At a Glance
- Tasks: Support underwriting processes and collaborate on product development for digital-first insurance lines.
- Company: Fast-growing MGA with a focus on innovation and operational excellence.
- Benefits: Competitive salary, bonus potential, hybrid work model, and career progression opportunities.
- Other info: Exciting scale-up environment with opportunities for growth and collaboration.
- Why this job: Join a dynamic team and learn how insurance products are built while making a real impact.
- Qualifications: Experience in underwriting or insurance operations with strong attention to detail.
The predicted salary is between 40000 - 50000 £ per year.
We are looking for a bright and organised professional to join as an Underwriter, working with our Head of Underwriting on a range of new business proposals, portfolio compliance work, and product development for their range of digital-first insurance lines. As we continue to scale, you will contribute to disciplined, repeatable processes that support regulatory compliance and effective product oversight. We are a fast-moving business where data and clarity meet, and we need someone who can help us maintain operational excellence while we grow.
This role requires a blend of technical writing and cross-functional coordination, ensuring that underwriting documentation accurately reflects approved designs and is ready for implementation by our operations and technology teams. Working directly with our Head of Underwriting, you will maintain version control, track review milestones, and identify gaps in our documentation to keep our standards high and auditable. This is an ideal role for someone interested in how insurance products are built, and looking to progress into Senior Product Development or Portfolio Underwriting.
Responsibilities
- Support underwriting input into new schemes and changes while drafting policy wordings, underwriting rules, and eligibility criteria.
- Support inbound underwriting submissions.
- Maintain POG artefacts, including product approvals, reviews, and fair value assessments across the product lifecycle.
- Maintain clear records of decision points and support the implementation of underwriting changes into our technology stack.
- Align underwriting inputs with compliance, operations, and tech teams to ensure full readiness for product launches.
- Help refine templates and controls as our product set scales, ensuring consistent and auditable standards.
- Act as a point of contact for internal and external queries regarding product structure or technical documentation.
Required Skills
- Experience in underwriting or insurance operations within an MGA, insurer, or similar intermediary.
- Strong attention to detail and confidence working with complex policy wordings or underwriting manuals.
- Understanding of regulated insurance products and governance requirements, specifically POG or PROD processes.
- Ability to manage multiple tasks simultaneously while maintaining accurate, version-controlled records.
Preferred Skills
- Fluent in friendly, informative chats and smart solutions.
- You are structured, detail-focused, and comfortable in a "scale-up" environment where processes are constantly evolving.
- You are collaborative and proactive, with a genuine interest in how insurance products are built and governed.
We're looking for genuine, intelligent team players to join us as we rapidly grow this year. If you're up for the challenge of learning and delivering complex solutions at pace, this could be the place for you.
Underwriter employer: Broaden
Join a dynamic and innovative team as an Underwriter in our Bristol office, where you'll play a crucial role in shaping digital-first insurance products. We pride ourselves on a collaborative work culture that fosters professional growth, offering opportunities to advance into senior roles while enjoying the flexibility of a hybrid working model. With competitive salaries, performance bonuses, and a commitment to operational excellence, we are an employer that values your contributions and supports your career journey.
StudySmarter Expert Advice🤫
We think this is how you could land Underwriter
✨Dive Into Industry Networking Events
Get your foot in the door by attending insurance industry events and conferences. Not only will you learn about the latest trends, but you'll also meet potential employers and industry peers. Check out local chapters of professional bodies like the Chartered Insurance Institute for valuable meetups.
✨Use LinkedIn to Your Advantage
Don’t underestimate the power of LinkedIn in the insurance world. Engage with industry content, join relevant groups, and connect with professionals at companies you admire (like Broaden). A thoughtful message explaining your interest can really make a difference!
✨Look Out for Graduate Schemes
Many firms in insurance have structured graduate programmes. Keep an eye on application windows and utilise your university's career services for insider tips. These schemes are designed to develop talent and often lead to permanent roles after your initial training.
✨Leverage Your Current Connections
Got friends or family in the industry? Now’s the time to reach out! Personal referrals can give you a head start, so let them know you're on the lookout for full-time opportunities at places like Broaden. Don’t shy away from asking for a coffee chat; you never know what doors it might open!
We think you need these skills to ace Underwriter
Some tips for your application 🫡
Highlight Your Analytical Skills:In insurance, we love a candidate who can crunch numbers and analyse data effectively. When crafting your CV, make sure to showcase any relevant coursework or experiences that highlight your analytical abilities, especially if you’ve tackled risk assessment or financial modelling.
Showcase Industry Knowledge:Don’t be shy about your knowledge of the insurance sector! We want to see that you've done your homework on current trends, regulations, and challenges in the industry. Mention any relevant projects or studies you’ve completed that demonstrate your understanding of the field in your cover letter.
Craft a Compelling Cover Letter:Your cover letter should tell us why you’re passionate about insurance. Share any personal experiences or what drew you into this profession. We’re looking for enthusiasm and a clear motivation for why you want to be part of our team at Broaden.
Tailor Your CV for the Role:Don't just send a generic CV! Focus on tailoring it specifically for the insurance role at Broaden. Highlight relevant skills such as risk management, customer service experience, or any certifications you've earned in the industry to make your application stand out.
How to prepare for a job interview at Broaden
✨Know Your Numbers: Insurance Fundamentals
Brush up on your understanding of key insurance concepts, like underwriting principles and risk assessment. Expect the interviewer at Broaden to throw some technical questions your way, so be ready to demonstrate your grasp of these essentials.
✨Showcase Your Analytical Side
In the insurance world, it's all about data. Prepare to discuss any analytical tools or methodologies you've used in past experiences. If you have a portfolio of projects where you've tackled complex data, bring that along to impress the team!
✨Prepare for Behavioural Questions
As a full-timer at Broaden, they'll want to know how you handle real-life scenarios, not just theory. Think about challenges you've faced in teamwork or customer service, and how those experiences can relate to a career in insurance.
✨Know the Company Culture Inside Out
Understanding Broaden's values and workplace culture is essential. Don’t just memorise their mission statement; think about how your personal values align with theirs. This will show your genuine interest in being part of their team long-term.
