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- Tasks: Manage end-to-end credit risk for structured products and monitor loan portfolios.
- Company: Join BBVA, a global leader in banking with over 160 years of experience.
- Benefits: Enjoy a dynamic work environment with opportunities for growth and collaboration.
- Why this job: Be part of a diverse team impacting global finance while integrating ESG factors.
- Qualifications: 10+ years in credit risk underwriting; fluent in English, Spanish is a plus.
- Other info: Work closely with various teams and participate in regulatory meetings.
The predicted salary is between 43200 - 72000 £ per year.
Excited to grow your career?
BBVA is a global company with more than 160 years of history that operates in more than 25 countries where we serve more than 80 million customers. We are more than 121,000 professionals working in multidisciplinary teams with profiles as diverse as financiers, legal experts, data scientists, developers, engineers and designers.
Global Risk Management GTB & LBO is a specialised risk management team established within Corporate & Investment Banking (\”CIB\”) business unit to manage risk underwriting from a product perspective. The team head is based in Madrid and reports directly to the CRO of GRM CIB. The Area is responsible for wholesale risk underwriting having its main function to preserve the credit quality of the Bank\’s loan portfolio, integrating ESG factors, and ensure profitable growth.
As part of CIB, the area interacts with global markets, global lending & advisory, transactional businesses and trade finance for global corporate clients and institutional investors\’ opportunities. GRM GTB & LBO works closely with all product origination teams as well as credit risk underwriting teams of all geographies of the BBVA Group. The area also interacts with other risks areas and also Compliance, Finance and Legal.
About the job:
About the role:
Responsible for the end-to-end credit risk process of structured products portfolio, i.e. pre-screening and risk underwriting of individual transactions, loan monitoring to the final repayment. This includes:
- Delivery of credit risk underwriting proposal, analysing the client\’s credit and financial risk profiles, macro environment, sectoral trend, cashflow projections, covenants, profitability, ESG aspects etc.
- Participation in credit & business committees.
- Collaboration and liaison with internal risk control, internal/external audit and other relevant units in the daily work.
- Monitoring and reporting of the product portfolio including securitisation, portfolio financing, borrowing base, LBOs etc. of local & global large corporates, mid-caps and SMEs.
- Participation in ad-hoc meetings with regulators and projects rendering risk functions.
What are we looking for?
Requirements:
- Excellent product knowledge in LBOs and leveraged finance.
- Minimum of 10 years of credit risk underwriting experience within a corporate or commercial banking environment in a major financial market.
- ESG knowledge.
- Fluent in English (C1).
- Fluent in Spanish is a plus.
Skills:
Customer Targeting, Empathy, Ethics, Innovation, Proactive Thinking #J-18808-Ljbffr
LBO Senior Risk Manager employer: BBVA
Contact Detail:
BBVA Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land LBO Senior Risk Manager
✨Tip Number 1
Familiarise yourself with the latest trends in leveraged finance and LBOs. Understanding the current market dynamics and recent case studies can give you an edge during discussions and interviews.
✨Tip Number 2
Network with professionals in the risk management and corporate banking sectors. Attend industry events or webinars to connect with potential colleagues and learn more about the company culture at BBVA.
✨Tip Number 3
Brush up on your ESG knowledge, as it’s becoming increasingly important in credit risk assessment. Being able to discuss how ESG factors influence risk underwriting will demonstrate your alignment with BBVA's values.
✨Tip Number 4
Prepare for situational questions that may arise during the interview. Think of examples from your past experience where you successfully managed risk or collaborated with cross-functional teams, as this will showcase your relevant skills.
We think you need these skills to ace LBO Senior Risk Manager
Some tips for your application 🫡
Understand the Role: Before applying, make sure you fully understand the responsibilities of a Senior Risk Manager at BBVA. Familiarise yourself with credit risk processes, especially in structured products and LBOs, to tailor your application effectively.
Highlight Relevant Experience: In your CV and cover letter, emphasise your 10+ years of credit risk underwriting experience. Provide specific examples of your work with LBOs and leveraged finance, showcasing your expertise and achievements in these areas.
Showcase ESG Knowledge: Since the role requires knowledge of ESG factors, include any relevant experience or training related to environmental, social, and governance aspects in your application. This will demonstrate your alignment with BBVA's focus on sustainable growth.
Craft a Compelling Cover Letter: Write a tailored cover letter that connects your skills and experiences to the job description. Use this opportunity to express your enthusiasm for the role and how you can contribute to BBVA's goals in risk management.
How to prepare for a job interview at BBVA
✨Showcase Your Expertise in LBOs
Make sure to highlight your extensive knowledge of leveraged buyouts and structured products during the interview. Prepare specific examples from your past experience that demonstrate your ability to analyse credit and financial risk profiles effectively.
✨Demonstrate ESG Awareness
Given the importance of ESG factors in this role, be ready to discuss how you have integrated these considerations into your risk assessment processes. Share any relevant projects or initiatives where you successfully applied ESG principles.
✨Prepare for Technical Questions
Expect technical questions related to credit risk underwriting and portfolio management. Brush up on key concepts and be prepared to explain your thought process when making credit decisions, including how you assess macroeconomic trends and cash flow projections.
✨Engage with the Interviewers
During the interview, engage actively with your interviewers by asking insightful questions about the team’s current challenges and future goals. This shows your genuine interest in the role and helps you understand how you can contribute to their success.
