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- Tasks: Draft and refine policy wordings that shape our innovative insurance products.
- Company: Join Ansvar, part of Benefact Group, a leader in niche insurance for the third sector.
- Benefits: Enjoy hybrid working, competitive salary, generous bonuses, and extensive health benefits.
- Why this job: Make a meaningful impact while developing your career in a supportive, collaborative environment.
- Qualifications: Experience in policy drafting and a strong understanding of insurance principles required.
- Other info: Be part of a team that values creativity and accountability, with excellent growth opportunities.
The predicted salary is between 36000 - 60000 £ per year.
Working hours: 35 hours per week, Monday to Friday
Duration: Permanent
Location: Brighton
About the role
Ansvar, who are proudly part of Benefact Group, are looking for a Technical Underwriting Specialist (Policy Wordings) to join our dynamic team. In this pivotal role, you’ll shape the future of our products by drafting and refining policy wordings and clauses that set us apart in the market. You’ll play a key part in delivering our growth strategy, developing innovative products, enhancing underwriting platforms, implementing rating changes, and ensuring our documentation is clear, compliant, and competitive. Our portfolio is as diverse as the communities we serve - charities, property owners, businesses, office and retail, faith groups, social enterprises, and not-for-profit organisations. This is your chance to make a meaningful impact across sectors that truly matter. If you’re passionate about underwriting and have a proven track record in policy drafting, we want you on our team. Help us create niche-leading propositions and tools that drive success.
Why join us?
Join a collaborative and inclusive culture that’s committed to making a difference and building a more sustainable future. Ranked amongst the UK's 15 Best Big Companies to Work For in 2025, we offer fantastic career and development opportunities within a rapidly growing, innovative Group — where all profits go to charity and good causes.
What you’ll be doing
- Drafting and reviewing policy wordings, summaries of cover, application forms and clauses ensuring they comply with legal, reinsurance and regulatory parameters.
- Developing and reviewing products as required by the business including wordings, product development and governance.
- Working with Group Underwriting and third party suppliers to agree and sign-off new policy wordings and other policy documentation.
- Reviewing and developing free-format clauses drafted within the business.
- Researching wider market products and propositions, to assist with product development, feeding into Product Oversight and Governance as required.
- Researching issues connected with policy wording development and escalating wordings issues to the wider business.
- Acting as a specialist referral point and coach around policy wordings and reinsurance, supporting the business unit in ensuring that standards are met and technical expertise cascaded, meeting defined levels of service (SLAs).
- Understanding and operating within regulatory framework including ELTO, product oversight and governance, audit and DA management and identifying and escalating any risks to the business.
- Working in partnership with Underwriting Operations to enable underwriting of quality business within appetite.
- Working with Distribution to review options to improve our proposition.
- Undertaking Underwriting Development projects.
What you’ll need to have
- Experience of drafting policy wordings.
- Cert CII. Dip CII preferred, or working towards.
- Detailed knowledge of general insurance principles.
- Solid understanding of the regulatory framework.
- Experience identifying and escalating risk.
- An analytical approach with high levels of attention to detail.
- Clear and concise written communication with experience of submitting balanced and well considered recommendations.
What we offer
- A competitive salary - let’s discuss it.
- Hybrid working.
- Group Personal Pension - up to 12% employer contribution.
- Generous annual bonus scheme between 6% and 24%.
- 25 days annual leave plus bank holidays, and a holiday buy and sell scheme.
- An array of health and wellbeing benefits, including private healthcare, income protection and life assurance.
- £200 annual personal grant to a charity of your choice.
- Encouraged to take at least one volunteering day per year.
- Employee Assistance Programme.
- Full study support to gain professional qualifications.
- Access to virtual GP.
- Enhanced maternity and paternity pay.
About us
Ansvar specialise in insurance to the third sector. We cover thousands of risks in the UK, and unlike other insurers, our products are specifically designed for the niches we insure. Driven by our values of empathy, professionalism and trust, we hold a genuine desire to positively impact the communities we help protect. Benefact Group is a unique international financial services Group made up of over 30 businesses. We are owned by a charity and have been the 3rd largest UK corporate donor over a decade, having given away £250 million since 2014. We have ambitious plans to become the UK’s number one corporate donor, with strategic objectives in place to double the Group’s size. We believe it’s essential to attract, empower, grow and reward talented people, offering fantastic opportunities for career and personal development. Our giving ethos, 135-year history and the diversity of what we do, has enabled us to build a culture of kindness, great ambition, and of passionate people driven to do better and be better. At Benefact Group, we are committed to creating an inclusive culture and building an environment where each and every one of us feels valued and respected. We are a community made up of people with a range of different backgrounds, abilities, perspectives, beliefs and interests and we value the strength this brings to us as a Group. We welcome applications from everyone. If you need any additional support during the recruitment process, then please let us know.
Technical Underwriting Specialist (Policy Wordings) employer: Benefact Group
Contact Detail:
Benefact Group Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Technical Underwriting Specialist (Policy Wordings)
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and its products. Understand their values and how your skills align with their mission. This will help you stand out and show that you're genuinely interested in joining the team.
✨Tip Number 3
Practice your responses to common interview questions, but keep it natural. Use the STAR method (Situation, Task, Action, Result) to structure your answers and highlight your achievements in policy drafting and underwriting.
✨Tip Number 4
Don’t forget to follow up after your interview! A simple thank-you email can leave a lasting impression and show your enthusiasm for the role. Plus, it keeps you on their radar as they make their decision.
We think you need these skills to ace Technical Underwriting Specialist (Policy Wordings)
Some tips for your application 🫡
Tailor Your Application: Make sure to customise your CV and cover letter for the Technical Underwriting Specialist role. Highlight your experience in drafting policy wordings and any relevant qualifications like Cert CII or Dip CII. We want to see how your skills align with what we’re looking for!
Showcase Your Attention to Detail: In underwriting, precision is key! Use your application to demonstrate your analytical approach and attention to detail. Maybe include examples of how you’ve successfully identified risks or improved documentation in past roles. This will really catch our eye!
Communicate Clearly: We love clear and concise communication! When writing your application, make sure your language is straightforward and professional. Avoid jargon unless it’s necessary, and ensure your recommendations are well-considered. This reflects the kind of clarity we value in policy drafting.
Apply Through Our Website: Don’t forget to submit your application through our website! It’s the best way to ensure it gets to us directly. Plus, you’ll find all the details about the role and our company culture there, which can help you tailor your application even further.
How to prepare for a job interview at Benefact Group
✨Know Your Policy Wordings
Before the interview, brush up on your knowledge of policy wordings and clauses. Be prepared to discuss specific examples from your past experience where you successfully drafted or refined policy documents. This will show your expertise and passion for the role.
✨Understand the Regulatory Framework
Familiarise yourself with the regulatory frameworks relevant to the insurance industry, especially those that impact policy wordings. Being able to articulate how you’ve navigated these regulations in previous roles will demonstrate your analytical skills and attention to detail.
✨Showcase Your Collaborative Spirit
Since this role involves working closely with various teams, be ready to share examples of how you've collaborated effectively in the past. Highlight any experiences where you’ve partnered with underwriting operations or third-party suppliers to achieve a common goal.
✨Prepare Thoughtful Questions
At the end of the interview, have some insightful questions ready to ask about the company’s growth strategy and product development. This shows your genuine interest in the role and helps you understand how you can contribute to their mission of making a difference.
