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For Companies At a Glance
- Tasks: Make lending decisions and contribute to credit risk policies in a dynamic environment.
- Company: Join a leading financial services company with a focus on collaboration and inclusivity.
- Benefits: Enjoy flexible hybrid working, competitive salary, and opportunities for professional growth.
- Why this job: Be part of a team that makes impactful decisions in the finance sector.
- Qualifications: No experience necessary; just bring your skills and a positive attitude!
- Other info: Fast application process with feedback, and a commitment to diversity and inclusion.
The predicted salary is between 28800 - 48000 £ per year.
Location: Solihull; a flexible hybrid working model which supports you as well as enabling you to work collaboratively with your colleagues.
Hours: Full time, Permanent
The Role
The role of an Underwriter is taking responsibility for making lending decisions on credit applications received through our partners in the Retail, Revolving, Personal Loans and Motor sectors. You will contribute to the implementation of Credit Risk, Operational Risk policies, making sure that all conduct risk guidelines are followed.
Key Responsibilities
- Play a major role in making ‘best practice’ underwriting decisions for:
- Point of sale retail finance
- Personal Lending
- Motor Vehicle Finance
- Commercial Underwriting
- Credit Cards
Ensuring that all customer contact activities if you have around 75% of the skills and the right attitude, we’d love to hear from you. Apply now to join a team that makes a real impact.
Learn more about careers with us: https://www.bnpparibas-pf.co.uk/careers
Your Application Journey
- Call with our Talent Acquisition team
- Formal F2F interview with the Hiring Manager
We aim to complete the process within 3–4 weeks, depending on availability. If you’re not shortlisted, we’ll still let you know the outcome. Please note that this role may close early once we have enough suitable applicants, so apply soon.
We’re committed to creating an inclusive workplace and ensuring equal opportunities for all, regardless of age, disability, gender, identity, race, religion, sexual orientation, or background.
Underwriter employer: BNP Paribas Personal Finance
Contact Detail:
BNP Paribas Personal Finance Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Underwriter
✨Tip Number 1
Get to know the company! Research BNP Paribas and understand their values, especially around credit risk and customer service. This will help you tailor your conversations during interviews and show that you're genuinely interested.
✨Tip Number 2
Practice your decision-making skills! As an Underwriter, you'll need to make quick, informed choices. Use mock scenarios to sharpen your judgement and be ready to discuss your thought process in interviews.
✨Tip Number 3
Network like a pro! Connect with current employees on LinkedIn or attend industry events. This can give you insider info about the role and might even lead to a referral, which is always a bonus!
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, it shows you’re serious about joining our team and making an impact in the underwriting world.
We think you need these skills to ace Underwriter
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Underwriter role. Highlight relevant experience in credit applications and risk assessment, and don’t forget to showcase your skills that align with our values at StudySmarter.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re passionate about underwriting and how your background makes you a great fit for our team. Keep it concise but impactful!
Showcase Your Skills: We want to see your skills in action! If you have experience with fraud investigations or credit risk policies, make sure to mention these in your application. We love candidates who can demonstrate their expertise.
Apply Through Our Website: Don’t forget to apply through our website! It’s the best way to ensure your application gets to us directly. Plus, it shows you’re serious about joining our awesome team at StudySmarter.
How to prepare for a job interview at BNP Paribas Personal Finance
✨Know Your Underwriting Basics
Before the interview, brush up on the key principles of underwriting, especially in retail finance and personal lending. Familiarise yourself with common credit risk policies and how they apply to different sectors like motor vehicle finance and credit cards.
✨Showcase Your Analytical Skills
Be prepared to discuss your analytical approach to making lending decisions. Think of examples where you've successfully assessed risk or made a tough decision based on data. This will demonstrate your ability to contribute to best practice underwriting decisions.
✨Understand Fraud Prevention Techniques
Since the role involves assisting with fraud investigations, it’s crucial to know about tools like CIFAS and Hunter. Be ready to explain how you would use these resources to identify potential fraud and protect the company’s interests.
✨Emphasise Your Team Spirit
With a flexible hybrid working model, collaboration is key. Share examples of how you've worked effectively in teams, especially in remote settings. Highlight your communication skills and how you can maintain strong relationships with colleagues while working independently.
