At a Glance
- Tasks: Join our team as a Credit Analyst, supporting account relationships and credit applications.
- Company: Work with an International Bank in the heart of London, known for its dynamic environment.
- Benefits: Enjoy a permanent position with opportunities for growth and professional development.
- Why this job: Be part of a collaborative culture that values innovation and customer relationships.
- Qualifications: Previous experience as a Credit Analyst in the UK banking sector is essential.
- Other info: Contact Sonia Smith for more details and to apply!
The predicted salary is between 36000 - 60000 £ per year.
On behalf of our client, an International Bank based in London, we are looking for a Credit Analyst to join their team in London on a permanent basis. The role will involve assisting the Credit and Marketing Manager in developing and maintaining account relationships and to administer the delivery of all functions within the Credit and Marketing Department.
Principal Duties & Responsibilities:
- Identify potential business opportunities.
- Prepare credit applications for Credit Committee and Head Office.
- Answer queries from Credit Committee and Head Office.
- Liaise with customers and follow up with customers on their requests and information required by the Bank.
- Liaise with credit administration department and external lawyers to ensure that facility agreements are drafted based on terms and conditions approved by Head Office.
- Prepare department reports for management and Head Office.
- Plan renewal visits and arrange meetings with customers.
- Prepare credit reviews of existing customers.
- Prepare all KYC and CDD forms for loan customers.
- Update and maintain credit files.
- Assist in any other duties required by Credit and Marketing Manager and Branch Manager.
Skills and knowledge:
- Previous experience in the UK as a Credit Analyst
- Credit analysis skills gained in banking sector
- Facility agreements
- Account relationships
To find out more about this great opportunity, please contact Sonia Smith quoting job number 16612SS.
Credit Analyst in City of London employer: Barbara Houghton
Contact Detail:
Barbara Houghton Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Analyst in City of London
✨Tip Number 1
Network with professionals in the banking sector, especially those who work as Credit Analysts. Attend industry events or join relevant online forums to connect with people who can provide insights and potentially refer you to opportunities.
✨Tip Number 2
Familiarise yourself with the specific credit analysis tools and software commonly used in the UK banking sector. Being proficient in these tools can set you apart from other candidates during interviews.
✨Tip Number 3
Stay updated on current trends and regulations in the banking industry, particularly those affecting credit analysis. This knowledge will not only help you in interviews but also demonstrate your commitment to the field.
✨Tip Number 4
Prepare for potential interview questions by practising your responses to common scenarios a Credit Analyst might face. This could include discussing how you would handle a difficult customer or how you approach credit risk assessment.
We think you need these skills to ace Credit Analyst in City of London
Some tips for your application 🫡
Understand the Role: Read the job description carefully to understand the key responsibilities and required skills for the Credit Analyst position. Tailor your application to highlight your relevant experience in credit analysis and account management.
Craft a Strong CV: Ensure your CV is up-to-date and clearly outlines your previous experience as a Credit Analyst, particularly in the UK banking sector. Use bullet points to make your achievements stand out, focusing on your skills in credit analysis and relationship management.
Write a Compelling Cover Letter: In your cover letter, express your enthusiasm for the role and the company. Mention specific examples of how your past experiences align with the duties listed in the job description, such as preparing credit applications or liaising with customers.
Proofread Your Application: Before submitting your application, thoroughly proofread all documents for spelling and grammatical errors. A polished application reflects your attention to detail, which is crucial for a Credit Analyst role.
How to prepare for a job interview at Barbara Houghton
✨Know Your Credit Analysis Fundamentals
Brush up on your credit analysis skills and be prepared to discuss your previous experience in the banking sector. Understand key concepts like facility agreements and account relationships, as these will likely come up during the interview.
✨Demonstrate Relationship Management Skills
Since the role involves maintaining account relationships, think of examples where you've successfully managed client interactions. Be ready to share how you’ve handled customer queries and followed up on requests in your past roles.
✨Prepare for Technical Questions
Expect questions related to preparing credit applications and reports. Familiarise yourself with the processes involved in liaising with credit committees and external lawyers, as well as the importance of KYC and CDD forms.
✨Show Enthusiasm for the Role
Express genuine interest in the position and the company. Research the bank's values and recent developments in the industry, and be prepared to discuss how you can contribute to their success as a Credit Analyst.