Working hours: 35 hours per week, Monday to Friday
Duration: Permanent
Location: Brighton
Job Ref:
About the role
Ansvar, who are proudly part of Benefact Group, are looking for a Technical Underwriting Specialist (Policy Wordings) to join our dynamic team. In this pivotal role, you\βll shape the future of our products by drafting and refining policy wordings and clauses that set us apart in the market.
You\βll play a key part in delivering our growth strategy, developing innovative products, enhancing underwriting platforms, implementing rating changes, and ensuring our documentation is clear, compliant, and competitive.
Our portfolio is as diverse as the communities we serve β charities, property owners, businesses, office and retail, faith groups, social enterprises, and not-for-profit organisations. This is your chance to make a meaningful impact across sectors that truly matter.
If you\βre passionate about underwriting and have a proven track record in policy drafting, we want you on our team. Help us create niche-leading propositions and tools that drive success.
Why join us?
Join a collaborative and inclusive culture that\βs committed to making a difference and building a more sustainable future. Ranked amongst the UK\βs 15 Best Big Companies to Work For in 2025, we offer fantastic career and development opportunities within a rapidly growing, innovative Group β where all profits go to charity and good causes.
What you\βll be doing
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Drafting and reviewing policy wordings, summaries of cover, application forms and clauses ensuring they comply with legal, reinsurance and regulatory parameters
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Developing and reviewing products as required by the business including wordings, product development and governance.
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Working with Group Underwriting and third party suppliers to agree and sign-off new policy wordings and other policy documentation.
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Reviewing and developing free-format clauses drafted within the business
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Researching wider market products and propositions, to assist with product development, feeding into Product Oversight and Governance as required
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Researching issues connected with policy wording development and escalating wordings issues to the wider business
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Acting as a specialist referral point and coach around policy wordings and reinsurance, supporting the business unit in ensuring that standards are met and technical expertise cascaded, meeting defined levels of service (SLAs)
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Understanding and operating within regulatory framework including ELTO, product oversight and governance, audit and DA management and identifying and escalating any risks to the business
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Working in partnership with Underwriting Operations to enable underwriting of quality business within appetite
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Working with Distribution to review options to improve our proposition
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Undertaking Underwriting Development projects
What you\βll need to have
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Experience of drafting policy wordings
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Cert CII. Dip CII preferred, or working towards
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Detailed knowledge of general insurance principles
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Solid understanding of the regulatory framework
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Experience identifying and escalating risk.
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An analytical approach with high levels of attention to detail.
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Clear and concise written communication with experience of submitting balanced and well considered recommendations.
What we offer
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A competitive salary β let\βs discuss it
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Hybrid working
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Group Personal Pension β up to 12% employer contribution
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Generous annual bonus scheme between 6% and 24%
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25 days annual leave plus
Contact Detail:
Benefact Group Recruiting Team