In-house FCA Compliance Lead in Newmarket

Reports to: Director of Information Security

Location: Hybrid, Newmarket

Hours: 32 hours across a 4-day week (no salary sacrifice)

Working pattern: We will consider both a 12-month fixed-term contract and consultancy engagement options

Salary: £65,000 - £75,000

Product: Evouchers - Evouchers.com & Fundingconnect - Fundingconnect.com

Who we are and what is important to us:

Beyond unifies three technology-driven brands, Wonde, Evouchers and Secure Schools. Each brand shares a vision to reduce the friction of adapting technology, to help customers navigate an often overwhelming area and provide powerful solutions that make their everyday life easier. The three brands run independently with the autonomy to continue to prosper, although as part of the Beyond team, you’ll join a wider, supportive environment where you’ll be able to pull on the expertise and capabilities of the group. We do not limit ourselves to standing still. We look ahead and strive to disrupt the sector we operate in. We believe technology should not be complicated or overwhelming. It should do what it says - quickly, safely and efficiently.

Who Evouchers & Fundingconnect is:

At Evouchers & Fundingconnect, our desire to provide effective, simple solutions for our customers drives our innovation forward. We specialise in assisting local authorities, housing associations, schools, and charities in disbursing funds for essential support and welfare services directly to where it's needed most. Our platforms are a simple, efficient payment platform, providing organisations with a seamless method to distribute funding for free school meals, household essentials, energy vouchers, and much more. Dedicated to facilitating quick and easy access to support within communities, we are unwavering in our commitment to making a positive impact.

Job snapshot:

We are seeking an experienced FCA Compliance Lead to support Evouchers & Fundingconnect as we progress towards FCA authorisation. This is a critical, first-of-its-kind role within the business. You will lead the development of our compliance framework, guide us through the FCA application process, and establish robust foundations to support a growing suite of products. This role requires someone who has been through the FCA authorisation process multiple times, has a comprehensive understanding of regulatory expectations, and can provide confident, hands-on leadership from application through to approval and beyond.

What you’ll be doing:

• Lead a regulatory gap analysis across Evouchers’ current and planned activities to identify gaps against FCA requirements, ensuring we fully understand what is required to become and remain authorised.
• Own the end-to-end FCA authorisation preparation process, including drafting and coordinating the application pack and supporting documentation, ensuring submissions are accurate, complete, and aligned to FCA expectations.
• Design and embed a proportionate compliance framework (policies, procedures, and controls) to ensure the business operates in a way that is demonstrably compliant, scalable, and suitable for future regulatory expansion across multiple products.
• Define appropriate governance structures, oversight mechanisms, and reporting lines, ensuring clear accountability and alignment with FCA expectations around senior management responsibility and effective risk oversight.
• Establish a practical regulatory risk management approach, including identification, assessment, and mitigation of key compliance risks relevant to payments, voucher distribution, and safeguarding funds in transit.
• Advise senior leadership on FCA regulatory requirements, obligations, and decision-making impacts, ensuring compliance considerations are embedded into product, operational, and commercial decisions early.
• Develop and implement compliance monitoring and control frameworks, enabling the business to evidence ongoing compliance rather than treating FCA requirements as a one-off application exercise.
• Prepare the business for FCA scrutiny and engagement, including supporting responses to FCA queries, follow-ups, and potential interviews or clarification requests during the authorisation process.
• Design and deliver FCA-focused training for key stakeholders and operational teams, ensuring regulatory responsibilities are understood and appropriately embedded across the organisation.
• Support readiness for post-authorisation operating requirements, including ongoing reporting, governance cadence, and compliance ownership structures, so the business is not only authorised but sustainable under regulation.
• Help shape compliance foundations that support future product expansion, ensuring the framework is flexible enough to accommodate a growing suite of regulated and semi-regulated financial products.

