At a Glance
- Tasks: Dive into credit analysis, underwriting, and portfolio monitoring while supporting real-world financial decisions.
- Company: Join BNY, a leader in finance with a commitment to innovation and collaboration.
- Benefits: Gain hands-on experience, mentorship, and professional development in a dynamic environment.
- Other info: Enjoy a structured induction and networking opportunities to kickstart your career.
- Why this job: Perfect for those who love analysing numbers and making impactful recommendations.
- Qualifications: Must be enrolled in a business or tech degree, graduating in Summer 2027.
The predicted salary is between 49500 - 60500 £ per year.
BNY’s Credit and Lending Practice plays a key role in supporting client financing needs while maintaining strong credit discipline and risk management across the firm. The Credit Analyst Program offers driven students hands-on exposure to the practice through strategic projects aligned to credit analysis, underwriting, portfolio monitoring, transaction support and process improvement. In a fast-paced environment, analysts will gain insight into the credit lifecycle, support financial analysis, reporting and documentation, and build an understanding of lending fundamentals, credit risk and the role sound judgment and partnership play in effective credit decisions.
What you will do
- Analyse company financials, industry trends, and key risk indicators to support borrower and transaction assessments.
- Assist with credit materials, portfolio reviews, and reporting that help teams evaluate opportunities and monitor exposures.
- Learn how deal structures are built and how lending decisions balance growth, risk, and client needs.
- Partner with experienced professionals to understand how disciplined underwriting supports resilient client relationships.
Skills you will build
- Financial statement and ratio analysis
- Credit and risk assessment
- Analytical judgment and structured problem solving
- Underwriting and deal-structuring fundamentals
- Regulatory and risk-awareness mindset
Impact you will have at BNY
- Support informed lending decisions that are grounded in analysis and sound risk management.
- Help teams monitor portfolio health and surface insights that matter to decision-makers.
- See how finance and risk disciplines enable BNY to serve clients responsibly.
Why this could be a fit for you
This role is ideal if you enjoy digging into the “why” behind numbers, making evidence-based recommendations, and building finance skills with clear real-world relevance.
Analyst Program
Our 24-month rotational Analyst Program is designed to set you up for success from day one. New joiners take part in a structured induction experience to help them assimilate into BNY, learn about the organization, connect with peers and leaders, and build the core skills needed to navigate their early career with confidence. From day one, analysts are immersed in BNY's collaborative and innovative culture through:
- Enterprise-wide onboarding and development programming, including an in person immersive induction experience, executive speaker series, skill development, and networking opportunities.
- Meaningful project work aligned to key business practices and platforms, providing hands-on experience, skill development, and real-world business impact.
- Structured mentorship and career support from managers, senior leaders, peer mentors, business stakeholders, and dedicated program managers.
- Exposure across practices, platforms, and teams, building a broad understanding of BNY's integrated business model.
- Professional, technical, and financial services training designed to strengthen business acumen and prepare participants for long-term career success.
- A premier early-career experience, backed by senior leadership and designed to develop the next generation of talent for BNY's global workforce.
Program eligibility:
- Enrollment in a 3 or 4-year undergraduate degree program with a strong focus on business-related and/or technology-related degrees preferred
- Graduating in Summer 2027
- Minimum 2:1 or Higher
- Does not require sponsorship for employment visa status (now or in the future) in the country where applying.
2027 BNY Analyst Program – Credit & Lending ( London) employer: BNY Mellon
At BNY, we pride ourselves on fostering a culture that champions innovation and employee growth, making us an exceptional employer in the heart of London. Our commitment to competitive compensation, comprehensive benefits, and a supportive work environment empowers our team members to thrive both personally and professionally. Join us to be part of a dynamic team that not only drives transformative solutions in finance but also uplifts communities worldwide.
StudySmarter Expert Advice🤫
We think this is how you could land 2027 BNY Analyst Program – Credit & Lending ( London)
✨Tap into Campus Resources
Universities often have strong ties with banks and financial institutions. Make sure to check in with your career services for any internship fairs or networking events. These can be golden opportunities to meet representatives from firms like BNY Mellon and make a lasting impression.
✨Join Finance Societies and Clubs
Get involved with finance or investment clubs at your university. These not only offer great networking potential but often host guest speakers from the industry. Show your enthusiasm and engage with these professionals—who knows, they might tip you off about internship openings at BNY Mellon!
✨Have Your Application Ready to Go
Internship applications can be competitive and come with tight deadlines. Be proactive! Have your CV and cover letter prepared and tailored for roles at BNY Mellon. When the openings go live, you’ll want to be one of the first to apply.
✨Leverage LinkedIn for Connections
LinkedIn is a powerful tool, especially in the banking sector. Follow recruiters from BNY Mellon and connect with alumni who are working in similar roles. Don’t hesitate to drop them a message to introduce yourself and express your interest in internships—they might have insider info or even refer you!
We think you need these skills to ace 2027 BNY Analyst Program – Credit & Lending ( London)
Some tips for your application 🫡
Show Off Those Grades!:In banking and financial services, your academic background is super important. Make sure to highlight your grades, especially in finance, economics, or maths. If you've got any relevant coursework or projects, don’t hesitate to include them in your CV!
Craft Your Cover Letter with Care:For an internship, we want to see your enthusiasm and motivation. Use your cover letter to explain why you’re excited about this opportunity at BNY Mellon and what you hope to learn. Be personal and connect the dots between your education and the role of 2027 BNY Analyst Program – Credit & Lending ( London).
Squeaky Clean CV:Your CV should be clear and free of jargon. Focus on the skills that matter most in the banking sector, like analytical thinking and attention to detail. Don't forget to include any internships or part-time jobs that show your experience in a banking environment!
Utilise Relevant Experiences:If you've been involved in finance-related clubs or societies at university, mention that in your application. Showing your practical experience alongside your studies can make a real difference and demonstrate your passion for the financial world. We love seeing candidates who go the extra mile!
How to prepare for a job interview at BNY Mellon
✨Show Us Your Analytical Skills
As an intern in the banking and financial services sector, you'll want to showcase your analytical skills. Be ready to tackle numerical and case questions during your interview. Brush up on your data interpretation abilities and consider scenarios where you've used data to solve problems.
✨Know Your Financial Tools
Familiarise yourself with the financial tools and software commonly used in banking, like Bloomberg or Excel for financial modelling. We recommend having a couple of examples where you've applied these tools in your studies or projects to impress the interviewer.
✨Be Passionate About Learning
Internships are all about learning, so express your enthusiasm for the banking industry. Share what trends you're excited about, or recent news you've followed, to show you're motivated and engaged. This can set you apart from other candidates who might be less enthusiastic.
✨Prepare for Behavioural Questions
Expect behavioural questions that assess your fit within a team and your ability to handle challenges. Think of examples from your studies or group projects that highlight your teamwork, adaptability, and communication skills. We want to see how you've navigated situations that are relevant to the workplace!
