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For Companies At a Glance
- Tasks: Lead credit quality assurance and oversee specialist lending portfolios.
- Company: A growing UK specialist SME bank with a focus on innovation.
- Benefits: Hybrid working, competitive salary, and opportunities for professional growth.
- Other info: Engage with senior stakeholders and enhance credit risk frameworks.
- Why this job: Make a real impact in credit risk oversight and governance.
- Qualifications: Strong background in credit underwriting and risk oversight required.
The predicted salary is between 70000 - 90000 £ per year.
A growing UK specialist SME bank is seeking an experienced Senior Manager – Credit Quality Assurance to join its second line Credit Risk function. This is a senior oversight role suited to an individual with a strong underwriting background who has moved into, or is looking to move into, a broader credit risk oversight and quality assurance position. The successful candidate will bring deep experience of credit underwriting standards, transaction assessment and credit decisioning within banking or specialist lending environments.
The Opportunity
Reporting into senior Credit Risk leadership, you will lead second line Credit Assurance activity across specialist lending portfolios, providing independent oversight, constructive challenge and early identification of emerging credit and regulatory risks. The role requires an individual capable of reviewing complex credit decisions and underwriting rationale with credibility, confidence and commercial judgement. You will work closely with senior stakeholders across Risk, Credit and the wider business to strengthen governance, improve consistency of underwriting standards and enhance overall credit quality.
Key Responsibilities
- Lead and develop second line Credit Quality Assurance activity across specialist lending portfolios
- Conduct detailed reviews of credit underwriting quality, credit decisioning and policy adherence
- Challenge underwriting rationale, structure and risk assessment across first line teams
- Produce high-quality, insightful reporting for senior governance committees
- Lead meetings with business leaders to review QA findings and agree remediation actions
- Support Credit Committee and related governance forums
- Identify emerging credit, operational and regulatory risks
- Contribute to the ongoing enhancement of credit risk frameworks, controls and reporting
- Support risk and control self-assessment (RCSA) activity within Credit Risk
- Deliver feedback, coaching and targeted training to underwriting and credit teams where required
About You
We are specifically looking for candidates with a strong background in credit underwriting alongside experience in credit risk oversight, quality assurance or credit governance. You are likely to bring:
- Significant hands-on underwriting experience within commercial, real estate, development, bridging or specialist finance lending
- Experience within Credit Risk, Credit Oversight, Quality Assurance or broader second line risk functions
- Strong understanding of credit risk frameworks, governance and credit operations
- The ability to review and challenge complex transactions with balanced and independent judgement
- Experience gained within banking, challenger banking or specialist lending environments
- Excellent analytical, communication and stakeholder management skills
- Experience producing senior management and committee reporting
- Relevant professional qualifications (CIA, CRMA, CFA or similar) advantageous
Additional Information
- Hybrid working model (London-based)
- Senior stakeholder exposure across Risk and Credit leadership
- Opportunity to contribute to the evolution of a growing specialist lender
- Competitive package and benefits available
For a confidential discussion or to express interest, please apply directly or contact us privately for further information.
Senior QA Credit Risk Manager in London employer: Broadgate
Contact Detail:
Broadgate Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior QA Credit Risk Manager in London
✨Tip Number 1
Network like a pro! Reach out to your connections in the banking and credit risk sectors. Attend industry events or webinars to meet potential employers and get your name out there. Remember, sometimes it’s not just what you know, but who you know!
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of credit underwriting standards and risk assessment. Be ready to discuss your past experiences and how they relate to the role. Practice common interview questions with a friend to boost your confidence.
✨Tip Number 3
Showcase your analytical skills! Bring examples of your previous work that demonstrate your ability to review complex transactions and provide insightful reporting. This will help you stand out as a candidate who can add real value to the team.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive about their job search. So, go ahead and submit your application today!
We think you need these skills to ace Senior QA Credit Risk Manager in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV reflects the specific skills and experiences mentioned in the job description. Highlight your underwriting background and any relevant credit risk oversight experience to show us you’re the right fit for the role.
Craft a Compelling Cover Letter: Use your cover letter to tell us why you’re passionate about credit quality assurance. Share specific examples of how you've successfully challenged underwriting decisions or improved credit processes in your previous roles.
Showcase Your Analytical Skills: Since this role involves reviewing complex credit decisions, make sure to highlight your analytical abilities. Include examples of reports you've produced or insights you've provided that have influenced senior governance committees.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates regarding your application status.
How to prepare for a job interview at Broadgate
✨Know Your Credit Risk Stuff
Make sure you brush up on your credit underwriting standards and risk frameworks. Be ready to discuss specific examples from your experience that demonstrate your understanding of credit decisioning and quality assurance.
✨Prepare for Challenging Questions
Expect to be challenged on your rationale for credit decisions. Think about complex transactions you've reviewed in the past and how you approached them. Practise articulating your thought process clearly and confidently.
✨Showcase Your Stakeholder Management Skills
This role involves working closely with senior stakeholders, so be prepared to discuss how you've effectively communicated and collaborated with different teams in previous roles. Highlight any successful outcomes from these interactions.
✨Bring Insightful Reporting Examples
Since producing high-quality reports is key, have examples ready that showcase your analytical skills. Talk about how your reporting has influenced decision-making or improved governance in your past positions.