At a Glance
- Tasks: Lead risk strategy and oversee credit, operational, regulatory, and financial risks in specialist finance.
- Company: Join Bibby Financial Services, a global leader supporting SMEs with innovative finance solutions.
- Benefits: Competitive salary, car allowance, performance bonus, private healthcare, and flexible benefits.
- Other info: Flexible working, 30 days holiday, and a commitment to inclusivity.
- Why this job: Shape lending decisions and make a real impact in a dynamic finance environment.
- Qualifications: Extensive credit risk experience and expertise in asset-based lending and marine finance.
The predicted salary is between 120000 - 200000 £ per year.
£150-160K + car allowance + performance bonus. Flexible | Hybrid working with frequent travel required to UK offices.
At some point in your risk career, you stop just managing risk and start defining how a business lends, trades and grows. This is one of those roles. You will sit right at the leadership table of a specialist finance business with meaningful exposure to Asset-Based Lending, Marine Finance and Foreign Exchange. These are growing businesses and we have ambitious growth plans across the full specialist finance functions. This is not a back-office role. It’s a seat where risk, credit, assets and currency all meet... Where judgement really matters.
What you’ll be doing
- You will have overall responsibility for credit, operational, regulatory and financial risk across the specialist finance businesses, in practice, that means:
- Setting and leading the risk strategy across specialist finance, embedding a commercially minded, risk-aware culture.
- Providing strong credit risk oversight across asset-backed and marine portfolios, including ongoing monitoring and intervention.
- Designing and evolving credit policies, frameworks and risk-based models that support growth without compromising control.
- Sitting at the front end of underwriting and sanctioning, with senior discretion over complex and high-value facilities.
- Direct involvement in asset-based lending, asset finance and marine finance transactions, including deal structuring and challenge.
- Assessing and managing FX risk associated with lending, assets and client activity, working closely with treasury and funding partners.
- Leading portfolio analysis, provisioning input and root-cause reviews to refine risk appetite across asset classes.
You will be a member of the senior leadership team and boards, partnering closely with the CRO and Managing Director to shape lending decisions at source.
What you’ll bring
- You’re a senior risk leader from specialist finance, comfortable operating where assets, credit and currency risk intersect.
- You will bring extensive credit risk experience within financial services.
- Deep asset finance and asset-based lending expertise, this is essential.
- Ideally you will have exposure to marine finance (we understand this is niche so don’t worry if you don’t) or practical experience of FX.
- Strong background in front-line underwriting and sanctioning.
- Experience building and overseeing risk-based models and portfolio monitoring frameworks.
- Credibility and confidence to sit around the leadership table at lending stage, influencing outcomes rather than observing them.
- Above all, you will combine technical depth with commercial judgement, being able to protect the business without slowing it down.
The good stuff
- £150-160K salary + Car allowance (£7,192.50) + performance bonus (up to 30%).
- Hands-on Risk Director role in a specialist finance environment where asset-based lending, marine assets and FX exposure are central to how the business operates. Your expertise truly gets used and listened to.
- Private healthcare for you and your family.
- Company pension scheme.
- Flexible benefits (gym membership, tech, health assessments and more).
- Access to an online wellbeing centre.
- Discounts with a wide range of retailers.
- 30 days' holiday plus bank holidays, with buy/sell options.
- Electric Vehicle / Plug-in Hybrid Vehicle scheme.
About Bibby Financial Services
We’re a global organisation operating in nine countries, supporting over 9,000 SMEs worldwide. Following the completion of a £1bn securitisation deal, we’re increasing our lending to UK businesses at a time when support really matters and this role plays a vital part in making that happen. This isn’t theoretical risk or remote oversight. If your experience spans asset finance, currency-linked risk or marine finance, this is the role where that expertise truly gets used. Start with a conversation. Apply, or get in touch before the 3rd April 2026. Everyone will receive a response. Bibby Financial Services is committed to creating an inclusive workplace. If you require any adjustments during the recruitment process, please let us know.
Risk Director (Specialist Finance) in London employer: Bibby Financial Services
As a New Business Coordinator at our Yeadon location, you will thrive in a dynamic work environment that values accuracy and organisation. We offer a supportive culture with hybrid working options, competitive salary, and opportunities for professional growth, making it an excellent place for those seeking meaningful and rewarding employment.
StudySmarter Expert Advice🤫
We think this is how you could land Risk Director (Specialist Finance) in London
✨Tip Number 1
Network like a pro! Reach out to your connections in the finance sector, especially those who are already in risk management roles. A friendly chat can lead to insider info about job openings or even a referral.
✨Tip Number 2
Prepare for interviews by diving deep into the company’s recent projects and challenges. Show them you’re not just another candidate; you’re someone who understands their business and can contribute to their growth strategy.
✨Tip Number 3
Don’t underestimate the power of follow-ups! After an interview, drop a quick thank-you email to express your appreciation and reiterate your enthusiasm for the role. It keeps you fresh in their minds.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in being part of our team at Bibby Financial Services.
We think you need these skills to ace Risk Director (Specialist Finance) in London
Some tips for your application 🫡
Tailor Your CV:Make sure your CV speaks directly to the role of Risk Director. Highlight your experience in credit risk, asset-based lending, and any relevant exposure to marine finance or FX. We want to see how your background aligns with our needs!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for this role. Share specific examples of how you've influenced lending decisions and shaped risk strategies in your previous roles. We love a good story!
Showcase Your Leadership Skills:As a senior leader, we want to see your ability to influence and lead teams. Mention any experience you have sitting at the leadership table and how you've contributed to strategic decisions. This is key for us!
Apply Through Our Website:We encourage you to apply through our website for a smoother process. It helps us keep track of your application and ensures you don’t miss out on any important updates. Plus, it’s super easy!
How to prepare for a job interview at Bibby Financial Services
✨Know Your Risk Landscape
Before the interview, dive deep into the specifics of credit risk, asset-based lending, and marine finance. Familiarise yourself with current trends and challenges in these areas, as well as how they intersect with foreign exchange. This knowledge will help you speak confidently about your expertise and how it aligns with the company's goals.
✨Showcase Your Leadership Skills
As a Risk Director, you'll be at the leadership table, so it's crucial to demonstrate your ability to influence decisions. Prepare examples from your past where you've successfully led risk strategies or influenced lending outcomes. Highlight your experience in building a risk-aware culture and how you've managed teams to achieve results.
✨Prepare for Technical Questions
Expect questions that test your technical knowledge on risk models, credit policies, and portfolio management frameworks. Brush up on your understanding of regulatory requirements and how they impact decision-making. Being able to articulate your thought process and rationale behind risk assessments will set you apart.
✨Ask Insightful Questions
Interviews are a two-way street, so prepare thoughtful questions that show your interest in the role and the company. Inquire about their growth plans in specialist finance, how they approach risk management, and what challenges they foresee in the market. This not only demonstrates your enthusiasm but also helps you gauge if the company is the right fit for you.
