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For Companies At a Glance
- Tasks: Analyse credit risks and support strategic financial decisions for global corporate clients.
- Company: Join BBVA, a global leader in finance with over 160 years of history.
- Benefits: Hybrid work model, competitive salary, and opportunities for professional growth.
- Why this job: Make a real impact on sustainable finance while collaborating with diverse teams.
- Qualifications: Degree in Finance or related field; experience in credit risk analysis preferred.
- Other info: Dynamic, multicultural environment with excellent career advancement opportunities.
The predicted salary is between 50000 - 70000 £ per year.
BBVA is a global company with more than 160 years of history that operates in more than 25 countries where we serve more than 80 million customers. We are more than 121,000 professionals working in multidisciplinary teams with profiles as diverse as financiers, legal experts, data scientists, developers, engineers and designers.
Risk CIB UK is the strategic unit responsible for managing credit risk for the BBVA United Kingdom Branch. We act as a critical partner within Corporate & Investment Banking (CIB), ensuring sustainable and profitable growth by overseeing wholesale credit admission for global corporate clients and institutional investors.
Our team is dynamic and internationally connected, collaborating daily with Global Markets, Global Lending & Advisory, and Transactional units across BBVA’s global footprint. We are currently expanding our reach into the UK Mid-Corporate segment, integrating ESG factors into our core risk assessment to lead the transition towards a more sustainable financial future.
About the job:
Job Description:
As a Corporate Credit Risk Associate, you will play a key role in protecting the Group’s credit quality while enabling business opportunities. You won’t just analyze numbers; you will provide strategic risk advice, support complex deal structures, and interact with diverse global stakeholders. This role offers a unique 360-degree view of the credit lifecycle, from initial pre-screening and rating assessment to portfolio monitoring and committee presentation.
Your main responsibilities will include:
- Strategic Analysis: Performing deep-dive credit assessments for CIB clients, with a focus on industrial sectors and diversified corporates.
- End-to-End Management: Supporting the full credit process, including financial programming, rating assessments, and the preparation of high-impact credit proposals.
- Portfolio Stewardship: Proactively monitoring the financial evolution of our portfolio to early identify risks and opportunities.
- Decision Support: Crafting high-quality materials for Credit and Business Committees, providing insights that shape our lending decisions.
- Collaborative Liaison: Acting as a bridge between internal units (Business, Risks, Legal) and external stakeholders to ensure a seamless admission and monitoring process.
- Risk Advocacy: Identifying material events affecting client credit quality and assisting senior management in executing recommendations from the Loan Review Committee.
Mandatory Requirements:
- Specific Technical Knowledge: Deep understanding of financial statement analysis and credit risk metrics. Familiarity with the UK corporate landscape, specifically within Industrial and Diversified sectors.
- Experience: Solid professional experience in credit risk analysis or corporate banking, preferably within a CIB or wholesale banking environment.
- Academic Background: University Degree in Finance, Economics, Business Administration, or a related quantitative field.
- Languages: Full professional proficiency in English (C1/C2).
- Personal Skills:
- Impactful Communication: Ability to present complex financial data clearly and persuasively.
- Priority Management: Excellence in delivering high-quality work in dynamic environments while maintaining focus on results.
- Collaborative Mindset: A natural team player who thrives in multicultural and cross-functional settings.
Nice to have:
- Familiarity with ESG integration in credit risk frameworks.
- Direct experience in the UK Mid-Corporate market segment.
- Advanced proficiency in data visualization tools (e.g., PowerBI or Tableau) for risk monitoring.
- Knowledge of Spanish is a plus due to the Group’s global footprint.
Please note that priority will be given to candidates who are eligible to work in the UK.
Skills: Customer Targeting, Empathy, Ethics, Innovation, Proactive Thinking
Don’t miss any opportunity and upload your CV! You will join our Talent Community so that we can send you future opportunities that match your profile.
Corporate Credit Risk Associate employer: BBVA Group
Contact Detail:
BBVA Group Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Corporate Credit Risk Associate
✨Tip Number 1
Network like a pro! Reach out to current employees at BBVA or in the corporate credit risk field on LinkedIn. A friendly chat can give you insider info and might even lead to a referral!
✨Tip Number 2
Prepare for interviews by brushing up on your financial statement analysis skills. Be ready to discuss how you would approach credit assessments and portfolio monitoring, as these are key in the role.
✨Tip Number 3
Show off your collaborative mindset! During interviews, share examples of how you've worked with diverse teams to tackle complex problems. This will highlight your fit for the dynamic environment at BBVA.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, you’ll be joining our Talent Community for future opportunities that match your profile.
We think you need these skills to ace Corporate Credit Risk Associate
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Corporate Credit Risk Associate role. Highlight relevant experience in credit risk analysis and any specific projects that showcase your skills in financial statement analysis.
Craft a Compelling Cover Letter: Your cover letter should tell us why you're the perfect fit for this role. Share your passion for credit risk and how your background aligns with our mission at BBVA. Don't forget to mention your understanding of ESG factors!
Showcase Your Communication Skills: Since impactful communication is key, ensure your application reflects your ability to present complex information clearly. Use concise language and structure your documents well to make it easy for us to see your strengths.
Apply Through Our Website: We encourage you to apply directly through our website. This way, you can ensure your application reaches the right people and you’ll be part of our Talent Community for future opportunities!
How to prepare for a job interview at BBVA Group
✨Know Your Numbers
As a Corporate Credit Risk Associate, you'll be dealing with financial statements and credit metrics. Brush up on your financial analysis skills and be ready to discuss how you interpret data. Prepare examples of past analyses you've conducted and the impact they had on decision-making.
✨Understand the Landscape
Familiarise yourself with the UK corporate landscape, especially within industrial and diversified sectors. Research recent trends and challenges in these areas, and be prepared to discuss how they might affect credit risk. This shows you're not just knowledgeable but also proactive about industry developments.
✨Craft Your Communication
Impactful communication is key in this role. Practice presenting complex financial data clearly and persuasively. You might even want to prepare a mock presentation on a credit proposal to demonstrate your ability to convey insights effectively during the interview.
✨Show Your Collaborative Spirit
This position requires working closely with various teams. Be ready to share examples of how you've successfully collaborated in multicultural or cross-functional settings. Highlight your teamwork skills and how you can act as a bridge between different stakeholders.