At a Glance
- Tasks: Support credit risk management and analyse financial health of major corporations.
- Company: Join BBVA, a global leader in Corporate & Investment Banking.
- Benefits: Gain valuable experience, network globally, and develop your analytical skills.
- Other info: Dynamic team environment with opportunities for professional growth and development.
- Why this job: Make a real impact by safeguarding the bank's solvency while enabling business opportunities.
- Qualifications: Degree in Economics, Finance, or similar; knowledge of financial statements and credit risk principles.
The predicted salary is between 50000 - 60000 £ per year.
Risk CIB UK is the strategic unit responsible for managing credit risk for BBVA’s UK Branch. We act as a critical pillar in the Group’s risk management framework, ensuring the credit quality of wholesale proposals while integrating ESG factors to drive sustainable and profitable growth. Joining our team means working at the heart of Corporate & Investment Banking (CIB). You will be part of a global, diverse environment, interacting daily with Global Markets, Lending & Advisory, and Transactional businesses. At BBVA, we don’t just manage risk; we act as strategic partners for global corporate clients and institutional investors.
As a Corporate Credit Risk Analyst, your mission is to support the team in safeguarding the bank's solvency while enabling business opportunities. You won't just process files; you will learn to interpret the financial health of major UK and global corporations, helping us navigate complex market shifts.
Your main impact will involve:
- Contributing to the end-to-end credit process, from initial pre-screening and financial analysis to the ongoing monitoring of approved risks.
- Developing high-quality credit assessments for CIB clients, with a focus on industrial sectors and diversified corporates.
- Assisting in the preparation of strategic materials for Credit and Business Committees, providing data-driven insights.
- Liaising with diverse internal and external stakeholders, building a professional network across different geographies.
- Identifying financial trends or events that could impact client credit quality, acting proactively to propose follow-up actions.
Mandatory Requirements
- Specific Technical Knowledge
- Foundational understanding of financial statements (Balance Sheet, P&L, Cash Flow).
- Knowledge of Credit Risk principles and the CIB landscape is highly desirable.
- Interest in ESG integration within financial analysis.
- Knowledge of rating tools would be highly valuable.
- Experience
- Previous experience in banking, consultancy, or a corporate finance department is highly valued.
- Previous experience in Credit Risk Underwriting would be an advantage.
- Experience in data handling and financial modeling is a plus.
- Academic Background
- University Degree in Economics, Business Administration, Finance, Engineering, or similar.
- Languages
- English: Full professional proficiency (written and oral) is mandatory as you will be operating in the London market.
- Spanish: Fluency is highly valued given our global headquarters' interaction, but not strictly exclusionary if your technical profile is exceptional.
- Personal Skills
- Impact Orientation: Ability to manage priorities effectively in dynamic environments while maintaining a focus on quality.
- Analytical Mindset: A natural curiosity for industrial sectors and complex corporate structures.
- Collaboration: Strong team-building spirit and the ability to communicate complex ideas clearly to different audiences.
Nice to have
- Knowledge of the UK Mid-Corporate market.
- Familiarity with Bloomberg or internal risk rating tools.
- Proactive attitude toward process improvement and digitalization.
Priority will be given to candidates who are eligible to work in the UK.
Corporate Credit Risk Analyst in London employer: BBVA
Contact Detail:
BBVA Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Corporate Credit Risk Analyst in London
✨Tip Number 1
Network like a pro! Reach out to professionals in the Corporate & Investment Banking space, especially those who work in credit risk. Use platforms like LinkedIn to connect and engage with them; you never know who might have a lead on your dream job!
✨Tip Number 2
Prepare for interviews by brushing up on your financial analysis skills. Be ready to discuss how you interpret financial statements and assess credit risk. Practise articulating your thoughts clearly, as communication is key in this role.
✨Tip Number 3
Show your interest in ESG factors! Research how they impact credit risk and be prepared to discuss your insights during interviews. This will demonstrate your proactive attitude and alignment with BBVA's values.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows you’re genuinely interested in joining our team at BBVA.
We think you need these skills to ace Corporate Credit Risk Analyst in London
Some tips for your application 🫡
Show Your Financial Savvy: Make sure to highlight your understanding of financial statements and credit risk principles in your application. We want to see how you can interpret the financial health of corporations, so don’t hold back on showcasing your analytical skills!
Tailor Your Application: When applying, customise your CV and cover letter to reflect the specific requirements of the Corporate Credit Risk Analyst role. Mention any relevant experience in banking or corporate finance that aligns with our needs at BBVA.
Emphasise Your ESG Interest: Since we integrate ESG factors into our credit assessments, it’s a great idea to mention any experience or interest you have in this area. Show us how you can contribute to sustainable and profitable growth!
Apply Through Our Website: We encourage you to apply directly through our website for the best chance of getting noticed. It’s the easiest way for us to keep track of your application and ensure it reaches the right people!
How to prepare for a job interview at BBVA
✨Know Your Financial Statements
Make sure you brush up on your understanding of balance sheets, P&L statements, and cash flow. Being able to interpret these documents will show that you have the foundational knowledge needed for the role.
✨Understand Credit Risk Principles
Familiarise yourself with credit risk principles and the CIB landscape. This will not only help you answer technical questions but also demonstrate your genuine interest in the field.
✨Showcase Your Analytical Skills
Prepare to discuss how you've used analytical skills in previous roles. Think of specific examples where you've identified financial trends or made data-driven decisions that had a positive impact.
✨Network Like a Pro
Since the role involves liaising with various stakeholders, be ready to talk about your networking experiences. Highlight any instances where you've built professional relationships across different teams or geographies.