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For Companies At a Glance
- Tasks: Manage mortgage applications from start to finish while ensuring compliance and risk management.
- Company: Established specialist lender with a focus on 1st Charge Mortgages.
- Benefits: Competitive salary, bonuses, private healthcare, and wellness perks.
- Why this job: Join a dynamic team and build strong relationships in the mortgage industry.
- Qualifications: Experience in mortgage underwriting and strong communication skills.
- Other info: Enjoy casual Fridays, team events, and excellent career growth opportunities.
The predicted salary is between 28800 - 48000 £ per year.
Mortgage Underwriter
An established specialist lender is looking for an underwriter to join its 1st Charge Mortgages team. The successful candidate will manage allocated cases from application through to completion, ensuring all underwriting meets company policies, regulatory standards, and risk appetite. The role also involves maintaining strong relationships with brokers and third parties.
Key Responsibilities
- Enter and maintain borrower data accurately on the Fusion lending platform
- Assess mortgage applications against underwriting criteria, company policy, and FCA regulation
- Provide timely updates to brokers and proactively chase outstanding items
- Manage a personal pipeline of cases from inception to completion
- Build and maintain relationships with brokers, solicitors, and other partners
- Ensure underwriting decisions fall within the Group’s risk appetite
- Contribute to continuous improvement and uphold internal policies
Skills & Competencies
- Strong written and verbal communication skills
- High attention to detail and organisation
- Team player with ability to work independently
- Confident under pressure and meeting deadlines
- Proficient in data entry and loan management systems
Knowledge & Qualifications
- CeMAP qualification desirable but not essential
- Solid understanding of FCA regulations
- Experience underwriting 1st and/or 2nd charge mortgage applications
Personal Attributes
- Professional, articulate, and flexible
- Resilient under pressure
- Well‑organised with a methodical approach
Benefits
- Competitive salary with potential annual bonus or commission
- Pension scheme (employee 5% / employer 4%)
- Private medical healthcare and wellness benefits
- Life assurance of 2x salary
- Dental plan and DSE‑related eye test reimbursement
- Annual leave purchase scheme
- Free tea, coffee, and hot chocolate
- Team events, recognition ceremonies, and office activities
- Casual dress on Fridays
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Mortgage Underwriter employer: Brooke Harrison Recruitment
Contact Detail:
Brooke Harrison Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Mortgage Underwriter
✨Tip Number 1
Network like a pro! Reach out to your connections in the mortgage industry, especially those who work with lenders or brokers. A friendly chat can lead to insider info about job openings that aren't even advertised yet.
✨Tip Number 2
Prepare for interviews by practising common questions related to underwriting and FCA regulations. We recommend role-playing with a friend or using online resources to boost your confidence and refine your answers.
✨Tip Number 3
Showcase your skills! Create a portfolio or a presentation that highlights your experience with mortgage applications and data management. This can really set you apart during interviews and demonstrate your attention to detail.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take the initiative to engage directly with us.
We think you need these skills to ace Mortgage Underwriter
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Mortgage Underwriter role. Highlight your experience with mortgage applications and any relevant qualifications, like CeMAP, to show us you’re the right fit for our team.
Showcase Your Skills: Emphasise your strong written and verbal communication skills in your application. We want to see how you can maintain those vital relationships with brokers and third parties, so give us examples!
Be Detail-Oriented: Since attention to detail is key in underwriting, make sure your application is free from errors. Double-check your data entry and ensure everything aligns with the job description to impress us.
Apply Through Our Website: Don’t forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. We can’t wait to hear from you!
How to prepare for a job interview at Brooke Harrison Recruitment
✨Know Your Numbers
As a Mortgage Underwriter, you'll be dealing with numbers and data all the time. Brush up on your understanding of mortgage applications, FCA regulations, and underwriting criteria. Being able to discuss these confidently will show that you’re serious about the role.
✨Build Rapport with Brokers
Since maintaining strong relationships with brokers is key, think about how you can demonstrate your interpersonal skills during the interview. Prepare examples of how you've successfully built relationships in the past, and be ready to discuss how you would approach this in your new role.
✨Showcase Your Attention to Detail
Attention to detail is crucial for an underwriter. Bring examples of how you've managed complex cases or projects where precision was vital. This could be anything from data entry to ensuring compliance with regulations—make it clear that you take pride in your work.
✨Prepare for Pressure
The job can be high-pressure, especially when deadlines loom. Think of situations where you've thrived under pressure and be ready to share those stories. Highlight your organisational skills and how you manage your pipeline effectively to meet tight deadlines.
