free tea, coffee and hot chocolate
  • Team events, recognition ceremonies and office activities
  • Casual dress on Fridays

If you would like to be considered for the role please send your updated cv for immediate consideration !

If you do not receive a response within 48 hours, this may indicate that your application does not meet the required criteria.

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Secured Loan Underwriter employer: Brooke Harrison Recruitment

Join a dynamic and established specialist lender as a Secured Loan Underwriter, where you will thrive in a supportive work culture that values collaboration and professional growth. With competitive salaries, comprehensive benefits including private healthcare and wellness initiatives, and opportunities for continuous improvement, this role offers a rewarding career path in a fast-paced environment. Located in a vibrant area, you'll enjoy a casual dress code on Fridays and engaging team events that foster strong relationships among colleagues.
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Contact Detail:

Brooke Harrison Recruitment Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Secured Loan Underwriter

✨Tip Number 1

Network like a pro! Reach out to people in the secured lending sector, especially those who work as underwriters or brokers. A friendly chat can lead to insider info about job openings that aren't even advertised yet.

✨Tip Number 2

Prepare for interviews by brushing up on your knowledge of FCA regulations and underwriting processes. We want you to be confident and articulate when discussing your experience and how it aligns with the role.

✨Tip Number 3

Showcase your attention to detail! During interviews, share examples of how you've managed caseloads and maintained accuracy in data entry. This will highlight your fit for the role and impress potential employers.

✨Tip Number 4

Don't forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, we love seeing candidates who take the initiative to connect directly with us.

We think you need these skills to ace Secured Loan Underwriter

Data Entry
Loan Management Systems
Underwriting Criteria Assessment
FCA Regulation Knowledge
Relationship Management
Pipeline Management
Attention to Detail
Communication Skills
Organisational Skills
Ability to Work Independently
Resilience Under Pressure
Understanding of Secured Lending
Experience in Underwriting Secured Loans

Some tips for your application 🫡

Tailor Your CV: Make sure your CV highlights your experience in underwriting and secured loans. We want to see how your skills match the job description, so don’t be shy about showcasing your relevant qualifications!

Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re the perfect fit for our Secured Loans team. Be sure to mention your understanding of FCA regulations and your ability to manage a caseload effectively.

Showcase Your Communication Skills: Since strong written communication is key for this role, make sure your application is clear and concise. We appreciate attention to detail, so double-check for any typos or errors before hitting send!

Apply Through Our Website: We encourage you to apply directly through our website for the best chance of getting noticed. It’s super easy, and we’ll be able to review your application quickly. Don’t miss out on this opportunity!

How to prepare for a job interview at Brooke Harrison Recruitment

✨Know Your Underwriting Inside Out

Make sure you brush up on the underwriting process, especially in relation to secured loans. Familiarise yourself with FCA regulations and company policies, as these will likely come up during your interview. Being able to discuss specific examples of how you've applied these in past roles will really impress.

✨Showcase Your Communication Skills

Since building relationships with brokers and third parties is key, be prepared to demonstrate your strong written and verbal communication skills. Think of instances where you've successfully managed relationships or resolved conflicts, and be ready to share those stories.

✨Demonstrate Attention to Detail

As an underwriter, accuracy is crucial. During the interview, highlight your organisational skills and attention to detail. You might want to mention any systems or processes you've used to ensure data accuracy, especially if you've worked with loan management systems before.

✨Prepare for Pressure Scenarios

The role involves managing a personal pipeline and meeting deadlines, so expect questions about how you handle pressure. Prepare examples that showcase your resilience and ability to stay organised under tight timelines. This will show that you're not just capable but also confident in your abilities.

Secured Loan Underwriter
Brooke Harrison Recruitment
Location: Watford
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