At a Glance
- Tasks: Investigate transaction alerts and high-risk clients, ensuring compliance and accuracy.
- Company: Join a leading financial crime compliance team in Manchester.
- Benefits: Competitive pay, flexible resources, wellness programs, and generous paid leave.
- Other info: Diverse workplace with a focus on personal growth and community support.
- Why this job: Make a real impact in financial compliance while developing your investigative skills.
- Qualifications: 2+ years experience in investigations, strong analytical skills, and knowledge of payment systems.
The predicted salary is between 40000 - 50000 £ per year.
We’re seeking a future team member for the role of Senior Specialist – Transaction Monitoring Investigator to join our Financial Crime Compliance team. This role is located in Manchester.
In this role, you’ll make an impact in the following ways:
- Conduct timely investigation of transaction monitoring alerts and high‑risk client reviews, ensuring full compliance with internal processes and controls.
- Maintain accurate records of all investigations and reviews, escalating issues or suspicious activity reports (SARs) as required.
- Support and guide Level 1 investigators, reviewing escalations and collaborating with business partners throughout investigations.
- Monitor and help improve the effectiveness of transaction monitoring systems, participating in related meetings, workshops, and ad‑hoc projects.
- Ensure adherence to corporate policies, promptly reporting any regulatory breaches, risk changes, or control issues.
To be successful in this role, we’re seeking the following:
- Strong investigative mindset with excellent analytical, organisational, and interpersonal skills.
- Ability to manage and prioritise workload, communicating effectively in writing and verbally with stakeholders at all levels.
- Knowledge of payments, fund transfers, and industry payment platforms; proficiency with Microsoft Office.
- Experience with AML transaction surveillance systems (manual or automated) preferred, plus familiarity with risk management principles.
- Minimum 2 years of relevant experience and demonstrated attention to detail and problem‑solving capability.
Benefits and Rewards:
- Highly competitive compensation, benefits, and wellbeing programs rooted in a strong culture of excellence and our pay‑for‑performance philosophy.
- Access to flexible global resources and tools for your life’s journey.
- Focus on your health, foster your personal resilience, and reach your financial goals as a valued member of our team, along with generous paid leaves, including paid volunteer time, that can support you and your family through moments that matter.
BNY is an Equal Employment Opportunity/Affirmative Action Employer - Underrepresented racial and ethnic groups/Females/Individuals with Disabilities/Protected Veterans.
Specialist – Transaction Monitoring Investigator employer: BNY Mellon
At BNY, we pride ourselves on being an exceptional employer, offering a dynamic work culture that prioritises excellence and employee wellbeing. Located in the vibrant city of Manchester, our team members benefit from competitive compensation, generous paid leave, and access to global resources that support personal and professional growth. Join us to make a meaningful impact in financial crime compliance while enjoying a supportive environment that values diversity and fosters resilience.
StudySmarter Expert Advice🤫
We think this is how you could land Specialist – Transaction Monitoring Investigator
✨Join Compliance Communities
Get involved in compliance and risk communities — both online and offline. Look for forums, LinkedIn groups, or even local meetups where compliance pros hang out. You never know who might drop a job opportunity your way!
✨Attend Industry Conferences
Keep an eye out for compliance and risk management conferences and workshops in your area. These events are a goldmine for networking, and they often have job boards or recruiters on-site looking for new talent. Plus, it’s a chance to learn what's trending in the field.
✨Leverage Your University Career Services
If you’ve recently graduated or are still studying, head over to your university's career services. Many companies, including those in compliance, actively recruit fresh talent through these services, so make sure you tap into that resource.
✨Showcase Your Knowledge Online
Start writing articles or blog posts about compliance topics that interest you. Share them on platforms like LinkedIn to demonstrate your knowledge and passion. This not only builds your presence in the field but can also catch the attention of companies like BNY Mellon looking for candidates who are engaged and informed.
We think you need these skills to ace Specialist – Transaction Monitoring Investigator
Some tips for your application 🫡
Show Your Understanding of Compliance:In the compliance-risk field, it's super important to showcase your understanding of regulations and risk management frameworks. Highlight any relevant coursework, certifications (like ICA or AML), or even projects that demonstrate your knowledge and commitment to this area. We want to see how you can navigate this complex landscape!
Quantify Your Achievements:When detailing your experience, try to quantify your achievements. For example, if you've previously worked on a project that improved compliance metrics or reduced risk exposure, give us the numbers! This data-driven approach really stands out to hiring managers in compliance-risk roles.
Tailor Your CV to Reflect Relevant Skills:Make sure your CV highlights skills that are particularly relevant to compliance, like attention to detail, analytical thinking, and report writing. Ensure these are easy to spot – consider using bullet points to break down your responsibilities and achievements for maximum impact!
Craft a Motivating Cover Letter:In your cover letter, let us know why you’re excited about the compliance-risk role at BNY Mellon. Share what motivates you about compliance, and how you believe you can contribute to our mission. This is your chance to showcase not only your skills but also your passion for this important field!
How to prepare for a job interview at BNY Mellon
✨Master the Regulations
Brush up on key compliance regulations relevant to the industry you're applying to. Familiarising yourself with specific laws and frameworks used in your field will give you an edge during technical questions. Show that you’re not just aware of them but can also apply them—think real-life scenarios!
✨Show Your Analytical Skills
Compliance roles really focus on analytical skills, so be prepared for case studies or situational questions during the interview. We've got to demonstrate how we approach risk assessments or compliance audits, possibly drawing on examples from past experiences or university projects. Bring some thoughtful case scenarios to discuss!
✨Know Your Tools
Get comfortable with commonly used compliance software and tools. Familiarity with platforms like RSA or MetricStream can really impress during your interview, as it shows you're ready to hit the ground running. If you’ve had any experience with them, make sure to highlight that!
✨Align with Company Culture
Since it's a full-time position, show your long-term commitment and interest in the company’s mission and values. Dive into how your ethics and professional philosophy align with BNY Mellon’s stance on compliance. A shared vision can really resonate with interviewers looking for fit as much as skill!
