At a Glance
- Tasks: Underwrite and negotiate employee benefits while building strong relationships with clients and intermediaries.
- Company: Dynamic company focused on meritocracy and rewarding self-starters.
- Benefits: Negotiable salary, 25 days holiday, pension, private medical, and professional development support.
- Other info: Join a diverse team with excellent career progression opportunities.
- Why this job: Make a real impact in a visible role that drives business growth and innovation.
- Qualifications: 3+ years in underwriting or broking with strong communication and analytical skills.
The predicted salary is between 50000 - 65000 € per year.
Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers.
As an Underwriter within the Employee Benefits & Affinity A&H team, you will operate in a highly visible role that directly contributes to the overall success of Millstream. Working closely with colleagues across underwriting, distribution, and product functions, you will play an active role in supporting business development initiatives, shaping product design, and delivering sustainable pricing to maintain underwriting profitability while ensuring appropriate cover scope for employee benefits and affinity solutions.
The role focuses on supporting and strengthening both existing and new intermediary and partner relationships by delivering high-quality underwriting decisions and service. You will contribute to the effective management of the GWP pipeline, identify growth opportunities across the Employee Benefits and Affinity A&H portfolio, and take ownership of allocated broker, scheme, and client accounts to drive long-term, profitable growth.
Day to Day:
- Underwrite, price and negotiate accounts consistent with the quality of risk and according to the company’s strategy and guidelines.
- Work to develop existing business and expansion into new product areas.
- Good understanding of policy wording & slip operative clauses.
- Create, develop and maintain relationships with intermediaries and clients.
- Develop and maintain relationships with insurers.
- Review and implement changes to existing pool of wordings.
- Maintain compliance with appropriate rules, legislation, underwriting agreements, working procedures and other forms of best practice.
- Execute agreed business/action plans with intermediaries in terms of profitability, retention and new business opportunities.
- Achieve agreed GWP and income targets.
- Undertake data analysis and management reporting and identify any issues or opportunities.
About you:
You'll have a solid grounding within A&H markets ideally with 3+ years experience within an underwriting or broking role. Your skill set should include strong communication (written, verbal, video), influencing, relationship management, negotiation, analytical, numerical and IT skills.
What's on offer:
A negotiable basic salary coupled with all the normal benefits including 25 days holiday (+Bank Holidays), Pension, Death in Service (4x Salary), Individual Private Medical (post probation). Full support for professional qualifications (including funding / study leave etc.) Access to the annual Brown & Brown Share Save Scheme. We are an Equal Opportunity Employer. We take pride in the diversity of our team and seek diversity in our applicants.
Affinity Underwriter - Employee Benefits & Affinity Team in London employer: Bridge Specialty Group
At Millstream, we pride ourselves on fostering a meritocratic culture that empowers self-starters and prioritises customer satisfaction. As an Affinity Underwriter in our London office, you will benefit from a supportive work environment that encourages professional growth through comprehensive training and development opportunities, alongside a competitive salary and benefits package. Join us to be part of a dynamic team that values collaboration and innovation while driving meaningful impact in the Employee Benefits and Affinity sector.
StudySmarter Expert Advice🤫
We think this is how you could land Affinity Underwriter - Employee Benefits & Affinity Team in London
✨Network Like a Pro
Get out there and connect with people in the industry! Attend events, join online forums, and don’t be shy about reaching out to current employees at companies you’re interested in. Building relationships can open doors that a CV just can’t.
✨Ace the Informational Interview
If you can, set up informational interviews with professionals in the field. This isn’t about asking for a job; it’s about learning and making connections. Plus, it shows your genuine interest in the role and the company!
✨Showcase Your Skills
Prepare to discuss your relevant experience and skills in detail during interviews. Use specific examples that highlight your achievements in underwriting or broking. We want to see how you can add value to the team!
✨Apply Through Our Website
Don’t forget to apply directly through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re proactive and really interested in joining our team.
We think you need these skills to ace Affinity Underwriter - Employee Benefits & Affinity Team in London
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the skills and experience mentioned in the job description. Highlight your underwriting experience and any relevant achievements that show how you can contribute to our team.
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about the Affinity Underwriter role and how your background aligns with our company culture of meritocracy and customer commitment.
Showcase Your Communication Skills:Since strong communication is key for this role, ensure your application is clear and concise. Use professional language but let your personality shine through – we want to see the real you!
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way to ensure your application gets into the right hands and shows us you’re serious about joining our team!
How to prepare for a job interview at Bridge Specialty Group
✨Know Your Stuff
Make sure you have a solid understanding of the A&H markets and the specific role of an Affinity Underwriter. Brush up on policy wording, slip operative clauses, and the company's underwriting strategy. This will show that you're not just interested in the job, but that you’re genuinely knowledgeable about the industry.
✨Showcase Your Communication Skills
Since strong communication is key for this role, practice articulating your thoughts clearly and confidently. Prepare examples of how you've successfully managed relationships or negotiated deals in the past. This will help demonstrate your ability to influence and connect with clients and intermediaries.
✨Prepare for Data Analysis Questions
Expect questions related to data analysis and management reporting. Brush up on your analytical skills and be ready to discuss how you've used data to identify opportunities or solve problems in previous roles. Being able to showcase your numerical skills will set you apart from other candidates.
✨Align with Company Culture
Familiarise yourself with the company’s culture of meritocracy and commitment to customer service. Be prepared to discuss how your values align with theirs and provide examples of how you've demonstrated a self-starter attitude in your previous roles. This will help you fit in seamlessly with their team.
