Mortgage Underwriter

Mortgage Underwriter- Secured Loans

• Location: Manchester City Centre.
• Salary: £32,548 per annum + competitive bonus scheme
• Work Arrangement: Hybrid available after probation (6 months). Up to 2 days per week remote.
• Monday – Friday 9.5-30pm -2 late shifts 11-7pm

Join a dynamic organization committed to financial inclusion! We\’re a specialist lender offering bespoke solutions to UK homeowners. Recognized for excellence and social impact, we\’re a two-time Sunday Times Fast Track 100 member and MEN Business of the Year award nominee in 2019.

As a Mortgage Underwriter, you\’ll play a key role in the manual underwriting of loan applications, ensuring they align with our mission and meet clients\’ unique needs.

Key Responsibilities:

• Manual underwriting from application to authorization.
• Efficiently process loan applications, ensuring compliance.
• Authorization of loans within specified limits.
• Thorough risk assessment based on financial stability.
• Effective communication with clients, brokers, and stakeholders.

Qualifications and Skills:

• Previous asessing or processing loan applications-ideally in secured loans or car finance.
• Strong analytical skills and attention to detail.
• Knowledge of financial regulations and lending practices.
• Excellent communication and interpersonal skills.
• Ability to thrive in a dynamic, fast-paced environment.

Work Arrangement: Hybrid available after probation (6 months). Up to 2 days per week remote.

Benefits: Competitive salary, bonus scheme, health insurance, pension plans, up to 25days annual leave + bank holidays. Professional development opportunities.