Head of Credit Risk in London

Head of Credit Risk in London

London Full-Time 72000 - 108000 £ / year (est.) Home office (partial)
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At a Glance

  • Tasks: Lead credit risk policy and governance, shaping oversight across diverse lending portfolios.
  • Company: Established London-based bank with a focus on financial services.
  • Benefits: Competitive salary, flexible working arrangements, and opportunities for professional growth.
  • Why this job: Make a significant impact on credit risk strategy while leading a specialist team.
  • Qualifications: Extensive experience in senior credit risk roles and strong governance background.
  • Other info: Dynamic environment with a 50% in-office work arrangement.

The predicted salary is between 72000 - 108000 £ per year.

Broadgate are searching for a Head of Credit Risk to join an established London based bank. A specialist financial services organisation is seeking an experienced senior credit risk professional to lead its policy, governance and assurance agenda. This role sits at the heart of second line risk, shaping how credit risk is defined, monitored and challenged across a diverse lending portfolio.

You’ll be responsible for setting clear frameworks, providing independent oversight, and ensuring decision-making is robust, well-governed and forward-looking. Working closely with senior executives and credit committees, you’ll bring insight on emerging risks, regulatory expectations and portfolio trends, while fostering strong relationships with front-line lending teams. You’ll also lead and develop a small specialist team, helping to embed a strong risk culture across the business. The chosen candidate would ideally be a Tech & Data enablement led practitioner - driving technology uplift change across Credit functions. They run a 50% in the office arrangement.

About you

  • Extensive experience in senior credit risk roles within banking or specialist lending (BTL, Real Estate Investment, Development Finance, Bridging)
  • Strong background in credit policy, frameworks, assurance or governance
  • Confident operating in regulated environments with evolving prudential expectations
  • Able to balance challenge with collaboration at executive level
  • Strategic thinker with hands-on credibility and sound judgement

Head of Credit Risk in London employer: Broadgate Search

As a leading London-based bank, we pride ourselves on fostering a dynamic work culture that values innovation and collaboration. Our commitment to employee growth is evident through tailored development programmes and the opportunity to lead a specialist team in shaping credit risk governance. With a flexible 50% in-office arrangement, we offer a supportive environment where you can thrive while making a meaningful impact in the financial services sector.
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Contact Detail:

Broadgate Search Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Head of Credit Risk in London

✨Tip Number 1

Network like a pro! Reach out to your connections in the banking and credit risk sectors. Attend industry events or webinars to meet potential employers and get your name out there. Remember, it’s all about who you know!

✨Tip Number 2

Prepare for those interviews by brushing up on your knowledge of credit policy and governance. Be ready to discuss how you've tackled emerging risks in the past. Show them you’re not just a strategic thinker but also someone who can roll up their sleeves and get things done.

✨Tip Number 3

Don’t underestimate the power of follow-ups! After an interview, drop a quick thank-you email to express your appreciation. It keeps you fresh in their minds and shows your enthusiasm for the role.

✨Tip Number 4

Check out our website for the latest job openings! We often have roles that might be a perfect fit for your skills in credit risk. Applying directly through us can give you an edge, so don’t miss out!

We think you need these skills to ace Head of Credit Risk in London

Credit Risk Management
Policy Development
Governance Frameworks
Regulatory Compliance
Strategic Thinking
Team Leadership
Stakeholder Engagement
Data Enablement
Emerging Risk Insight
Portfolio Management
Assurance Processes
Collaboration Skills
Judgement and Decision-Making
Technical Proficiency in Financial Services

Some tips for your application 🫡

Tailor Your CV: Make sure your CV is tailored to the Head of Credit Risk role. Highlight your extensive experience in senior credit risk positions and any relevant achievements that align with the job description. We want to see how you can bring value to our team!

Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for this role. Mention your background in credit policy and governance, and how you can help shape our risk culture. Remember, we love a good story!

Showcase Your Tech Savvy: Since we're looking for someone who can drive technology uplift change, make sure to highlight any tech and data enablement experience you have. We want to know how you've used technology to enhance credit functions in your previous roles.

Apply Through Our Website: Don't forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team at StudySmarter!

How to prepare for a job interview at Broadgate Search

✨Know Your Credit Risk Stuff

Make sure you brush up on your knowledge of credit risk policies, frameworks, and governance. Be ready to discuss how you've shaped these in previous roles, especially in regulated environments. This will show that you’re not just familiar with the theory but have practical experience too.

✨Showcase Your Leadership Skills

Since this role involves leading a small specialist team, be prepared to share examples of how you've developed teams in the past. Talk about your approach to fostering a strong risk culture and how you’ve successfully collaborated with senior executives and credit committees.

✨Be Tech-Savvy

Highlight your experience with technology and data enablement in credit functions. Discuss any initiatives you've led that drove technological change and how they improved credit risk management. This will demonstrate that you can bring innovation to the role.

✨Prepare for Scenario Questions

Expect to face scenario-based questions that assess your strategic thinking and judgement. Think of specific situations where you had to balance challenge with collaboration, and be ready to explain your thought process and the outcomes of your decisions.

Head of Credit Risk in London
Broadgate Search
Location: London

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