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- Tasks: Join our team as a Credit Analyst, managing credit risks and providing insightful analysis.
- Company: A leading financial institution in the heart of London, focused on corporate and financial services.
- Benefits: Enjoy a permanent role with competitive salary and opportunities for professional growth.
- Why this job: Be part of a dynamic team, influence key decisions, and develop your skills in a fast-paced environment.
- Qualifications: Must have 3+ years UK work experience, degree or professional qualification, and fluent Mandarin.
- Other info: This role requires in-office presence five days a week; sponsorship is not available.
The predicted salary is between 36000 - 60000 £ per year.
It is essential that all candidates applying have a minimum of 3 years proven UK work experience. Sponsorship will not be available for this position, therefore 3+ years on visa eligibility to work in the UK is essential.
Our client is looking for a Fluent Mandarin Credit Analyst Corporate & FI to join their team on a permanent basis. The role is 5 days a week in the office.
Role: To support the Deputy Head of Risk to manage credit risks while assisting in the process of putting profitable business on the books.
Key Responsibilities (but not limited to):
- To provide high quality and independent credit risk assessments and recommendations for corporate, financial institution and sovereign counterparties, issuers and clients.
- To provide comprehensive and accurate credit analysis of country risks where needed.
- To provide technical support, advice and assistance to all Business Areas on credit related matters.
- To provide advice in respect of the structuring of prospective transactions and guidance in respect of the completion of credit proposals to ensure all risks are identified in an efficient manner.
- To maintain a keen interest and awareness of market trends in international business including key trends and events in the UK and international credit markets.
- To assist with arranging local Credit Committee meetings and approvals and the presentation of credit proposals.
- To assist in establishing and maintaining credit risk management controls, systems and procedures that meet the requirements of the Client and external auditors.
- To monitor adherence to approved credit limits and to ensure that the Deputy Head of Risk is informed of all material excesses on the same working day as identified.
- To ensure that all credit risks are properly monitored and controlled and to ensure that the credit limits are all formally reviewed as per internal policies.
- To minimise the time taken between problem recognition and cash recovery.
- To liaise with relevant departments regarding credit risk issues and to assist reporting.
- To assist with the review and development of credit risk policies and procedures.
- Reporting and escalating material risk events, including conduct risk events and conflicts of interest, or losses.
- Ensuring transactions arranged are in accordance with the Tax Risk Policy and are documented in accordance with the Legal Policy and any applicable departmental procedures.
Skills, Experience and Qualifications:
- Educated to degree and/or appropriate professional qualification level.
- Strong experience in analysing credit risks of all types, Exposure to Project finance or Trade finance preferred.
- Excellent communication skills, both written and oral, in English and Mandarin.
- A sound understanding of a broad range of wholesale lending products.
- A basic understanding of market risks and operational risks would be an advantage.
For more information on this role please contact Judith Webb by sending your CV and quoting ref 16829JW.
Fluent Mandarin Credit Analyst Corporate & FI in City of London employer: Barbara Houghton
Contact Detail:
Barbara Houghton Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Fluent Mandarin Credit Analyst Corporate & FI in City of London
✨Tip Number 1
Make sure to highlight your relevant UK work experience during networking opportunities. Attend industry events or seminars in London where you can meet professionals in the finance sector, as personal connections can often lead to job referrals.
✨Tip Number 2
Brush up on your Mandarin and English communication skills. Since this role requires fluency in both languages, consider joining language exchange groups or professional workshops that focus on business communication to enhance your proficiency.
✨Tip Number 3
Stay updated on current market trends and credit risks, particularly in the UK and international markets. Subscribe to financial news outlets or join online forums where you can discuss these topics with other analysts, which will help you demonstrate your knowledge during interviews.
✨Tip Number 4
Familiarise yourself with the specific credit risk management systems and procedures used in the industry. Research common tools and software that are popular among credit analysts, as being knowledgeable about these can give you an edge in discussions with potential employers.
We think you need these skills to ace Fluent Mandarin Credit Analyst Corporate & FI in City of London
Some tips for your application 🫡
Highlight Relevant Experience: Make sure to emphasise your 3+ years of UK work experience in your CV and cover letter. Clearly outline your previous roles and responsibilities that relate directly to credit analysis and risk management.
Showcase Language Proficiency: Since fluency in Mandarin is essential, include specific examples of how you've used your language skills in a professional context. This could be in reports, presentations, or client interactions.
Tailor Your Application: Customise your CV and cover letter to reflect the key responsibilities and skills mentioned in the job description. Use keywords from the listing to demonstrate that you are a perfect fit for the role.
Professional Presentation: Ensure your application documents are well-structured and free of errors. A clean, professional format will make a strong impression. Consider using bullet points for clarity and to highlight your achievements.
How to prepare for a job interview at Barbara Houghton
✨Showcase Your Experience
Make sure to highlight your 3+ years of UK work experience during the interview. Be prepared to discuss specific examples of your previous roles and how they relate to credit risk analysis, as this is crucial for the position.
✨Demonstrate Language Proficiency
Since fluency in Mandarin is essential, be ready to demonstrate your language skills. You might be asked to conduct part of the interview in Mandarin, so practice discussing credit-related topics in both English and Mandarin.
✨Understand Market Trends
Stay updated on current trends in the UK and international credit markets. Be prepared to discuss recent developments and how they could impact credit risk assessments, showing that you have a keen interest in the industry.
✨Prepare for Technical Questions
Expect technical questions related to credit risk assessment and management. Brush up on your knowledge of wholesale lending products and be ready to explain how you would approach credit proposals and risk evaluations.
