Mortgage Advisor

Mortgage Advisor

London Full-Time 27000 - 39000 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Help clients achieve financial goals through expert remortgage advice and relationship building.
  • Company: Join a well-established mortgage broker firm with a strong reputation in London.
  • Benefits: Enjoy a competitive salary, bonuses, training, and a company laptop.
  • Why this job: Make a real difference in clients' lives while thriving in a supportive team environment.
  • Qualifications: CeMAP qualification and 2 years of mortgage advising experience required.
  • Other info: Work from home with pre-qualified leads provided weekly.

The predicted salary is between 27000 - 39000 £ per year.

Remortgage Advisor Location: Home Working London and Surround areas Remuneration: £27,000
The following information provides an overview of the skills, qualities, and qualifications needed for this role.
– £31,000 basic salary including car allowance, financial guarantees for 6 months, pension, bonus & commission, uncapped commission with an OTE of £40,000
– £65,000 Bonus: Up to 25% of commission Mortgage Advisor Benefits: Company laptop provided with use of industry-leading mortgage software.
Dedicated training and coaching to support your ongoing development.
Opportunities for career progression Mortgage Advisor Summary: We are seeking an experienced home-based remortgage Advisor to join our well-established client, covering the London area.
As a Remortgage Advisor, you will play a pivotal role in helping our existing loyal clients achieve their financial goals by providing expert advice and guidance on remortgage solutions.
You will be responsible for generating and maintaining your own client relationships, maximizing opportunities, and thriving within a challenging yet stimulating environment.
Our client will pre-qualify and book into your diary between 8-10 leads per week, all of which are existing clients of the mortgage broker firm.
Essential Skills and Qualifications: CeMAP qualification or industry equivalent.
A minimum of 2 years’ experience providing professional mortgage and protection advice.
Strong communication and interpersonal skills.
Ability to build rapport with clients and gain their trust.
Excellent presentation and negotiation skills.
High level of attention to detail and accuracy.
Ability to work independently and as part of a team.
Strong time management and organizational skills.
Job Responsibilities: Generate and maintain your own client relationships and business.
Meet with clients to understand their financial situation, mortgage history, and reasons for wanting to remortgage.
Assess the client’s current mortgage terms and conditions.
Analyse the client’s financial situation to determine their affordability and eligibility for a remortgage.
Review credit reports and other financial documents to assess the client’s creditworthiness.
Stay informed about the current mortgage market, interest rates, and products offered by different lenders.
Compare various mortgage deals to find the most suitable options for clients.
Offer personalised advice based on the client’s financial situation and goals.
Explain the advantages and disadvantages of remortgaging and discuss potential risks.
Assist clients with the mortgage application process, including gathering necessary documentation.
Liaise with lenders on behalf of clients to facilitate a smooth application process.
Negotiate with lenders to secure favourable terms and conditions for the remortgage.
Work to obtain the best interest rates and mortgage terms for the client.
Ensure that all advice provided, and transactions conducted comply with relevant financial regulations and laws.
Help clients understand the legal aspects of remortgaging, including any associated fees.
Provide ongoing support and communication to clients throughout the remortgage process.
Address any concerns or questions clients may have.
Maintain accurate records of client interactions and transactions.
Ensure that all required documentation is complete and filed appropriately.
Stay updated on changes in the mortgage industry, regulations, and market trends.
Pursue continuing education and professional development opportunities to enhance knowledge and skills.
Uphold high ethical standards and prioritize the best interests of the client.
Disclose any potential conflicts of interest and act transparently in all dealings.
Benefits of Working with our client: Competitive salary and bonus package Comprehensive benefits package Opportunity to work with a team of experienced professionals.
Access to ongoing training and development Chance to make a real difference to the lives of your clients.
To Apply: If you are an experienced Mortgage Advisor with a proven track record of success, we encourage you to apply.
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Mortgage Advisor employer: BDM Recruitment Limited

Join a dynamic team as a Mortgage Advisor, where you will enjoy a competitive salary and an attractive bonus structure, all while working from the comfort of your home in London. Our company fosters a supportive work culture with dedicated training and development opportunities, ensuring you can grow your career while making a meaningful impact on clients' financial journeys. With access to industry-leading tools and a steady stream of pre-qualified leads, you'll thrive in an environment that values your expertise and commitment.
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Contact Detail:

BDM Recruitment Limited Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Mortgage Advisor

✨Tip Number 1

Make sure to highlight your CeMAP qualification or any equivalent certifications during your interactions. This will demonstrate your credibility and expertise in the mortgage industry, which is crucial for a Remortgage Advisor role.

✨Tip Number 2

Network with other professionals in the mortgage sector, especially those who have experience in remortgaging. Building relationships can lead to referrals and insights that will help you stand out as a candidate.

✨Tip Number 3

Stay updated on the latest trends and changes in the mortgage market. Being knowledgeable about current interest rates and products will not only help you in interviews but also show your commitment to the role.

✨Tip Number 4

Prepare to discuss specific examples of how you've successfully built client relationships and provided tailored advice in your previous roles. This will showcase your ability to thrive in a client-focused environment.

We think you need these skills to ace Mortgage Advisor

CeMAP qualification or industry equivalent
Minimum of 2 years' experience in mortgage and protection advice
Strong communication skills
Interpersonal skills
Ability to build rapport with clients
Excellent presentation skills
Negotiation skills
Attention to detail
Organizational skills
Time management skills
Knowledge of the mortgage market
Ability to analyze financial situations
Understanding of credit reports
Familiarity with financial regulations
Client relationship management
Ethical standards and transparency

Some tips for your application 🫡

Highlight Relevant Experience: Make sure to emphasize your experience in providing mortgage and protection advice. Mention specific achievements or successful cases that demonstrate your ability to generate and maintain client relationships.

Showcase Your Qualifications: Clearly state your CeMAP qualification or any industry equivalent. If you have additional certifications or training, include those as well to strengthen your application.

Tailor Your Cover Letter: Write a personalized cover letter that reflects your understanding of the remortgage market and your passion for helping clients achieve their financial goals. Use specific examples to illustrate your skills in communication and negotiation.

Demonstrate Industry Knowledge: In your application, mention your awareness of current mortgage market trends, interest rates, and products. This shows that you are proactive and knowledgeable, which is crucial for a Mortgage Advisor role.

How to prepare for a job interview at BDM Recruitment Limited

✨Showcase Your CeMAP Qualification

Make sure to highlight your CeMAP qualification or any equivalent industry certifications during the interview. This is crucial as it demonstrates your expertise and commitment to the mortgage advisory field.

✨Demonstrate Your Client Relationship Skills

Prepare examples of how you've successfully built and maintained client relationships in the past. The ability to gain trust and rapport with clients is essential for this role, so be ready to discuss your approach.

✨Stay Updated on Market Trends

Research current mortgage market trends, interest rates, and products offered by different lenders before your interview. Being knowledgeable about the industry will show your passion and readiness to provide expert advice.

✨Prepare for Scenario-Based Questions

Expect scenario-based questions where you may need to analyze a client's financial situation or negotiate terms with lenders. Practice articulating your thought process clearly and confidently to demonstrate your problem-solving skills.

Mortgage Advisor
BDM Recruitment Limited
B
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