At a Glance
- Tasks: Assess and approve complex Structured Trade Finance transactions across global markets.
- Company: Join BBVA, a global leader in finance with over 160 years of history.
- Benefits: Enjoy a hybrid work model, competitive salary, and opportunities for professional growth.
- Other info: Dynamic role with excellent career advancement opportunities in a global environment.
- Why this job: Make a real impact in structured finance while collaborating with diverse teams.
- Qualifications: Experience in Structured Trade Finance and strong analytical skills required.
The predicted salary is between 80000 - 100000 £ per year.
BBVA is a global company with more than 160 years of history that operates in more than 25 countries where we serve more than 80 million customers. We are more than 121,000 professionals working in multidisciplinary teams with profiles as diverse as financiers, legal experts, data scientists, developers, engineers and designers.
About the job:
Role Overview: We are seeking a Senior Manager to join our Product Risk team within Corporate & Investment Banking. The role is responsible for the independent underwriting, approval and ongoing monitoring of complex Structured Trade Finance transactions across EMEA, US and other international markets. The successful candidate will act as a senior risk partner to the Structured Trade Finance business, providing independent credit judgement, transaction structuring challenge and portfolio oversight across a broad range of self-liquidating and asset-backed financing solutions.
Key Responsibilities
- Independently assess and approve Structured Trade Finance transactions, including prepayment finance, borrowing base facilities, inventory finance, insurance-backed trade receivable purchases, factoring and other structured working capital solutions.
- Evaluate obligor, transaction, collateral, performance and country risks, determining appropriate risk appetite, ratings and transaction conditions.
- Challenge transaction structures, collateral arrangements, cash flow mechanics, insurance coverage, security packages and legal documentation.
- Prepare recommendations for transactions requiring higher approval.
- Monitor the Structured Trade Finance portfolio, identifying emerging risks, collateral performance, sector concentrations and early warning indicators.
- Partner with Origination, Structuring, Legal and Distribution teams to develop commercially sound financing solutions while maintaining prudent risk standards.
- Contribute to product policies, underwriting standards and governance for Structured Trade Finance.
- Present and defend recommendations before credit committees and senior management.
Experience & Knowledge Required:
- Extensive experience (Less than 7 years of experience can be considered for Manager position) in Structured Trade Finance, Commodity Trade Finance, Structured Working Capital or Credit Risk.
- Deep understanding of products including: Prepayment and Pre-export Finance (PXF), Borrowing Base Facilities, Inventory Finance, Trade Receivable Purchase Programmes, Factoring and Receivables Finance, Insurance-backed Trade Finance, Transactional Security Structures.
- Strong knowledge of collateral management, security perfection, cash flow waterfalls and operational risk mitigants.
- Experience underwriting complex cross-border transactions under delegated credit authority.
- Knowledge of commodity markets, structured collateral arrangements and trade credit insurance would be advantageous.
- Experience presenting transactions to senior credit committees.
Qualifications:
- University degree in Finance, Economics, Engineering, Law or related discipline.
- CFA, FRM or equivalent professional qualification is desirable.
- Fluent spoken and written English.
Competencies:
- Excellent credit judgement and analytical capability.
- Strong structuring and documentation skills.
- Ability to influence senior stakeholders through constructive challenge.
- Commercial mindset balanced with sound risk discipline.
- Strong communication and presentation skills.
- Collaborative approach within an international environment.
Please note that priority will be given to candidates who are eligible to work in the UK.
Senior Manager/Manager – Structured Trade Finance Product Risk in London employer: Bbva Sa
BBVA is an exceptional employer that fosters a dynamic and inclusive work culture, offering employees the opportunity to thrive in a hybrid environment at our iconic Canary Wharf location. With a commitment to professional growth, we provide extensive training and development resources, ensuring that our team members can advance their careers while contributing to innovative solutions in the insurance sector. Join us to be part of a global network of over 121,000 professionals dedicated to making a meaningful impact in the financial industry.
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We think this is how you could land Senior Manager/Manager – Structured Trade Finance Product Risk in London
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We think you need these skills to ace Senior Manager/Manager – Structured Trade Finance Product Risk in London
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