Risk Manager - Manchester: £50,000pa - £55,000pa plus Performance Bonus & Benefits.
Bibby Financial Services are growing, and we’re looking for a Risk Manager to join our Manchester Team. The Risk Manager is responsible for overseeing the management of all aspects of risk in the Commercial Business Centre, ensuring the safety and recoverability of Bibby’s investment in this area. The Risk Manager will also be involved in developing and sharing best practice and driving business improvement. You will have extensive experience within the Invoice Finance/ABL industry with experience in Risk or Operations.
At Bibby Financial Services (BFS), we’ve been helping small and medium-sized businesses thrive and grow since 1982. Working across 9 countries, we provide the funding and support that give our clients the confidence to take their next step, whether that’s expanding, innovating or breaking into new markets. We’re proud to be part of Bibby Line Group, a long-standing family business and one of the UK’s oldest independent companies
What you’ll be doing:
Provide credit risk management support and oversight of the Business Centre portfolio.
Undertake thorough Portfolio Reviews with the Relationship Managers, escalating appropriate cases to Watchlist status.
Advising Head of Risk and Head of Business Centre and agreeing appropriate strategies/actions
Assist Relationship Managers in assessing and structuring business proposals to the highest standards and where appropriate visit with the Relationship team in order to establish BFSUK risk appetite for the deal.
Oversee and guide the recovery of high risk situations and client failures ensuring the appropriate speed and toughness of approach is maintained.
Carry out sampling checks within the Business Unit to ensure adherence to policies and quality of decision making, highlighting any weaknesses to the Head of Risk and Head of Business Centre together with suggestions for improvements.
Embed our controls and processes to monitor, report and minimise the impact of financial crime
Support BFS in compliance with the GDPR, the UK Data Protection Act 2018 and other relevant Data Protection laws.
Identify and highlight any operational risk incidents, investigating the cause and suggesting resolutions
Who are we looking for?
Established Invoice Finance/ABL professional
High level of risk management experience including the ability to identify adverse trends and devise appropriate action plans
Ability to participate in difficult/contentious meeting situations at varying levels including Board level
Sound knowledge of insolvency methods and related legal procedures
Extensive IT (including Excel and Word, Aquarius, Risk Factor), numeracy and analytical (understand and interpret data presented) skills
What you’ll get in return
25 days’ holiday plus bank holidays, increasing with service, with buy/sell options
Performance Bonus
Private healthcare for you and your family
Company pension scheme
Flexible benefits (gym membership, tech, health assessments and more)
Access to an online wellbeing centre
Discounts with a wide range of retailers
Plus, much more!
There’s no place quite like BFS and we’re proud of that. And it’s all down to you - you make us the people with which every ambitious business loves to work which is highlighted through our values: We partner with customers for long term success, We redefine what’s possible, We deliver what matters, when it matters and We support each other to be our best.
If you would like to join us, please click ‘apply’ today to be considered as our Risk Manager vacancy – we would love to hear from you!
We're absolutely committed to being a truly inclusive place to work, where everyone has an equal opportunity to reach their true potential. Let us know if you need adjustments to support you through any stage of the Recruitment process.
We're absolutely committed to being a truly inclusive place to work, where everyone has an equal opportunity to reach their true potential. Let us know if you need adjustments to support you through any stage of the recruitment process.
WORK TOGETHER - TRUST EACH OTHER - DO THE RIGHT THING - BE INNOVATIVE - BE BETTER