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- Tasks: Lead credit rating activities for over 100 banking partners and present analysis to key stakeholders.
- Company: Join a dynamic team in the banking sector, driving significant finance flows across institutions.
- Benefits: Enjoy 30 days of leave, flexible working, and a generous pension contribution.
- Why this job: Make an impact in financial analysis while enjoying a supportive and flexible work culture.
- Qualifications: Must have credit analysis experience and strong knowledge of UK financial markets.
- Other info: Hybrid working model with office attendance expected 2 days a week.
The predicted salary is between 80000 - 87500 £ per year.
Senior Manager – Bank Credit Analysis
Application Deadline: 20 January 2025
Department: Guarantee & Wholesale Solutions
Employment Type: Permanent
Location: London
Compensation: £80,000 – £87,500 / year
Description
Senior Manager Bank Credit Analysis
Location: London / Hybrid Working (Expectation that you will attend an office 2 days per week)
Contract: Permanent
Hours: Full time 37.5 hours per week/flexible days and/or hours (Mon-Fri)
Salary: From £80,000 – £87,500 Depending on experience
Please note that any same band and job family internal moves will not present any pay increase
Key Benefits
- 30 days annual leave plus bank holidays, opportunity to buy and sell up to 5 days holiday
- 15% employer pension contribution
- Flexible working
- Cycle to work scheme, healthcare cash plan, Group Income Protection and life assurance
- Paid voluntary days, maternity, paternity, adoption, and shared parental leave
- Benefits designed to suit your lifestyle – from discounts on retail and dining, to health and wellbeing, travel, and technology…and plenty more
The Role
We are currently recruiting for a Senior Manager – Bank Credit Analyst to work within our Products function in the banking arm of the business. This role is responsible for leading credit rating activity on our banking counterparties (“Delivery Partners”). We have over 100 Delivery Partners across a broad range of financial institutions, together delivering over £2.5bn of finance flows each year.
You will perform analysis of key quantitative and qualitative factors influencing the credit quality of banking counterparties. You will also collate and assess counterparty credit ratings, using credit rating agency data, balanced score cards and your own analysis to assess the appropriateness of external credit ratings and assign credit ratings to counterparties.
You will be expected to prepare and present credit analysis, on new and existing counterparties, for Board and Executive risk oversight forums, as well as Investment Committees and other decision-making forums and liaise with relevant stakeholders, including our second line risk function.
To be considered for this role you must have credit analysis experience, ideally from a rating agency or credit fund along with a good working knowledge of UK financial markets and sound analytical capabilities.
You will be an expert in the analysis of financial statements and financial information/reports and have experience in identification and assessment of financial risks. Experience of managing key external and internal relationships in banking or the financial services sector is also essential.
If you have either rating agency background/experience of SME Lending/experience working with a distressed portfolio or experience within a risk function of a financial services company this would also be highly desirable.
Click this link to view the full job description
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Senior Manager - Bank Credit Analysis employer: British Business Bank plc
Contact Detail:
British Business Bank plc Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Manager - Bank Credit Analysis
✨Tip Number 1
Familiarize yourself with the key players in the UK financial markets. Understanding the landscape and the major institutions will help you demonstrate your knowledge during interviews and discussions.
✨Tip Number 2
Brush up on your credit analysis skills, especially focusing on how to assess financial statements and identify risks. Being able to discuss specific examples of your analytical work can set you apart from other candidates.
✨Tip Number 3
Network with professionals in the banking and financial services sector. Attend industry events or webinars to connect with potential colleagues and learn more about current trends and challenges in credit analysis.
✨Tip Number 4
Prepare to discuss your experience managing relationships within the financial sector. Be ready to share examples of how you've successfully navigated complex stakeholder interactions, as this is crucial for the role.
We think you need these skills to ace Senior Manager - Bank Credit Analysis
Some tips for your application 🫡
Understand the Role: Make sure to thoroughly read the job description for the Senior Manager - Bank Credit Analysis position. Understand the key responsibilities and required skills, especially focusing on credit analysis experience and knowledge of UK financial markets.
Tailor Your CV: Customize your CV to highlight relevant experience in credit analysis, particularly any roles at rating agencies or within financial services. Emphasize your analytical capabilities and experience with financial statements.
Craft a Strong Cover Letter: Write a compelling cover letter that connects your background to the specific requirements of the role. Mention your experience with managing relationships in banking and how it aligns with the responsibilities outlined in the job description.
Highlight Relevant Achievements: In both your CV and cover letter, include specific examples of your achievements in credit analysis or risk management. Use quantifiable metrics where possible to demonstrate your impact in previous roles.
How to prepare for a job interview at British Business Bank plc
✨Showcase Your Credit Analysis Expertise
Be prepared to discuss your previous experience in credit analysis, especially if it comes from a rating agency or credit fund. Highlight specific projects where you assessed financial statements and identified risks.
✨Understand the Financial Landscape
Demonstrate your knowledge of the UK financial markets. Be ready to discuss current trends and how they might impact banking counterparties, as this will show your awareness of the broader context in which the company operates.
✨Prepare for Stakeholder Engagement
Since the role involves liaising with various stakeholders, think of examples where you've successfully managed relationships in the financial services sector. This could include interactions with risk functions or investment committees.
✨Present Your Analytical Skills
You may be asked to present a credit analysis during the interview. Prepare a concise presentation that showcases your analytical capabilities, using data and insights to support your conclusions about credit ratings.
