Operational Risk Manager – Banking – Cardiff
£50,000–£60,000 + bonus + benefits
A specialist property lender with big ambitions – and a seat at the table to help shape its future. We are a fast-growing, well-capitalised UK bank that specialises in short-term property lending, bridging, development finance, commercial and residential. It is funded through its own retail savings book and already has a loan portfolio north of £150m.
The Role
You will be the company-wide voice on Operational Risk, embedding the Enterprise-Wide Risk Management framework and operational risk policies across every UK business line. You will provide independent challenge to the first line, oversee incident investigations and root-cause analysis, and play a central role in operational resilience – from business continuity to IT resilience and third-party risk.
What you'll be doing
- Owning and embedding the ERM framework and operational risk policies across the business
- Providing independent challenge on RCSAs, KRIs and control design
- Overseeing risk event investigations, root-cause analysis and remediation
- Leading on operational resilience – BCM, IT resilience and vendor/third-party risk
- Producing risk reporting and dashboards for senior leadership and the Board
- Acting as the go-to expert for governance, risk and compliance systems
What You'll Bring
- 5–8 years’ operational risk experience, ideally 2nd line within a PRA/FCA-regulated bank or financial institution
- Strong knowledge of the UK regulatory landscape – SMCR, operational resilience, Three Lines of Defence
- Confidence to challenge senior stakeholders constructively and champion a strong risk culture
- Experience with GRC platforms and data visualisation tools (Power BI/Tableau) is a plus
- Relevant qualifications (CISI, IRM, CRISC) strongly preferred
Why Join
This is a genuinely rare opportunity to join a growing bank at a pivotal stage – small enough that your impact is visible and valued, ambitious enough that the ceiling on your career here is effectively unlimited. You will be based in brand-new, newly refurbished offices in the heart of Cardiff, working alongside experienced leaders who are genuinely invested in developing their people.
Ready to take the next step?
If you are an operational risk professional looking to step into a high-visibility role with a growing bank, where you can shape the framework rather than just follow it, we want to hear from you.
Operational Risk Manager in Cardiff employer: Broadgate
As a leading fintech in the cross-border payments sector, we pride ourselves on fostering a dynamic and innovative work environment where compliance is viewed as a vital component of our infrastructure. Our London-based team enjoys a hybrid working model, competitive salary packages, and equity options, alongside opportunities for professional growth and direct collaboration with senior leadership. Join us to make a meaningful impact in a role that empowers you to shape compliance strategies across multiple jurisdictions.
