Foreign Exchange Compliance Manager in Brentwood

Bibby Financial Services are growing, and we’re looking for a Foreign Exchange Compliance Manager to join our Bibby Foreign Exchange Team. The Foreign Exchange Compliance Manager will play a genuine part in shaping how first‑line compliance supports a well‑established FX business to grow. This is a role with real influence. You’ll take ownership of a clear action plan, help refine key processes, and support the team as we continue to enhance our approach to onboarding, pay‑out governance and financial crime prevention. You’ll be the first line of defence for the FX business, with support from an established second‑line function and access into a wider central support team when needed. You won’t be left on your own, but equally, this is a role for someone who enjoys ownership.

At Bibby Financial Services (BFS), we’ve been helping small and medium‑sized businesses thrive and grow since 1982. Working across 9 countries, we provide the funding and support that give our clients the confidence to take their next step, whether that’s expanding, innovating or breaking into new markets. We’re proud to be part of Bibby Line Group, a long‑standing family business and one of the UK’s oldest independent companies.

What you’ll be doing:

• Own and lead first‑line delivery of risk and compliance for BFX; provide clear advice to senior management on regulatory trends and horizon scanning.
• Ensure compliance with requirements of all statutes and regulations relevant to an FCA‑authorised payments institution.
• Develop, maintain and implement risk and compliance policies, procedures, manuals and programmes in line with regulatory requirements and best practice.
• Own the first‑line control environment: maintain the control set; ensure controls are designed and operated effectively; retain evidence, audit trails, sign‑offs and attestations.
• Maintain registers of controls and regulatory obligations (aligned to Group/enterprise taxonomy) and track corrective actions to closure.
• Monitor client and portfolio behaviour to identify conduct, operational and compliance issues and emerging risks; own first‑line containment actions and escalation in line with defined thresholds.
• Manage suspicious transaction reporting (STR) and related regulatory requirements.
• Act as a central point of contact for compliance issues, ensuring problems are addressed appropriately and rectified within agreed SLAs.
• Prepare and maintain financial crime risk assessments, policies, procedures and management information for review and approval by the MLRO.
• Support the investigation, documentation and reporting of suspicious activity, incidents and breaches in line with regulatory and internal requirements.
• Coordinate regulatory interactions and responses relating to financial crime, as delegated by the MLRO.

Who are we looking for?

• Experience within AML/Compliance Department of a similar financial services regulated environment.
• Excellent interpersonal skills, with the confidence to approach people at all levels of seniority, analytical with attention to detail, report writing.
• Compliance Qualification (or similar).
• Builds effective relationships with internal stakeholders and external parties (e.g., regulators, trade bodies, banks, partners) and supports Group‑level engagement on regulatory matters.
• Understands core financial statements and key drivers in a payments/FX business, and can interpret MI to identify risk and control issues.
• Identifies root causes, develops options and drives timely resolution; advises on regulatory implications of strategy and change.

What you’ll get in return:

• 25 days’ holiday plus bank holidays, increasing with service, with buy/sell options.
• Performance Bonus.
• Private healthcare for you and your family.
• Company pension scheme.
• Flexible benefits (gym membership, tech, health assessments and more).
• Access to an online wellbeing centre.
• Discounts with a wide range of retailers.
• Plus, much more!

We’re absolutely committed to being a truly inclusive place to work, where everyone has an equal opportunity to reach their true potential. Let us know if you need adjustments to support you through any stage of the Recruitment process.