At a Glance
- Tasks: Conduct financial analysis and support credit assessments for major clients.
- Company: Join a well-established business in the Financial Services sector.
- Benefits: Competitive salary up to £33,000 plus a £2,000 completion bonus.
- Other info: Flexible working hours with excellent career growth opportunities.
- Why this job: Make an impact by analysing credit risk and supporting sales teams.
- Qualifications: Minimum 2 years in credit risk or financial analysis; strong Excel skills required.
The predicted salary is between 33000 - 35000 £ per year.
An excellent opportunity for a Credit Risk Financial Analyst to join a well-established business within Financial Services. You will be responsible for conducting financial analysis for large client accounts, supporting Sales and Credit teams with credit assessments and finance applications.
Job Description:
- Managing the process of obtaining financial information for account reviews and new client reviews.
- Undertaking financial analysis and providing feedback for major credit line customers.
- Supporting Sales in producing Applications for Facilities.
- Liaising with external stakeholders within the bank shareholders’ credit risk team.
- Working with the Credit team to develop efficiencies.
- Developing data sets to illustrate benchmarks for performance, for different customer sectors, to support improved quality of analysis.
Candidate Requirements:
- Minimum 2 years’ experience working in credit risk, financial analysis and/or underwriting in a commercial environment.
- Good understanding of financial statements.
- Risk assessment: ability to analyse financial statements, credit reports, and other data to evaluate creditworthiness. (Further training can be provided).
- An understanding of credit lines.
- Portfolio monitoring – ability to identify early warning signs of credit deterioration.
- Adherence to legal, regulatory, and company policies in all lending activity.
- Analytical, numerate: proficient in interpreting financial data and lending ratios.
- Technical – good MS Excel skills.
- Qualifications/education include - a financial services or banking diploma, CICM, LIBF, CBI certification, a degree or equivalent in finance, business, economics, or accounting, would be highly advantageous.
- Communication skills – good written and verbal skills, to communicate clearly and accurately to all stakeholders.
- Time management – meet deadlines, good workload planning.
- Customer service – timely, accurate in support of the Credit and Sales teams.
- Need to drive due to location.
This role is commutable from: Stoke on Trent, Newcastle under Lyme, Stone, Uttoxeter, Derby, Tean, Cheadle, Creswell, Eccleshall, Burton on Trent, Stafford, Cannock, Staffordshire Moorlands, Rugeley, Blythe Bridge, and surrounding areas.
This role would suit candidates with the following experience: Credit Risk, Credit Analyst, Credit Vetting, Credit Monitoring, Credit Worthiness, Financial Analyst or similar.
Hours: Monday – Friday 8:30 am – 4:45 pm.
Salary: up to £33,000 Per Annum and a £2,000 completion bonus – if they complete the full term, this is payable on leaving (subject to tax/NI obviously).
Credit Risk Financial Analyst in Uttoxeter employer: Brampton Recruitment Ltd
Join a well-established financial services company that values its employees and fosters a collaborative work culture. With competitive salaries, a completion bonus, and opportunities for professional development, this role as a Credit Risk Financial Analyst offers a meaningful career path in a supportive environment. Located conveniently for commuters from various areas, the company prioritises employee growth and satisfaction, making it an excellent choice for those seeking rewarding employment.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Risk Financial Analyst in Uttoxeter
✨Network Like a Pro
Get out there and connect with people in the industry! Attend networking events, join relevant online forums, and don’t be shy about reaching out to professionals on LinkedIn. We all know that sometimes it’s not just what you know, but who you know that can land you that dream job.
✨Ace the Interview
Prepare for your interviews by researching the company and practising common interview questions. We recommend using the STAR method (Situation, Task, Action, Result) to structure your answers. Show them how your experience aligns with their needs, especially in credit risk analysis!
✨Follow Up
After your interview, don’t forget to send a thank-you email! It’s a great way to express your appreciation and reiterate your interest in the role. We believe this small gesture can make a big difference in keeping you top of mind for the hiring team.
✨Apply Through Our Website
Make sure to apply directly through our website for the best chance at landing the job. We streamline the process and ensure your application gets the attention it deserves. Plus, it shows you’re serious about joining our team!
We think you need these skills to ace Credit Risk Financial Analyst in Uttoxeter
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Credit Risk Financial Analyst role. Highlight your experience in financial analysis and credit risk, and don’t forget to mention any relevant qualifications or certifications that match the job description.
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you’re the perfect fit for this role. Mention specific experiences that relate to managing financial information and supporting sales teams, and show us your enthusiasm for the position.
Showcase Your Analytical Skills:Since this role requires strong analytical skills, make sure to include examples of how you've successfully interpreted financial data in the past. Whether it's through previous jobs or projects, we want to see your ability to assess creditworthiness and identify risks.
Apply Through Our Website:We encourage you to apply directly through our website. It’s the easiest way for us to receive your application and ensures you’re considered for the role. Plus, it shows us you’re proactive and keen to join our team!
How to prepare for a job interview at Brampton Recruitment Ltd
✨Know Your Numbers
As a Credit Risk Financial Analyst, you'll be diving deep into financial statements and credit reports. Brush up on your analytical skills and be ready to discuss how you interpret these documents. Practise explaining complex financial data in simple terms, as clear communication is key!
✨Understand the Role
Make sure you fully grasp what the role entails. Familiarise yourself with credit assessments, finance applications, and the importance of portfolio monitoring. Being able to articulate how your experience aligns with these responsibilities will show that you're the right fit for the team.
✨Prepare Questions
Interviews are a two-way street! Prepare insightful questions about the company's approach to credit risk and how they support their Sales and Credit teams. This not only shows your interest but also helps you gauge if the company culture aligns with your values.
✨Showcase Your Technical Skills
Since good MS Excel skills are crucial for this role, be prepared to discuss your proficiency. You might even want to mention specific functions or tools you've used in past roles. Demonstrating your technical know-how can set you apart from other candidates.
