At a Glance
- Tasks: Manage loan portfolios and ensure compliance while collaborating with diverse teams.
- Company: BBVA, a global leader in finance with over 160 years of experience.
- Benefits: Competitive salary, career growth opportunities, and a dynamic work environment.
- Other info: Work in a fast-paced environment with a focus on teamwork and innovation.
- Why this job: Join a team that makes a real impact in investment banking and finance.
- Qualifications: Degree in Economics or Finance and 2 years of relevant experience.
The predicted salary is between 54000 - 66000 £ per year.
Excited to grow your career?BBVA is a global company with more than 160 years of history that operates in more than 25 countries where we serve more than 80 million customers.
We are more than 121,000 professionals working in multidisciplinary teams with profiles as diverse as financiers, legal experts, data scientists, developers, engineers and designers.
The Portfolio Monitoring (“PM”) team is an integral part of Investment Banking & Finance within BBVA CIB.
PM is responsible for working with front office teams to execute loan documentation and monitor the performance of the loan portfolio.
Also, PM may provide agency services when BBVA acts as agent on syndicated deals.
About the job: The Portfolio Monitoring (“PM”) team is involved from the early stages of loan execution but once a loan transaction is booked, PM manages any event relative to the transaction, including among others covenant monitoring, amendments or waivers.
The PM team also monitors the loan book for information on a borrower in order to anticipate potential risks and keeps a fluid communication with both front office and risk teams.
For loans where BBVA acts as Agent, PM is integral in working with the borrower to distribute required covenant compliance documents and communicate with the club or banking syndicate.
As a participant bank, PM acts as the key contact point with the administrative agent and manages the loan activity post-closing.
General responsibilities for the role include, but are not limited to, the following: Work closely with risk and front office teams to successfully structure and close loan transactions.
Proactively manage the loan portfolio, including covenant compliance reporting, amendments and waivers.
Monitor borrowers for key events that could impact the credit quality of the portfolio.
Interact with Collateral Agents, Account Agents, Internal / External Legal Counsel, Trustee, Advisors.
Regularly report loan metrics and performance indicators.
- List Major/Essential
- Job
Duties: Interact with internal and external parties to ensure successful maintenance of the EMEA & Asia loan book.
Perform first line of defense on credit quality of the loan portfolio including covenant monitoring and early warning indicators.
Identify vulnerabilities in the portfolio.
Skills, Knowledge, and Abilities/Competencies : Degree in Economics, Accounting, Finance or related field.
At least 2 years of experience in similar roles.
Knowledge on corporate loan products and loan documentation highly valuable.
Excellent English written and verbal communication skills.
Working knowledge of Spanish is beneficial but not required.
Prone to work in a team environment and under tight deadlines.
Strong analytical skills.
Skills: Client Orientation, Empathy, Ethics, Innovation, Proactive Thinking #J-18808-Ljbffr
Portfolio Monitoring Analyst employer: BBVA
BBVA is an exceptional employer that fosters a dynamic and inclusive work culture, offering its employees the opportunity to thrive in a leading European bank. With a strong emphasis on professional development, employees can expect robust growth opportunities while working alongside experienced professionals in a collaborative environment. Located in a vibrant financial hub, BBVA provides unique advantages such as access to cutting-edge resources and a commitment to innovation in the banking sector.
StudySmarter Expert Advice🤫
We think this is how you could land Portfolio Monitoring Analyst
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like BBVA. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Portfolio Monitoring Analyst
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to BBVA.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on BBVA's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at BBVA
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with BBVA.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at BBVA will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former BBVA employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
