At a Glance
- Tasks: Manage credit risk and provide insights to drive responsible financial decisions.
- Company: Join BNP Paribas Personal Finance, a global leader in consumer finance.
- Benefits: Enjoy a competitive salary, flexible benefits, and a tailored health plan.
- Other info: Flexible hybrid working model with excellent career growth opportunities.
- Why this job: Make a positive impact on customers and the community while advancing your career.
- Qualifications: Experience in SAS Base/SQL and strong analytical skills required.
The predicted salary is between 50000 - 60000 £ per year.
Location: Solihull; a flexible hybrid working model which supports you as well as enabling you to work collaboratively with your colleagues.
Hours: Full time, Permanent.
At BNP Paribas Personal Finance, we are proud to be part of a global banking group. Our mission is simple: to provide straightforward consumer finance solutions that empower customers to make responsible financial decisions. We partner with some of the UK’s most well-known retailers and brands to help their customers finance purchases in a responsible way.
Key Responsibilities:
- Take ownership of the Portfolio Management risk area.
- Provide Bad Debt forecasts for pricing or loss calculations for month end reporting and budgetary processes to help with portfolio management.
- Understand the high level ‘health’ of the portfolio against internal and external benchmark levels and summarise Credit risk trends for monthly MI packs.
- Manage the exposure across the portfolio ensuring we have the necessary controls in place to minimise risk.
- Take ownership of the Partner Revenue Committee actions from a Risk perspective.
- Liaise with Finance and Marketing teams to deliver analysis to aid business decisions on new strategy.
Required Experience:
- Experience in SAS Base / SQL or similar programming language.
- Complete understanding of the consumer risk lifecycle.
- Very good knowledge of credit bureau data and products.
- Prior knowledge of scorecard development and monitoring.
- Very strong analytical background to be able to set relevant analysis to answer questions.
Joining BNP Paribas Personal Finance means becoming part of a Top Employer UK dedicated to making a difference to the lives of our customers. Along with a fulfilling career, you'll be able to enjoy a benefits package which you can tailor to your lifestyle and needs, with key highlights including:
- Competitive salary and a contributory pension scheme.
- Access to our Health Cash Plan Scheme.
- A multi-award-winning flexible benefits platform offering life insurance, private medical insurance, or lifestyle benefits that include discounts on dining, cinema, and days out.
- The opportunity to buy and sell holidays, giving you even more control over your work-life balance.
Making a positive impact is at the heart of everything we do – whether for our colleagues, customers, partners, or the community.
We’re committed to creating an inclusive workplace and ensuring equal opportunities for all, regardless of age, disability, gender, identity, race, religion, sexual orientation, or background.
Credit Risk Manager - Banks / Financial in Solihull employer: BNP Paribas Personal Finance
At BNP Paribas Personal Finance, we pride ourselves on being a Top Employer in the UK, offering a dynamic work environment in Solihull that promotes collaboration and flexibility. Our commitment to employee growth is reflected in our tailored benefits package, which includes competitive salaries, a contributory pension scheme, and a multi-award-winning flexible benefits platform, ensuring that you can achieve a fulfilling work-life balance while making a positive impact in the financial sector.
Contact Details:
BNP Paribas Personal Finance Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Credit Risk Manager - Banks / Financial in Solihull
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and its culture. Understand their values and how they align with your own. This will help you answer questions confidently and show that you're genuinely interested in the role.
✨Tip Number 3
Practice your responses to common interview questions. Use the STAR method (Situation, Task, Action, Result) to structure your answers. This will help you articulate your experiences clearly and effectively.
✨Tip Number 4
Don’t forget to follow up after your interview! A simple thank-you email can leave a lasting impression and keep you top of mind for the hiring team. Plus, it shows your enthusiasm for the position.
We think you need these skills to ace Credit Risk Manager - Banks / Financial in Solihull
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Credit Risk Manager role. Highlight your experience with SAS Base, SQL, and any relevant analytical skills that match the job description. We want to see how your background aligns with our needs!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about credit risk management and how you can contribute to our mission at BNP Paribas Personal Finance. Keep it engaging and personal – we love a good story!
Showcase Your Analytical Skills:Since this role requires a strong analytical background, be sure to include specific examples of your past work that demonstrate your ability to analyse data and make informed decisions. We’re keen to see how you’ve tackled challenges in the past!
Apply Through Our Website:Don’t forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, you’ll find all the details you need about the position there!
How to prepare for a job interview at BNP Paribas Personal Finance
✨Know Your Numbers
As a Credit Risk Manager, you'll need to be comfortable with data. Brush up on your knowledge of bad debt forecasts and credit bureau data. Be ready to discuss how you would analyse these figures to inform business decisions.
✨Understand the Portfolio Health
Familiarise yourself with the concept of portfolio management and risk exposure. Prepare to explain how you would assess the health of a portfolio against benchmarks and what strategies you would implement to minimise risk.
✨Showcase Your Analytical Skills
Highlight your experience with SAS Base, SQL, or similar programming languages. Be prepared to share specific examples of how you've used these tools to develop scorecards or conduct analyses that influenced decision-making.
✨Collaborate and Communicate
This role involves liaising with various teams like Finance and Marketing. Think of examples where you've successfully collaborated across departments. Emphasise your communication skills and how they can help in delivering insightful analysis for strategic decisions.
