At a Glance
- Tasks: Monitor financial risks and support credit management for digital partners.
- Company: Join Blackhawk Network, a leader in branded payments across 28 countries.
- Benefits: Enjoy a hybrid work model, competitive salary, and career development opportunities.
- Other info: Dynamic team environment with opportunities for growth and innovation.
- Why this job: Make a real impact by preventing fraud and ensuring financial security.
- Qualifications: Experience in credit analysis and strong analytical skills required.
The predicted salary is between 50000 - 60000 £ per year.
About Blackhawk Network: At Blackhawk Network (BHN), we’re shaping the future of branded payments – powering reward, incentive, and loyalty solutions across 28 countries and more than 400,000 consumer touchpoints. From digital gift cards and eGifts to global employee rewards and customer acquisition tools, our platforms deliver meaningful value to clients and their customers.
Contract Type: Permanent
Workplace: Hybrid – 2 days in office per week
Hours: 35 hours per week
Reports to: Director, Credit
The Senior Credit Analyst will be responsible for financial risk mitigation in our shared services organisation under the direction of the Credit Manager. A core focus of this role is supporting the end‑to‑end management of the Digital Distribution Partner (DDP) programme by monitoring partner activity, maintaining velocity controls, and coordinating across teams to prevent fraud and financial exposure. The Credit Analyst’s responsibilities will include consistent application of a credit policy, periodic credit reviews of existing customers, and assessment of the credit worthiness of potential customers. The candidate will also be required to design and maintain reports and dashboards to track and communicate key performance indicators.
Responsibilities:
- Monitor daily and intra‑day sales volumes across assigned DDP partners, identifying unusual trends, anomalies, or activity that may indicate fraud or elevated financial risk.
- Support the creation, maintenance, and dynamic adjustment of velocity limits for DDP partners within the Risk Management System (RMS), responding to threshold alerts in a timely manner.
- Respond to velocity limit alerts; coordinate with the Risk team and Credit Manager to update alert and block rules as required to mitigate partner exposure.
- Maintain regular communication with stakeholders.
Senior Credit Analyst employer: Blackhawk Network
At Blackhawk Network, we pride ourselves on fostering a dynamic and inclusive work culture that empowers our employees to thrive. As a Senior Credit Analyst, you will benefit from our hybrid working model, allowing for flexibility while collaborating with talented professionals dedicated to innovation in the payments industry. With ample opportunities for professional growth and development, along with a commitment to employee well-being, Blackhawk Network is an exceptional employer for those seeking a rewarding career in a forward-thinking environment.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Credit Analyst
✨Tip Number 1
Network like a pro! Reach out to current or former employees at Blackhawk Network on LinkedIn. A friendly chat can give us insider info about the company culture and what they really value in a Senior Credit Analyst.
✨Tip Number 2
Prepare for the interview by brushing up on your financial risk mitigation knowledge. We want to see you confidently discuss how you’d handle unusual trends or anomalies in partner activity. Show us you’re ready to tackle those challenges head-on!
✨Tip Number 3
Don’t forget to showcase your analytical skills! Bring examples of reports or dashboards you’ve designed in the past. We love seeing how you track and communicate key performance indicators, so make sure to highlight that experience.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows us you’re genuinely interested in joining the Blackhawk Network team. Let’s get you that Senior Credit Analyst role!
We think you need these skills to ace Senior Credit Analyst
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Senior Credit Analyst role. Highlight relevant experience and skills that match the job description, especially around financial risk mitigation and credit policy application.
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for the role. Mention specific experiences that relate to monitoring partner activity and managing financial risks.
Showcase Your Analytical Skills:As a Senior Credit Analyst, analytical skills are key. In your application, provide examples of how you've used data to make decisions or improve processes, especially in relation to credit assessments or fraud prevention.
Apply Through Our Website:We encourage you to apply through our website for a smoother process. It helps us keep track of your application and ensures you don’t miss out on any important updates!
How to prepare for a job interview at Blackhawk Network
✨Know Your Numbers
As a Senior Credit Analyst, you'll be dealing with financial data all the time. Brush up on key metrics and trends in credit analysis. Be ready to discuss how you've used data to mitigate risk in previous roles.
✨Understand the DDP Programme
Familiarise yourself with Blackhawk Network's Digital Distribution Partner programme. Research how it operates and think about potential risks and controls. This will show your genuine interest and help you stand out.
✨Prepare for Scenario Questions
Expect questions that ask how you'd handle specific situations, like identifying fraud or adjusting velocity limits. Think of examples from your past experience where you've successfully navigated similar challenges.
✨Show Your Communication Skills
You'll need to coordinate with various teams, so highlight your communication skills. Prepare examples of how you've effectively communicated complex information to non-financial stakeholders in the past.
