Credit Analyst

Credit Analyst

Full-Time 36000 - 60000 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Join our team as a Credit Analyst, assisting in account relationships and credit applications.
  • Company: Work with an International Bank based in the heart of London.
  • Benefits: Enjoy a permanent position with opportunities for growth and development.
  • Why this job: Be part of a dynamic team, making impactful decisions in the banking sector.
  • Qualifications: Previous experience as a Credit Analyst in the UK is essential.
  • Other info: Contact Sonia Smith for more details about this exciting opportunity.

The predicted salary is between 36000 - 60000 £ per year.

On behalf of our client, an International Bank based in London, we are looking for a Credit Analyst to join their team in London on a permanent basis. The role will involve assisting the Credit and Marketing Manager in developing and maintaining account relationships and to administer the delivery of all functions within the Credit and Marketing Department.

Principal Duties & Responsibilities:

  • Identify potential business opportunities.
  • Prepare credit applications for Credit Committee and Head Office.
  • Answer queries from Credit Committee and Head Office.
  • Liaise with customers and follow up with customers on their requests and information required by the Bank.
  • Liaise with credit administration department and external lawyers to ensure that facility agreements are drafted based on terms and conditions approved by Head Office.
  • Prepare department reports for management and Head Office.
  • Plan renewal visits and arrange meetings with customers.
  • Prepare credit reviews of existing customers.
  • Prepare all KYC and CDD forms for loan customers.
  • Update and maintain credit files.
  • Assist in any other duties required by Credit and Marketing Manager and Branch Manager.

Skills and knowledge:

  • Previous experience in the UK as a Credit Analyst
  • Credit analysis skills gained in banking sector
  • Facility agreements
  • Account relationships

To find out more about this great opportunity, please contact Sonia Smith on (phone number removed) quoting job number 16612SS.

Credit Analyst employer: Barbara Houghton Associates

As an esteemed International Bank located in the heart of London, we pride ourselves on being an excellent employer that fosters a collaborative and dynamic work culture. Our commitment to employee growth is evident through tailored training programmes and opportunities for career advancement, ensuring that our Credit Analysts thrive in their roles while contributing to meaningful client relationships. With competitive benefits and a vibrant city atmosphere, joining our team means becoming part of a forward-thinking organisation dedicated to your professional success.
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Contact Detail:

Barbara Houghton Associates Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Credit Analyst

✨Tip Number 1

Network with professionals in the banking sector, especially those who work as Credit Analysts. Attend industry events or join relevant online forums to connect with people who can provide insights and potentially refer you to opportunities at our company.

✨Tip Number 2

Familiarise yourself with the latest trends in credit analysis and risk management. Being knowledgeable about current market conditions and regulatory changes will help you stand out during interviews and discussions with our team.

✨Tip Number 3

Prepare to discuss specific examples of your previous experience in credit analysis. Think about how you've successfully managed account relationships or handled complex credit applications, as these are key aspects of the role we're looking to fill.

✨Tip Number 4

Demonstrate your understanding of KYC and CDD processes during your interactions with us. Showing that you are well-versed in these areas will highlight your suitability for the position and your commitment to compliance in the banking sector.

We think you need these skills to ace Credit Analyst

Credit Analysis
Financial Modelling
Risk Assessment
Attention to Detail
Communication Skills
Customer Relationship Management
Report Writing
Knowledge of KYC and CDD Regulations
Understanding of Facility Agreements
Problem-Solving Skills
Time Management
Team Collaboration
Analytical Skills
Proficiency in Financial Software

Some tips for your application 🫡

Tailor Your CV: Make sure your CV highlights relevant experience as a Credit Analyst, particularly any roles in the UK banking sector. Emphasise your skills in credit analysis and account management.

Craft a Compelling Cover Letter: Write a cover letter that specifically addresses the responsibilities listed in the job description. Mention your experience with credit applications and customer relationship management to demonstrate your fit for the role.

Showcase Relevant Skills: In your application, clearly outline your skills related to preparing credit reviews, liaising with customers, and managing facility agreements. Use specific examples from your past work to illustrate these skills.

Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any spelling or grammatical errors. A polished application reflects your attention to detail, which is crucial for a Credit Analyst role.

How to prepare for a job interview at Barbara Houghton Associates

✨Know Your Credit Analysis Fundamentals

Brush up on your credit analysis skills and be prepared to discuss your previous experience in the banking sector. Understand key concepts like facility agreements and account relationships, as these will likely come up during the interview.

✨Demonstrate Relationship Management Skills

Since the role involves maintaining account relationships, think of examples where you've successfully managed client interactions. Be ready to share how you’ve identified business opportunities and followed up on customer requests.

✨Prepare for Technical Questions

Expect questions related to preparing credit applications and reports. Familiarise yourself with the processes involved in liaising with credit committees and external lawyers, as well as the importance of KYC and CDD forms.

✨Show Enthusiasm for the Role

Express genuine interest in the position and the company. Research the bank's values and recent developments in the industry, and be prepared to discuss how you can contribute to their goals.

Credit Analyst
Barbara Houghton Associates
B
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