Requirements

What we’re hoping you’ll bring:

• Proven experience supporting or leading FCA authorisation applications, including first-time authorisations for a business & product.
• Strong background in UK financial services regulation, with a deep understanding of FCA principles, expectations, and supervisory approach.
• Strong track record of working in early-stage, scaling, or high-growth environments where regulatory frameworks are still being established.
• Prior experience within payments, e-money, voucher, or fintech platforms.
• Exposure to multi-product or platform-based regulated environments.
• Previous experience within in-house compliance roles.
• Experience building or embedding compliance frameworks, policies, and controls from scratch within a fintech, payments, or regulated financial services environment.
• Demonstrable experience working across regulatory governance, risk management, and compliance monitoring frameworks.
• Experience engaging directly with regulators, including responding to FCA queries, feedback, and information requests.
• Strong understanding of FCA regulatory framework relevant to payments or e-money-type environments (or similar regulated activity).
• Ability to translate regulatory requirements into practical, operationally workable processes.
• Experience designing compliance monitoring, reporting, and oversight mechanisms.
• Ability to operate as a hands-on builder and strategic advisor simultaneously.
• Strong stakeholder management skills, with the ability to influence founders, senior leadership, and operational teams.
• Excellent written capability for producing high-quality regulatory documentation.
• Ability to simplify complex regulatory requirements into clear, actionable guidance.
• Strong judgement in balancing regulatory compliance with commercial and product realities.
• Comfortable working autonomously in a foundational, undefined environment.
• Pragmatic and commercially aware, not overly theoretical or “box-ticking” in approach.
• Comfortable with ambiguity and building structure where none currently exists.
• Proactive, self-directed, and able to drive work forward without close supervision.
• Detail-oriented with a strong sense of regulatory risk and accountability.
• Collaborative and calm under pressure, particularly when dealing with regulatory deadlines or feedback cycles.
• Experience supporting businesses through post-authorisation supervision and audits.

Benefits

What you’ll get:

Beyond is much more than just a place to work. It is a place to grow, innovate, excel and learn. We have tech people, creative people and people people, all focused on providing a superior customer experience. We value, support and champion those we work with - promoting personal growth and happiness. We get that our success is dependent on the collective energy, intelligence and contributions of all our team members and we are committed to ensuring our work environment is the best it can be. We value your commitment and have worked hard to create adaptable and comprehensive benefits packages to suit individual needs, although you can expect the below as standard:

• 4-day working week
• Flexible working schedule/work-from-home opportunities
• On-site gym facilities at HQ
• Buying and selling holiday scheme
• Additional holiday for length of service
• Employee-assisted programme
• Group life assurance (Death in service)
• Will-writing assistance scheme
• Company pool cars at HQ
• Payroll giving scheme enabling you to support charities of your choice through tax-efficient salary donations
• Health cash plan, covering everyday health treatments
• On-site trained mental health and well-being champions
• Monthly lunch club (on us)
• Discounted retail vouchers via employee savings platform
• Comprehensive wellness programmes
• Enhanced maternity, paternity and adoption benefits
• Electric car scheme & on-site EV charging
• Cycle to Work Scheme
• Eye examination scheme
• Financial contribution to the setup of work-from-home environments
• Use of new and leading technology in the form of Apple products
• Frequent company-funded social events
• Office closure between Christmas & New Year
• Access to continuous learning and development opportunities
• Comprehensive employee referral scheme
• Casual Dress Code
• Free healthy snacks & barista coffee

In addition to the above, you’ll have access to our ‘take your pick’ benefits scheme, which is tailored specifically to you and includes:

• Enhanced pension payments
• Retail vouchers
• Private medical insurance
• Dental plan
• Enhanced Health Cash Plan

If you're selected, we'll guide you through the following checks as part of our offer process:

• DBS Check: Verification of criminal records.
• Right to Work: Confirmation of legal work eligibility.
• References: Automated verification based on HMRC records.

We're excited about finding the right person for this position! With the dynamic market conditions, we're not setting a fixed application deadline. We encourage you to apply as soon as possible, as we'll be filling the role once we find the perfect match.

At Beyond, we celebrate diversity and are committed to being an equal-opportunity employer. We welcome candidates from all walks of life. If you need any accommodations during the application process, please don't hesitate to call or email us.