Credit Research Analyst in Leeds

Permanent, Full time: 37.5 hours per week (we welcome flexible working discussions). An opportunity to make a difference at Border to Coast. Our purpose is to make a difference and we are looking for an experienced Fixed Income Credit Research Analyst to join our award-winning team. As a customer-owned and customer-focused organisation, integrity is one of our values, as are our collaborative and sustainable approach. Our focus is to secure the pensions of over a million people who have provided valuable service to their communities and society.

The role - what you'll be doing:

• Conduct fundamental credit analysis - publishing internal research reports that demonstrate a clear understanding of the business and its industry and highlighting the relationship between the credit risks assumed and the level of credit spread offered.
• Assess new investment opportunities and effectively communicate recommendations for inclusion in relevant portfolios, most often under tight deadlines.
• Monitor portfolio exposures and prospective holdings in sectors under your coverage - reviewing news flow, earnings, and industry trends and assessing their impact on credit quality and relative value.
• Actively participate in investment team meetings, as well engaging with company management, sell-side analysts, and other market participants.
• Work closely with Responsible Investment colleagues to incorporate Environmental, Social and Governance risk analysis into your analytical process and overall investment thesis.
• Contribute your sector expertise to the overall investment strategy.

About you - and the value you'll bring to our team:

• Relevant credit research experience from banking, private credit, the sell-side, the buy-side or a rating agency.
• Proven analytical skills evidenced by completion of the CFA programme or an equivalent professional qualification.
• Strong understanding of credit risk assessment and relative value in fixed income markets.
• Ability to form independent views and communicate them clearly and concisely to influence portfolio outcomes.
• A long-term investment horizon exercising sound judgment, intellectual curiosity, and attention to detail.
• The ability to recognise when unexpected developments require that you change your recommendation.
• Willingness to collaborate with, and learn from, others to develop investment ideas, refine processes, and share constructive feedback.
• Sound knowledge of Responsible Investment principles.
• Understanding of term sheets, prospectuses and bond covenants.
• Planning, organisation, time and data management and administrative capabilities.

Why join Border to Coast?

• Competitive remuneration and access to excellent benefits.
• Vitality Health Insurance for all employees.
• Employee Assistance Programme.
• A generous holiday allowance of 30 days a year, plus bank holidays.
• Professional Development including the opportunity to gain fully funded qualifications (e.g. IMC).
• Critical Illness Cover.
• Pension scheme.
• Stunning Leeds city centre location only a short walk to the train station.
• Cycle to work scheme.
• Life Assurance of 6 times of salary.
• Sustainable travel plans.
• Range of discounts for Leeds gyms, shops and restaurants.
• Hybrid working.
• Onsite gym.

We welcome applications from people of all experience levels and backgrounds and value diversity of thought. We are committed to creating an inclusive and engaging workplace, ensuring that colleagues maintain a work life balance. We encourage colleagues to progress, be themselves and be their best through both personal and professional development.