GROWTH & ASSET-BACKED LENDING ASSOCIATE

GROWTH & ASSET-BACKED LENDING ASSOCIATE

Full-Time 36000 - 60000 £ / year (est.) Home office (partial)
BBVA Group

At a Glance

  • Tasks: Support the full lifecycle of transactions in asset-backed lending and financial modelling.
  • Company: Join BBVA, a global leader in banking with over 160 years of innovation.
  • Benefits: Hybrid work model, competitive salary, and opportunities for professional growth.
  • Other info: Dynamic team environment with diverse professionals and excellent career advancement opportunities.
  • Why this job: Make an impact in the tech and innovation ecosystem while developing your finance skills.
  • Qualifications: Degree in Finance or related field; 2-5 years experience in structured finance.

The predicted salary is between 36000 - 60000 £ per year.

BBVA is a global company with more than 160 years of history that operates in more than 25 countries where we serve more than 80 million customers. We are more than 121,000 professionals working in multidisciplinary teams with profiles as diverse as financiers, legal experts, data scientists, developers, engineers and designers.

BBVA banking for growth is the BBVA’s specialist banking unit for the tech and innovation ecosystem, created to help entrepreneurs and venture capital investors scale by combining day-to-day banking with debt-led growth financing solutions (e.g., venture debt, warehouse finance).

About the job:

You’ll work across the full lifecycle of a transaction: helping progress opportunities from initial screening through due diligence, structuring and execution, often using bankruptcy-remote SPV structures and defining key mechanics such as eligibility criteria, advance rates, triggers, and credit enhancement features. The role also involves building and reviewing financial models, running scenario/sensitivity analysis, and preparing internal materials to support approvals and decision-making. After closing, you’ll contribute to ongoing portfolio management, tracking performance, monitoring risk indicators and coordinating with internal partners (e.g., legal, risk, monitoring, operations) and external parties involved in servicing and reporting.

Mandatory requirements:

  • Degree in Finance, Economics, Engineering, or a related field.
  • 2–5 years of experience in structured finance, private credit, warehouse lending, ABS, or related corporate finance roles.
  • Experience in financial modelling, data analysis, and presentation tools.
  • Attention to detail and ability to manage multiple workstreams under tight deadlines.
  • Full fluency in English.

Optional / desirable requirements:

  • Postgraduate degree or professional certifications (e.g. CFA, MBA).
  • Familiarity with European legal and regulatory environments.
  • Fluent Spanish.

Skills: Asset Backed Lending, Banking, Business Finance, Debt, Ecosystems, Innovation, Legal Practices, Venture Capital.

GROWTH & ASSET-BACKED LENDING ASSOCIATE employer: BBVA Group

BBVA is an exceptional employer that fosters a dynamic and inclusive work culture, particularly for the Growth & Asset-Backed Lending Associate role in London. With a strong emphasis on employee development, you will have access to diverse growth opportunities within a global network of over 121,000 professionals, all while contributing to innovative financial solutions that support entrepreneurs and venture capital investors. The hybrid work model allows for flexibility, ensuring a balanced approach to professional and personal life.

BBVA Group

Contact Details:

BBVA Group Recruitment Team

StudySmarter Expert Advice🤫

We think this is how you could land GROWTH & ASSET-BACKED LENDING ASSOCIATE

Network Like a Pro

Get out there and connect with people in the industry! Attend networking events, join relevant LinkedIn groups, and don’t be shy about reaching out to professionals for informational chats. We all know that sometimes it’s not just what you know, but who you know!

Ace the Interview

Prepare for your interviews by researching the company and practising common interview questions. We recommend using the STAR method (Situation, Task, Action, Result) to structure your answers. Show them you’re not just a fit on paper, but also a great cultural match!

Follow Up

After your interview, don’t forget to send a thank-you email! It’s a simple gesture that shows your appreciation and keeps you fresh in their minds. We suggest mentioning something specific from the interview to make it personal.

Apply Through Our Website

Make sure to apply directly through our website for the best chance of landing that Growth & Asset-Backed Lending Associate role. We keep an eye on applications that come through our platform, so don’t miss out on this opportunity!

We think you need these skills to ace GROWTH & ASSET-BACKED LENDING ASSOCIATE

Structured Finance
Financial Modelling
Data Analysis
Scenario/Sensitivity Analysis
Attention to Detail
Portfolio Management
Risk Monitoring

Some tips for your application 🫡

Tailor Your CV:Make sure your CV is tailored to the GROWTH & ASSET-BACKED LENDING ASSOCIATE role. Highlight relevant experience in structured finance and financial modelling, and don’t forget to showcase your attention to detail!

Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about this role and how your background aligns with our needs. Keep it concise but impactful!

Showcase Your Skills:Don’t just list your skills; demonstrate them! If you’ve worked on financial models or data analysis, include specific examples that show how you’ve used these skills effectively in past roles.

Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for future opportunities as well!

How to prepare for a job interview at BBVA Group

Know Your Financial Models

Make sure you brush up on your financial modelling skills before the interview. Be ready to discuss how you've built and reviewed models in the past, as well as any scenario analysis you've conducted. This will show that you understand the technical aspects of the role.

Understand the Asset-Backed Lending Landscape

Familiarise yourself with the current trends and challenges in asset-backed lending. Being able to discuss recent developments or case studies will demonstrate your genuine interest in the field and your proactive approach to staying informed.

Prepare for Scenario Questions

Expect to be asked about how you would handle specific situations related to portfolio management and risk monitoring. Think through potential scenarios and how you would respond, showcasing your analytical skills and attention to detail.

Showcase Your Teamwork Skills

Since the role involves coordinating with various internal and external parties, be prepared to share examples of how you've successfully worked in multidisciplinary teams. Highlight your communication skills and ability to manage multiple workstreams effectively.