At a Glance
- Tasks: Oversee risk management and drive business improvement in a dynamic financial environment.
- Company: Bibby Financial Services, a trusted name in funding for small and medium-sized businesses since 1982.
- Benefits: 25 days holiday, performance bonuses, private healthcare, and flexible benefits.
- Other info: Inclusive workplace with opportunities for personal and professional growth.
- Why this job: Join a supportive team making a real impact in the finance industry.
- Qualifications: Extensive risk management experience and strong analytical skills required.
The predicted salary is between 60000 - 80000 £ per year.
Bibby Financial Services are growing, and we’re looking for a Risk Manager to join our Manchester Team. The Risk Manager is responsible for overseeing the management of all aspects of risk in the Commercial Business Centre, ensuring the safety and recoverability of Bibby’s investment in this area. The Risk Manager will also be involved in developing and sharing best practice and driving business improvement. You will have extensive experience within the Invoice Finance/ABL industry with experience in Risk or Operations.
At Bibby Financial Services (BFS), we’ve been helping small and medium‑size businesses thrive and grow since 1982. Working across 9 countries, we provide the funding and support that give our clients the confidence to take their next step, whether that’s expanding, innovating or breaking into new markets. We’re proud to be part of Bibby Line Group, a long‑standing family business and one of the UK’s oldest independent companies.
What you’ll be doing:
- Provide credit risk management support and oversight of the Business Centre portfolio.
- Undertake thorough Portfolio Reviews with the Relationship Managers, escalating appropriate cases to Watchlist status.
- Advising Head of Risk and Head of Business Centre and agreeing appropriate strategies/actions.
- Assist Relationship Managers in assessing and structuring business proposals to the highest standards and where appropriate visit with the Relationship team in order to establish BFSUK risk appetite for the deal.
- Oversee and guide the recovery of high risk situations and client failures ensuring the appropriate speed and toughness of approach is maintained.
- Carry out sampling checks within the Business Unit to ensure adherence to policies and quality of decision making, highlighting any weaknesses to the Head of Risk and Head of Business Centre together with suggestions for improvements.
- Embed our controls and processes to monitor, report and minimise the impact of financial crime.
- Support BFS in compliance with the GDPR, the UK Data Protection Act 2018 and other relevant Data Protection laws.
- Identify and highlight any operational risk incidents, investigating the cause and suggesting resolutions.
Who are we looking for?
- High level of risk management experience including the ability to identify adverse trends and devise appropriate action plans.
- Ability to participate in difficult/contentious meeting situations at varying levels including Board level.
- Sound knowledge of insolvency methods and related legal procedures.
- Extensive IT (including Excel and Word, Aquarius, Risk Factor), numeracy and analytical (understand and interpret data presented) skills.
What you’ll get in return:
- 25 days’ holiday plus bank holidays, increasing with service, with buy/sell options.
- Performance Bonus.
- Private healthcare for you and your family.
- Company pension scheme.
- Flexible benefits (gym membership, tech, health assessments and more).
- Access to an online wellbeing centre.
- Discounts with a wide range of retailers.
- Plus, much more!
We're absolutely committed to being a truly inclusive place to work, where everyone has an equal opportunity to reach their true potential. Let us know if you need adjustments to support you through any stage of the Recruitment process.
Risk Manager in Salford employer: Bibby Financial Services Ltd
Bibby Financial Services is an exceptional employer, offering a supportive and inclusive work culture in the heart of Manchester. With a strong focus on employee growth, we provide extensive benefits including private healthcare, a generous holiday allowance, and performance bonuses, ensuring our team members feel valued and empowered to thrive. Join us and be part of a long-standing family business that champions small and medium-sized enterprises, while enjoying unique opportunities for professional development and a commitment to your wellbeing.
Contact Details:
Bibby Financial Services Ltd Recruitment Team