At a Glance
- Tasks: Lead underwriting decisions and assess loan applications in a dynamic finance environment.
- Company: Join Bridgepark Capital, a trailblazer in non-bank real estate lending across the UK.
- Benefits: Enjoy a fast-paced role with growth opportunities and mentorship from experienced professionals.
- Why this job: Be part of a culture that values innovation and excellence while making a real impact.
- Qualifications: 5+ years in Real Estate finance, strong numeracy skills, and excellent communication abilities required.
- Other info: Ideal for those eager to advance their careers in a supportive and challenging setting.
The predicted salary is between 43200 - 72000 £ per year.
About Bridgepark Capital
Bridgepark Capital is one of the UK's most dynamic emerging non-bank lenders, reshaping the real estate financing landscape. We provide innovative bridging loans and development finance solutions to a diverse portfolio of clients - from individual investors to established property developers across England & Wales. As we continue our exceptional growth trajectory, we're seeking an Underwriter to help drive our next phase of expansion.
The firm was established by seasoned property developers in response to their own frustrations when undertaking Bridging Finance. Our goal is to provide flexibility and speed of financing for borrowers while offering investors consistent, reliable, risk adjusted returns.
About the Role
After a notable period of expansion that has seen us invest over £100 million in the three years since inception, we are seeking an experienced and driven Senior Underwriter to join our growing team of experienced finance and real estate professionals. This is a pivotal role that will work directly with our Managing Director and Head of Finance to drive a culture of Underwriting excellence. This is a fast paced and rewarding role, providing exposure across the entire business and opportunities to grow whilst learning from our experienced senior management team.
Key Responsibilities
- Conduct thorough analysis and evaluation of loan applications, including financial documents, credit histories, property valuations, and other relevant information.
- Assess risks associated with each application, considering factors such as borrower creditworthiness, loan-to-value ratios, and property values.
- Make informed underwriting decisions, including approving, denying, or conditionally approving loan applications, based on our lending standards.
- Assist in presenting loan recommendation papers to our credit and investment committees.
- Ensure compliance with internal policies, external regulations, and industry standards throughout the underwriting process.
- Collaborate with borrowers, brokers, our Originations team and other stakeholders to gather necessary information, clarify requirements, and provide updates on the underwriting process.
- Ongoing development and refinement of our Underwriting process. Optimising as we grow our loan applications.
- Guide and develop junior team members.
What We’re Looking For
- ~5+ years of relevant Real Estate experience is required, ideally within either bank or non bank Real Estate Finance and a keen interest in Property Development. Exposure to Residential RE is also a bonus.
- ~ Strong attention to detail with excellent numeracy skills and the ability to identify risks at an early stage.
- ~ A good understanding of KYC/AML, Credit Referencing reports, Land Registry reports, RICS Valuations, Property and Contract law.
- ~ Capable of dealing with a high volume of workflow and prioritising accordingly.
- ~ Excellent communication skills. An ability to build and foster relationships with our stakeholders.
- ~ A strong project manager with experience driving operational efficiency and keeping initiatives on track with little oversight.
We welcome candidates who are seeking to rapidly advance their careers by gaining exposure to a fast-paced, challenging environment that fosters innovation.
Senior Risk Assessor employer: Bridgepark Capital
Contact Detail:
Bridgepark Capital Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Risk Assessor
✨Tip Number 1
Familiarise yourself with the latest trends in real estate finance and bridging loans. Understanding the current market dynamics will not only help you during interviews but also demonstrate your genuine interest in the role.
✨Tip Number 2
Network with professionals in the real estate finance sector. Attend industry events or join relevant online forums to connect with others who can provide insights or even refer you to opportunities at Bridgepark Capital.
✨Tip Number 3
Prepare to discuss specific examples from your past experience that showcase your risk assessment skills. Highlight situations where you successfully identified risks and made informed decisions, as this aligns closely with the responsibilities of the Senior Underwriter role.
✨Tip Number 4
Research Bridgepark Capital’s recent projects and investments. Being knowledgeable about their portfolio will allow you to ask insightful questions during the interview, showing that you are proactive and genuinely interested in contributing to their growth.
We think you need these skills to ace Senior Risk Assessor
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your relevant experience in real estate finance, particularly any roles that involved underwriting or risk assessment. Use specific examples to demonstrate your skills and achievements.
Craft a Compelling Cover Letter: Write a cover letter that not only outlines your qualifications but also expresses your enthusiasm for the role at Bridgepark Capital. Mention how your background aligns with their mission of providing innovative financing solutions.
Highlight Relevant Skills: In your application, emphasise your attention to detail, numeracy skills, and understanding of KYC/AML regulations. These are crucial for the Senior Risk Assessor role and should be clearly articulated.
Showcase Your Project Management Experience: If you have experience managing projects or driving operational efficiency, make sure to include this in your application. Bridgepark Capital values candidates who can handle high volumes of workflow and prioritise effectively.
How to prepare for a job interview at Bridgepark Capital
✨Know Your Numbers
As a Senior Risk Assessor, you'll need to demonstrate strong numeracy skills. Brush up on financial documents, credit histories, and property valuations before the interview. Be prepared to discuss how you analyse these elements in your decision-making process.
✨Understand the Industry Standards
Familiarise yourself with KYC/AML regulations, credit referencing reports, and RICS valuations. Showing that you have a solid grasp of these standards will impress the interviewers and highlight your readiness for the role.
✨Showcase Your Communication Skills
Excellent communication is key in this role. Prepare examples of how you've built relationships with stakeholders in the past. This could include collaborating with borrowers or presenting loan recommendations to committees.
✨Demonstrate Project Management Experience
Highlight your ability to manage workflows and drive operational efficiency. Be ready to discuss specific projects where you've successfully kept initiatives on track, especially in high-pressure environments.