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- Tasks: Support credit risk management and provide independent assessments for corporate and financial institutions.
- Company: Join a dynamic team focused on managing credit risks in international business.
- Benefits: Gain valuable experience in a fast-paced environment with opportunities for professional growth.
- Why this job: Be part of a crucial role that influences profitable business decisions and market trends.
- Qualifications: Must have 3+ years UK work experience and strong credit risk analysis skills.
- Other info: Fluency in Mandarin and English is essential; sponsorship is not available.
The predicted salary is between 43200 - 72000 £ per year.
To support the Deputy Head of Risk to manage credit risks while assisting in the process of putting profitable business on the books., * To provide high quality and independent credit risk assessments and recommendations for corporate, financial institution and sovereign counterparties, issuers and clients.
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To provide comprehensive and accurate credit analysis of country risks where needed.
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To provide technical support, advice and assistance to all Business Areas on credit related matters.
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To provide advice in respect of the structuring of prospective transactions and guidance in respect of the completion of credit proposals to ensure all risks are identified in an efficient manner.
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To maintain a keen interest and awareness of market trends in international business including key trends and events in the UK and international credit markets.
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To assist with arranging of local Credit Committee meetings and approvals and the presentation of credit proposals.
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To assist in establishing and maintaining credit risk management controls, systems and procedures that meet the requirements of the Client and external auditors.
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To monitor adherence to approved credit limits and to ensure that the Deputy Head of Risk is informed of all material excesses on the same working day as identified.
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To ensure that all credit risks are properly monitored and controlled and to ensure that the credit limits are all formally reviewed as per internal policies.
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To minimise the time taken between problem recognition and cash recovery.
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To liaise with relevant departments regarding credit risk issues and to assist reporting.
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To assist with the review and development of credit risk policies and procedures.
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Reporting and escalating material risk events, including conduct risk events and conflicts of interest, or losses.
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Ensuring transactions arranged are in accordance with the Tax Risk Policy and are documented in accordance with the Legal Policy and any applicable departmental procedures.
It is essential that all candidates applying have a minimum 3 years proven UK work experience. Sponsorship will not be available for this position, therefore 3+ years on visa eligibility to work in UK is essential., * Educated to degree and/or appropriate professional qualification level.
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Strong experience in analysing credit risks of all types.
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Exposure to Project finance or Trade finance preferred.
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Excellent communication skills, both written and oral, in English and Mandarin.
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A sound understanding of a broad range of wholesale lending products.
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A basic understanding of market risks and operational risks would be an advantage.
For more information on this role please contact Sarah Roffey by sending your CV and quoting ref 16829JW.
Fluent Mandarin Credit Analyst - Corporate & FI employer: Barbara Houghton Associates Ltd
Contact Detail:
Barbara Houghton Associates Ltd Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Fluent Mandarin Credit Analyst - Corporate & FI
✨Tip Number 1
Make sure to stay updated on the latest trends in international credit markets. This knowledge will not only help you during interviews but also demonstrate your keen interest in the field.
✨Tip Number 2
Network with professionals in the credit risk management sector. Attend industry events or webinars where you can meet people who work in similar roles and may provide insights or referrals.
✨Tip Number 3
Prepare to discuss specific examples of your experience in analyzing credit risks, especially in corporate and financial institutions. Be ready to explain how you've contributed to risk assessments in previous roles.
✨Tip Number 4
Familiarize yourself with the company's credit risk policies and procedures. Understanding their approach will allow you to tailor your discussions and show that you're a good fit for their team.
We think you need these skills to ace Fluent Mandarin Credit Analyst - Corporate & FI
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your relevant experience in credit risk analysis, particularly focusing on corporate and financial institutions. Emphasize your 3+ years of UK work experience and any exposure to project or trade finance.
Craft a Strong Cover Letter: Write a cover letter that clearly outlines your motivation for applying and how your skills align with the job requirements. Mention your fluency in Mandarin and English, and provide examples of your previous work in credit risk assessment.
Showcase Your Analytical Skills: In your application, include specific examples of how you have successfully analyzed credit risks in the past. Highlight any technical support or advice you provided to business areas regarding credit-related matters.
Research Market Trends: Demonstrate your awareness of current market trends in international business and credit markets. This knowledge can be a great addition to your application and shows your proactive approach to the role.
How to prepare for a job interview at Barbara Houghton Associates Ltd
✨Showcase Your Credit Analysis Skills
Be prepared to discuss your experience in analyzing credit risks. Highlight specific examples where you provided independent assessments and recommendations, especially for corporate or financial institution clients.
✨Demonstrate Market Awareness
Stay updated on current trends in the UK and international credit markets. During the interview, mention any recent developments that could impact credit risk and how you would approach these challenges.
✨Communicate Effectively in Mandarin and English
Since excellent communication skills are essential, practice articulating your thoughts clearly in both languages. Be ready to explain complex credit concepts in a straightforward manner.
✨Prepare for Technical Questions
Expect questions related to credit risk management controls and procedures. Familiarize yourself with relevant policies and be ready to discuss how you would ensure compliance and effective monitoring.