At a Glance
- Tasks: Lead financial strategy and drive profitability in a dynamic insurtech environment.
- Company: Join Bikmo, a forward-thinking insurtech on the path to profitability.
- Benefits: Flexible remote work, competitive salary, and opportunities for professional growth.
- Other info: Be part of a pivotal transition with excellent career advancement opportunities.
- Why this job: Shape the future of finance in a rapidly evolving industry and make a real impact.
- Qualifications: Proven experience in strategic financial leadership and strong communication skills.
The predicted salary is between 60000 - 75000 £ per year.
Location: UK or Europe (remote-first, UK-centric)
Reports to: CEO
Works closely with: Head of Finance, Executive Team, Board
The Role – Why This Exists
Bikmo is entering a pivotal phase as we transition from a growth-focused insurtech to a profitable, pan-European MGA, while continuing to scale responsibly and position the business for long-term value creation. We are seeking an experienced Finance Director to provide strategic financial leadership at exec and board level, own and control the group financial business plan and long-term financial model, support investor and lender relationships, mentor the Head of Finance, and help shape the financial strategy of the business as we move toward profitability, selective M&A, and a potential trade exit in the coming years. This is a strategic leadership role, not a day-to-day finance position. Operational finance, cash management, and routine reporting sit with the existing finance team. The role may be delivered on a full-time or part-time basis, depending on candidate experience and availability.
Core Responsibilities
- Act as the senior financial leader within the Executive Team
- Provide clear, confident financial input into strategic and operational decisions
- Drive financial discipline, cost management, and performance focus across the business
- Hold exec peers accountable to agreed budgets, forecasts, and financial commitments
- Support the CEO in balancing growth, profitability, and capital efficiency
2. Budgeting, Forecasting & Strategic Planning
- Lead the annual budgeting process and quarterly reforecasting, aligning financial resources to strategic priorities
- Own and control the group financial model as the authoritative view of Bikmo’s long-term financial position
- Lead long-term forecasting, scenario planning, and sensitivity/downside modelling to support:
- Investment and growth planning
- Fundraising and capital strategy
- M&A and strategic options
- Ensure financial plans clearly articulate trade-offs, risks, and returns
- Day-to-day cashflow forecasting, short-term runway management, and operational reporting are owned by the Head of Finance and the finance team.
3. Commercial & Strategic Partnership Support
- Partner with the CEO, Partnerships, and Operations teams on:
- Pricing strategy
- Channel and partnership economics
- Support commercial negotiations on major partner contracts, ensuring pricing, service levels, risk allocation, and cash terms are financially robust and scalable
- Bring financial rigour to embedded insurance partnerships and international growth initiatives
4. Cash, Funding & Capital Structure (Strategic Oversight)
- Provide senior oversight of liquidity, capital structure, and funding options
- Lead the structuring, negotiation, and setup of financing solutions where required (e.g. working capital facilities, overdrafts, debt instruments)
- Act as the senior point of contact with banks, lenders, and financial advisors
- Support and guide the Head of Finance, who leads ongoing day-to-day cash and facility management
5. Board, Investor & Governance Responsibilities
- Act as a trusted finance partner to the Board and existing investors
- Prepare, review, and present financial materials for board meetings
- Support fundraising strategy, investor narrative, and financial diligence
- Help articulate a clear, credible financial narrative for the Board and investors, covering performance, outlook, capital efficiency, risks, and strategic options
- Operate effectively within a PE / VC-backed governance environment, including pace, reporting expectations, and stakeholder management
- Maintain a strong working understanding of insurance-specific financial flows, even if not managing them day-to-day
- Appreciate FCA regulatory reporting requirements, including:
- Regulatory capital considerations
- Financial aspects of operational resilience
- Ensure financial governance supports Bikmo’s regulated operating environment
Finance Director in Cardiff employer: Bikmo
Bikmo is an exceptional employer that champions a remote-first work culture, allowing you to thrive from anywhere in the UK or across Europe. With a strong focus on employee growth, we offer opportunities for mentorship and leadership within a collaborative environment, alongside benefits like company share options and discounted cycling goods. Join us in our mission to protect the world’s riders while enjoying a flexible work-life balance and being part of a purpose-driven team that values diversity and innovation.
StudySmarter Expert Advice🤫
We think this is how you could land Finance Director in Cardiff
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Bikmo. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Finance Director in Cardiff
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Bikmo.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Bikmo's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Bikmo
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Bikmo.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Bikmo will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Bikmo employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
