Underwriter in Solihull

Underwriter in Solihull

Solihull Full-Time 30000 - 40000 £ / year (est.) Home office (partial)
BNP Paribas Personal Finance

At a Glance

  • Tasks: Make lending decisions and ensure compliance in a dynamic underwriting role.
  • Company: Join a collaborative team at a leading financial services provider.
  • Benefits: Enjoy a competitive salary, flexible working, and a comprehensive benefits package.
  • Other info: Embrace a culture that values positivity, bravery, and personal growth.
  • Why this job: Make a real impact while developing your skills in a supportive environment.
  • Qualifications: Experience in Motor Underwriting and strong analytical skills are essential.

The predicted salary is between 30000 - 40000 £ per year.

Location: Solihull; a flexible hybrid working model which supports you as well as enabling you to work collaboratively with your colleagues.

Hours: Full time, Permanent

The Role

The role of an Underwriter is taking responsibility for making lending decisions on credit applications received through our partners in the Retail, Revolving, Personal Loans and Motor sectors. You will contribute to the implementation of Credit Risk, Operational Risk policies, making sure that all conduct risk guidelines are followed.

Key Responsibilities

  • Play a major role in making ‘best practice’ underwriting decisions for:
  • Point of sale retail finance
  • Personal Lending
  • Motor Vehicle Finance
  • Commercial Underwriting
  • Credit Cards
  • Assist with potential fraud investigations using CIFAS and Hunter.
  • Ensuring that all customer contact activities & underwriting decisions are compliant with all relevant regulatory requirements and internal policies.
  • Liaise with Account Managers and Clients providing a dedicated point of contact for all referral decisions.
  • Skills & Attributes

    • Previous experience in Motor Underwriting. (Essential)
    • Ability to analyse data to make a quality lending decision.
    • Ability to prioritise and organise workload.
    • Understanding of applicant credit bureau data.

    What’s in it for you

    • Competitive salary and comprehensive benefits package, contributory pension, and health cash plan.
    • Opportunity to buy/sell holiday, giving you more control over your work-life balance.
    • Flexible benefits including private medical insurance and lifestyle discounts.
    • A culture that values collaboration, development, and wellbeing.

    Could this be you? Making a positive impact is at the heart of everything we do. We’re looking for people who live by our values—people who are positive, brave, and own it. Don’t let confidence hold you back. You don’t need to meet every requirement; if you have around 75% of the skills and the right attitude, we’d love to hear from you.

    Apply now to join a team that makes a real impact.

    Learn more about careers with us: https://www.bnpparibas-pf.co.uk/careers

    Your Application Journey

    • Call with our Talent Acquisition team.
    • Formal F2F interview with the Hiring Manager.
    • We aim to complete the process within 3–4 weeks, depending on availability. If you’re not shortlisted, we’ll still let you know the outcome.
    • Please note that this role may close early once we have enough suitable applicants, so apply soon.

    We’re committed to creating an inclusive workplace and ensuring equal opportunities for all, regardless of age, disability, gender, identity, race, religion, sexual orientation, or background.

    Underwriter in Solihull employer: BNP Paribas Personal Finance

    At our Solihull location, we pride ourselves on being an excellent employer that champions a flexible hybrid working model, allowing you to balance your professional and personal life while collaborating effectively with your team. We offer a competitive salary, comprehensive benefits, and a culture that prioritises employee wellbeing, development, and inclusivity, making it a rewarding environment for Underwriters looking to make a meaningful impact in the financial sector.
    BNP Paribas Personal Finance

    Contact Detail:

    BNP Paribas Personal Finance Recruiting Team

    StudySmarter Expert Advice 🤫

    We think this is how you could land Underwriter in Solihull

    ✨Tip Number 1

    Network like a pro! Reach out to people in the industry, especially those who work at companies you're interested in. A friendly chat can open doors and give you insider info that could help you stand out.

    ✨Tip Number 2

    Prepare for your interview by practising common questions related to underwriting. Think about how your experience with Motor Underwriting can shine through. We want you to show off your skills and confidence!

    ✨Tip Number 3

    Don’t forget to follow up after your interview! A quick thank-you email can leave a lasting impression and shows that you’re genuinely interested in the role. Plus, it’s a great way to reiterate your enthusiasm.

    ✨Tip Number 4

    Apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, you’ll find all the latest roles and updates there, so keep checking back!

    We think you need these skills to ace Underwriter in Solihull

    Motor Underwriting
    Data Analysis
    Credit Risk Assessment
    Operational Risk Management
    Regulatory Compliance
    Fraud Investigation
    Customer Relationship Management
    Workload Prioritisation
    Organisational Skills
    Understanding of Credit Bureau Data

    Some tips for your application 🫡

    Tailor Your CV: Make sure your CV is tailored to the Underwriter role. Highlight your experience in Motor Underwriting and any relevant skills that match the job description. We want to see how you can make a positive impact!

    Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for our team. Share your passion for underwriting and how your values align with ours. Remember, we love positivity and bravery!

    Showcase Your Analytical Skills: Since the role involves making quality lending decisions, be sure to highlight your ability to analyse data effectively. Give examples of how you've used data in past roles to make informed decisions. We’re all about making best practice choices!

    Apply Through Our Website: Don’t forget to apply through our website! It’s the easiest way for us to receive your application and ensures you’re considered for the role. Plus, we’ll keep you updated throughout the process, so you won’t be left in the dark.

    How to prepare for a job interview at BNP Paribas Personal Finance

    ✨Know Your Underwriting Basics

    Before the interview, brush up on your knowledge of underwriting principles, especially in the Motor sector. Be ready to discuss how you make lending decisions and what factors you consider when analysing credit applications.

    ✨Showcase Your Analytical Skills

    Prepare examples that demonstrate your ability to analyse data effectively. Think about specific situations where your analysis led to a successful lending decision or helped mitigate risk.

    ✨Understand Regulatory Requirements

    Familiarise yourself with the relevant regulatory requirements and internal policies related to underwriting. Being able to discuss these confidently will show that you take compliance seriously and understand its importance in the role.

    ✨Emphasise Collaboration

    Since the role involves liaising with Account Managers and Clients, be prepared to talk about your experience working collaboratively. Share examples of how you've successfully communicated and built relationships in previous roles.

    Underwriter in Solihull
    BNP Paribas Personal Finance
    Location: Solihull

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